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    • Hi everyone, I have an update on my case that I’d like to share with you all.  so after submitting 371 pages in my bundle, a witness statement and skeleton argument for my court case due to take place in Manchester on June 21st I got an email from my litigator stating that hmrc have pulled out and the case is now closed!    this is the body of the letter….. This letter, which is copied to the Appellant, pursuant to Rule 17 of the Tribunal Procedure (First-tier Tribunal) (Tax Chamber) Rules 2009, the Respondents gives notice to the Tribunal of their intention to not defend the above appeal.   The Respondents respectfully invite the Tribunal to allow the appeal and close its file. In lieu of the above the Respondents would respectfully ask the Tribunal to vacate the hearing scheduled for Friday 21 June 2024. We would accordingly invite the Tribunal to close its file. Obviously this is extremely good news which hasn’t sunk in that after 3 years of fighting it is over.    I do have a further fight on my hands in that the Group Action I had joined with Independent Tax that had been disbanded in November last year and I chose not to continue with them. They are trying to bill me over 5k for the work they did under that Group Action which is ludicrous bearing in mind the whole point in joining was that it would keep the cost to a minimum as it would be shared between us all. They had asked if I wanted to continue to have them represent me on an individual level which I declined, if I hadn’t, goodness knows what they would have been trying to charge me now. 
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    • As PM Sunak really showed his true colours at the D Day Commemorations by doing what? Oh I am the British PM lets just leave early I have better things to do and as he is called out on disrespecting all those veterans that served our country for the freedoms we have today he gives a groveling apology to little to late. He knew about this event for a long time and also knew that this is probably the last D Day Commemoration due to the age of those Veterans who gave so much for there countries freedom. Even on the day of the D Day Commemoration he still could have changed his plans As PM and stayed but choose not to showing such DISRESPECT to those Veterans, those that lost there lives and Families for the Freedoms we have today Being a Veteran myself I have never known a PM to show such disrespect what the hell was he thinking SHAME ON YOU PM SUNAK  
    • Thanks. We'll try to help over the weekend. If the hearing is on 05/07 then it's 90% sure that the deadline for filing your WS is 21/06.
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Newday Fluid Credit Card debt being chased by Moorcroft


glossyfitz

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Hi Guys

I had a credit card with Fluid which I stopped paying last year as I couldn't afford it and the balance never seemed to get reduced, I was just throwing money at it!  

They have assigned Moorcroft to chase me for money. 

What's the next step? 

Should I ask for my statements and claim back the charges?

Thanks in advance

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  • dx100uk changed the title to Newday Fluid Credit Card debt being chased by Moorcroft

ignore moorcroft .

has Newday issues a default notice yet?

thread title updated

moved to newday forum

dx

 

  • Thanks 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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then most certainly not even think of doing anything until they issue you with a DN.

dx

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

block the numbers and report all txts to 7726 spam

dx

 

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi dx

The call goes through the switchboard for the receptionist to put through to us.

They have been leaving some more messages left on my work's vm. 

I need to do something quickly! 

(lucky the receptionist is a diamond & won't say anything to my boss)!

However, I think it's time to do something to stop the calls.

  Should I start with requesting a CCA first?

Thx for listening 🙂

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FCA CONC 7.9.7 states that a firm (in this case, moorcroft) must not act in a way that is publicly embarrassing for their customer and that third parties do not become aware of debt problems.

Moorcroft are clearly in breach of those guidelines.

Did you give your work phone number when you signed up to fluid or have they found it?

You should write to Moorcoft ONLY telling them to stop calling you. I believe there's a template letter in the library for you to base it off.

Don't waste your time with a CCA yet.

 

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  • 1 month later...

Update - just received DN from fluid and asked me to get in touch with Moorcroft! 

Have had no more calls at work from Moorcroft and have ignored phone numbers that I don't recognise

I have done nothing at all.

 

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good keep it that way.

let them sell it on to a DCA. you'll get a notice of assignment from the dca/debt buyer and newday.

then if you ever get a letter of claim. pop back here.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hi guys - update on Newday Card & Moorcroft

Cabot has now bought the debt.  I haven't received a NOA, just a letter from the original creditor (fluid) confirming they have sold the debt.

I am sure there are loads of charges on the original account - shall I SAR fluid or just ignore?

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