2010 Nationwide Claimform -they lost as judge agreed my sig was a copy and paste - can i now seek retribution?

[shooter67]

Hi,

in 2010 I was taken to court for non payment of nationwide credit card,

I stopped paying because they couldn't supply me with the original signed agreement,

they did send a copy of the original agreement which they had copied & pasted my signature onto.

The case was awarded to me as the judge agreed my signature was indeed copied & pasted, I never had to repay the outstanding amount on the card.

I am now wondering if I can take Nationwide back to court for committing fraud, I still have all the documents from the court case.

Please advise, 

thanks.

[Homer67]

13 years later? No chance, sorry. It would be expensive and probably go nowhere.

[dx100uk]

statute of limitation has expired

thread title updated.

dx

 

[BankFodder]

Why have you only thought about it just now?

What losses have you incured as a result of this

[shooter67]

I heard of a similar case recently, I never thought of or was unaware that I may be able to take them to court.

Edited December 13, 2023 by shooter67

[BankFodder]

Why don't we have a little exploration. Do you still have an account with them? Send them a subject access request – account or no account.

 

[shooter67]

Sorry I forgot to say, I didn't incur any loses, I didn't have to pay the remaining £3800 that was on the credit card. Though Nationwide did register it as a debt on my credit reference files for 6 years.

Yes I still have my mortgage with them.

Edited December 13, 2023 by shooter67

[BankFodder]

Send a subject access request today.

Are you saying that they continued to register as a debt even though the judge held that the documentation was forged?

This decision occurred in 2010 – correct?

I have to say that you been here since 2013. I don't understand for the life of me why you didn't tell us about this then

[shooter67]

Yes Nationwide did register it as a debt even though I won the case. It was around 2010/2012 I will have a look at the documents tonight for dates.

I was on here before 2013, as the advice I was given on here, along with the templates for the different letters I sent prior to appearing in court helped me enormously, I wouldn't have had a much of a clue if I'd had to have done it myself.

[BankFodder]

I don't suppose you got a transcript of the judgement?

 

And we would certainly need to see a copy of the judgement in PDF format

[dx100uk]

20 minutes ago, shooter67 said:

I was on here before 2013,

must have been a diff username then.

shooter67 was created feb 2013

[shooter67]

Yes I do have a transcript of the judgement , I will sort all this out on Friday on my day off.

I will forward to you, thanks.

[BankFodder]

And when I am referring to the transcript of the judgement, I'm referring to a transcript of the judge's reasoning when producing the judgement. This could be one or two pages long