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    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • JK: Yeah That's correct. We left rent payment coming out of his bank account from January 2023 - August 2023 until we could find somewhere to sort out his belongings which was fine. I tried to give notice a few times from August 2023 asking for advice from Sanctuary housing how we went about this explaining his condition and that he was in a Nursing home from December 2022. I explained we don't have any legal powers to his account like POT but were in the process of going for Deputyship and that I was the named person to act on his behalf to speak with Santuary housing. I said we could provide details of his condition and proof he was now in a nursing home with date he moved in. This went ignored despite repeated attempts to contact them until a housing manager contacted us end of February 2024 and notice was finally accepted with his tenancy coming to an end March 22 2024. Although they have continued to take rental payments for the flat despite someone else living in it from the 1st April. I wasn't aware payments were still being taken till I checked his May banks statements. I had asked them to back date rental payments to August 2023 when I gave notice rather than just giving notice in March 2024 but they've ignored that bit. I don't see why they shouldn't give it back they've taken money they shouldn't have. Thanks DX, I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
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Couple of questions pls...


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I received my defence from Cobbetts on 13th. I sent back the response to the CPR part 18 request that i found in a separate sticky thread at the top of this page, and I included my Schedule of Charges. I havent included any response to there defence.

 

Do I need to send any sort of reply to that, or will my schedule by ok on its own with a covering letter and the copied text from the CPR part 18 sticky thread?

 

Also I last night received a letter from my local court with the questionnaire and am unsure on how to proceed. Would you advise to postpone any further action for a month, in the hope that Cobbetts will make me an offer. I did speak to Cobbetts yesterday to confirm they had received my schedule and they said they had and would contact me within a week or two.

 

Also i am unsure whether the £100 i need to pay to my local court will be refunded. If I pay the court and then Cobbetts offer me my original amount on the Schedule of Charges, this will not include the £100. Will I be able to claim this back either frmo the Court, or Cobbetts.

 

ANy help is much appreciated.

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Do I need to send any sort of reply to that, or will my schedule by ok on its own with a covering letter and the copied text from the CPR part 18 sticky thread?

That's fine

Also I last night received a letter from my local court with the questionnaire and am unsure on how to proceed.

Guide to AQ is in Bank Template Libarary

 

Will I be able to claim this back either frmo the Court, or Cobbetts.

 

Cobbetts

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People have different views on when to return the AQ, some like to wait to see if they can save the 100 quid and get payed out before, others, myself included, like to get it in early as this then means it will cost the bank another 100 quid.

 

The £100 AQ fee is reclaimable, but it's totally up to you when you submit this form.....so long as it's before the deadline of course.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Ok, thanks. I get paid this week, so may as well just pay the £100 now i think.

 

And just to clarify, it says in the guide to the questionnaire to tick that you dont want to delay by a month...if i continue and then Cobbetts make me an offer is it easy to stop the procedings? Thanks

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Yes it's easy to stop the proceedings. Once you receive your cheque for the full amount you will also get a Notice of Discontinuatiation, this will have to be filled out and returned to the court.

 

I havn't actually done mine yet as Cobbetts still owe me the AQ fee.

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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