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    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • Thanks DX,   I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
    • Yeah That's correct. We left rent payment coming out of his bank account from January 2023 - August 2023 until we could find somewhere to sort out his belongings which was fine. I tried to give notice a few times from August 2023 asking for advice from Sanctuary housing how we went about this explaining his condition and that he was in a Nursing home from December 2022. I explained we don't have any legal powers to his account like POT but were in the process of going for Deputyship and that I was the named person to act on his behalf to speak with Santuary housing. I said we could provide details of his condition and proof he was now in a nursing home with date he moved in. This went ignored despite repeated attempts to contact them until a housing manager contacted us end of February 2024 and notice was finally accepted with his tenancy coming to an end March 22 2024. Although they have continued to take rental payments for the flat despite someone else living in it from the 1st April. I wasn't aware payments were still being taken till I checked his May banks statements. I had asked them to back date rental payments to August 2023 when I gave notice rather than just giving notice in March 2024 but they've ignored that bit. I don't see why they shouldn't give it back they've taken money they shouldn't have.
    • go do a Direct Debit Guarantee Clawback to your bank if you've now got control of his bank account finny.
    • Hello, Just to check I understand things right, he moved to a nursing home, you then kept paying the rent for a period of time whilst you sorted his belongings. You have asked to give notice and asked for backdated payments of rent from when you first asked which went ignored? They are still taking rent payments.   Have I understood correct?   If I've got anything wrong please correct me.
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Well What Do I Do !!!!!!!!


janeyjane66
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Having read quite alot of the posts in most forums, I really dont know where to start. I have between me and hubby something like 8 CC and the charges for late payment etc we have had over the last 6 years would make your hair curl.

 

Just had statement from Accucard (even though they have been informed we have joined CCCS) charge me £20 late payment, £20 Default Notice, £20 being over credit limit. Which they have put me over with the charges.

 

Also found out Bank Charges from Lloyds this week ( personal account £370) Business Account(£410)

 

And they have the nerve to file an notice of lost of trust or something like that.

 

My Business Manager never phones me I leave numerous messages he never phones.

 

I hate banks and CC's

 

So i sit here reading everyones posts wondering should i try??????

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Yes you should.

 

Look at your accounts and see which one has the oldest charges and start with that one.

 

There's no reason that you can't have them all running at once, but it's best to start with one and at least get a few weeks under your belt before starting on the others.

 

So first things first, send of some DPA letters, and work out who's charged you what.

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I do know from personal experience Lloyds rolls over. A few years ago paid a chq into Business Account. Phoned up 3 days later to be told it had cleared. Gave the items to my customer to recieve a letter next day to say he had stopped chq. Police etc were involved cause this guy had form for this sort of thing (didnt know at the time) my sister worked at hq and told me who to phone and what to say.

 

Two days later they refunded the money and asked for crime number etc. But get this they never went after the money owed. Police caught 12 months later he got 2years. But it was us they mentioned as being defrauded and not Lloyds

 

 

Also a few years ago my ex brother in law owed Barclaycard about £4k and would not pay said he couldnt so they wrote to him and wrote off the debt.Can you believe it

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http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?f=5

 

 

Have a read of these and the step by step instructions. Collect all your statements together for the past 6 years and see if there are any missing. If so u can send a DPA request to the relevant bank/s asking for any missing statements.

 

It really is best to read the FAQ's and the instructions a few times to get your head around it all. It took me a while! Keep reading around the forum for a few days and things will become alot clearer. It will make u moredetermined to get ur money back and there is a very good chance you will.

 

If u unsure of anything just ask!:)

Halifax -

LBA sent 12/05/06 for £1,232

 

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  • 12 years later...

This topic was closed on 09 March 2019.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

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