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    • If I haven't referred to it before then please check out this thread another case where the claimant contracted directly with Packlink for a courier delivery service carried out by Evri. Please read this thread very carefully and eventually you will get to a point where the claimant – our OP – discovered some interesting terms and conditions and has referred to them in his case. He incorporated these into his witness statement and was given judgement – not on the basis of rights of third parties but on the basis of direct responsibility. I would suggest that use the witness statement as a model although we will want to see it before you file it off. When you find the particular post with the witness statement, please can you post a link to it here as well as a copy of the witness statement because I don't have the time to look for it at the moment and the thread is rather long. However it is very important to you and you should go through it very carefully indeed. We have applied for a transcript of the judgement and hopefully it will be along in six weeks or so. As soon as we receive it we will make it available on this sub- forum.
    • Yes they are criminal charges. The law requires you to stop/report if "...owing to the presence of a mechanically propelled vehicle on a road or other public place an accident occurs by which— [injury or damage to a third party or their property is caused]. "I would be disinclined at this stage to offer anything more than you do not believe any such accident took place.  You could provide a brief description of the altercation in an attempt to explain why another party might be making these allegations. I know it's a silly question, but are you sure that you did not collide with anything? Could you have mistaken hitting something for the other party thumping your car? Could it be that you passing closely caused him to damage something somehow?  
    • Thank you. They insisted that they claim they have an "allocated settlement" figure per day. Make a note of this and make sure it gets into your witness statement and onto the judge. This is a scandal and even more evidence of the abuse of the system. It has nothing to do with justice. It is purely economic's for them. Once again, insist on seeing their contract with Packlink. You shouldn't take their word for anything without evidence. Also standby as I will post a link to a similar case where a very interesting discovery has been made about Packlink's terms and conditions and how Evri are responsible to you in any event. We are applying for judgement on that. It will take about six weeks. I'm sure it will be available by the time you go to trial. Also, it is outrageous that they wasted your time and the mediator's time agreeing to compromise when they already had a fixed sum in mind. This is not about compromise, this is about setting a condition from which they will not move. This is an abuse of the court process. It is an abuse of the mediation process. Make sure it all goes into the witness statement. The judge needs to know  
    • Update: they actually showed up to mediation this time. The mediator seemed pretty understanding that I had a previous claim with Evri last year where they didn't show up to mediation and ended up settling in full before court. And how evri are infamous for following this "dragging out protocol" even when they will lose. Evri spoke the usual speil of my contract is with packlink not them, to which i briefly explain to the mediator the Rights of Third Parties Act 1999 etc. Best they could offer was a "goodwill guesture" of £20 plus covering the court fees so £55 total. Said they have an "allocated settlement amount per day". the mediator could already tell it wasn't going nowhere so we had no deal.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Rougesept v Capital One


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hi Milly, yea bit frustrating that I am having to wait for default removal, hopefully will be done beginning of this week and then I will submit court claim, have put it on hold on jonni2bad's advice as process has been constructive. Keep a watch on my thread soon, I'm sure I'll need some help and support.

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Ok, update needed. They've defended on the basis that they've paid. And they've given me:

 

All charges back

Statutory interest (not contractual)

Court Fee

Half of all purchase interest ever charged to my account which comes to a nice lump but is still not as much as the contractual I claimed.

 

Don't want to say much more - it's roughly £3500, I think I'll accept to be honest.

 

Just to leave you with this, the defence letter states:

 

'You are right to claim interest at the rate we charged on your account...'

 

An admission of contractual?

 

Good luck guys

 

Rouge

 

Could you post the whole of this letter?

 

Tanz

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At work right now, will post the relevant parts tonight.

 

Rouge

CAPITAL ONE

14th Dec - SAR

13th Jan - Prelim

27th Jan - LBA

27th Jan - 12% settlement offer (refused)

8th Feb - N1 claim issued

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Hi Rouge,

Are you going to post the whole of the letter up?

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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Sorry guys, will do it tonight. I haven't deserted the ship!

 

Rouge

CAPITAL ONE

14th Dec - SAR

13th Jan - Prelim

27th Jan - LBA

27th Jan - 12% settlement offer (refused)

8th Feb - N1 claim issued

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Or tonight even! Sorry guys, not at home this week 'cos of work so everything's a bit up in the air.

 

Rouge

CAPITAL ONE

14th Dec - SAR

13th Jan - Prelim

27th Jan - LBA

27th Jan - 12% settlement offer (refused)

8th Feb - N1 claim issued

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Ok guys, the letter is standard fare for Cap One apart from this paragraph regarding my claim for contractual interest (interesting line in red):

 

'After reviewing your request for £xxxx.xx to cover the interest, I can confirm that your calculations are incorrect. All default fees charged to any account are always charged at the purchase interest rate. Whilst you are entitled to claim back interest on the fees we have charged you at the same rate as what is on you account, your calculations do not take in to account any payments you made to the account.'

 

Basically, they misunderstood the type of interest I was claiming but do admit the contractual rate is an entitlement. To settle, they refunded half of the interest ever charged to the account as well as statutory 8% interest. Done deal.

 

Can someone change the title to *WON*?

 

Cheers guys! A while ago Bill-K had a bad time as a result of some idiotic posts. I have to say that I wouldn't have been at this point without his personal help, especially when I was starting out. Cheers Bill! Lots of others answered my daft questions - thanks to doo, Milly, Sonja and others whose names escape right now but I'm grateful. Good luck to you all, you'll have no probs I'm sure.

 

Just read the above, sounds like I've won an oscar!

 

Rouge

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CAPITAL ONE

14th Dec - SAR

13th Jan - Prelim

27th Jan - LBA

27th Jan - 12% settlement offer (refused)

8th Feb - N1 claim issued

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Thanks Rouge - just pleased you are happy with your offer, letter is v.interesting, I wonder if they will go down the same road with me. Anyway stick around I'm sure I'll need some help.

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Well done Rouge. Glad it all got sorted for you. Interesting part of the letter I think.

Lets hope the same happens with me and doo.

Thank you for the thank you too.....the oscar speech brought tears to my eyes :)

 

P.S. Bill is da man!

Morgan Stanley

**Won 31.01.07 with CCI**

Capital One

**Won 19.04.07 with CCI**

Halifax current & Joint

Verbal S.A.R 11.01.07, stats recd 18.01.07

Halifax Visa prelim sent 26.01.07. Reply 31.01.07 Filed N1 on 20.03.07 - Judgement granted, sent in the bailiffs

GE Capital

Frazercard Prelim sent with CCI 27.01.07

Burtons Prelim sent with CCI 22.01.07

 

RBOS Visa S.A.R sent 12.01.07

Partners JJB card (Creation) *Won* with part interest - 15.02.07

 

 

Partners LLOYDS Account S.A.R 13.12.06 - stats recd 30.01.07. Prelim sent with CCI 01.02.07

 

Partners BOS Mastercard Offered all charges except £12. Refused. N1 filed 20.03.07 - Judgement granted, sent in the bailiffs

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Hey Rouge, mate - belated

CONGRATULATIONS !!!

I think telling you your figures are wrong is their latest trick. I even wonder if they've seen me telling peeps to make sure their spready's right before they do owt else, and thought "Ah, now there's an idea !!" Crafty sods.

 

Thank you for the mention in your Oscar speech, mate. Very kind of you - and you other guys. TBH, I've caused plenty of grief with my own idiotic posts, and so, in the now defunct spirit of mutuality and reciprocity, I continue to do so !! :lol: :lol:

 

Enjoy your winnings, mate, and have several for me down the old rub-a-dub, tonite !!! ;)

All the best to you, my friend. :)

 

sensiblegorilla.jpg

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congratulations rouge and just to echo what the others said about bill

"Banks are people that will lend you an umbrella when it's sunny, but demand it back the minute it starts raining"

 

Brad v Halifax

22/08/06 - Preliminary Letter sent requesting full repayment of charges

06/09/06 - LBA sent to bank

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Could someone let me know how to change the thread to **WON**? Are any mods watching?!

 

Rouge

CAPITAL ONE

14th Dec - SAR

13th Jan - Prelim

27th Jan - LBA

27th Jan - 12% settlement offer (refused)

8th Feb - N1 claim issued

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PM one of the mod's with a link to this thread and it will be duely done!!!

IF MY COMMENTS HAVE HELPED PLEASE CLICK MY SCALES

 

Don't be like the banks - give a little back

 

 

:D NAT WEST - WON - £4282.36:D

 

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Has anyone tried PMing a mod? They all have 'no space' for messages until they clear up some space! Any mods that read this - can you change it for me please!

 

Rouge

CAPITAL ONE

14th Dec - SAR

13th Jan - Prelim

27th Jan - LBA

27th Jan - 12% settlement offer (refused)

8th Feb - N1 claim issued

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Ok guys, the letter is standard fare for Cap One apart from this paragraph regarding my claim for contractual interest (interesting line in red):

 

'After reviewing your request for £xxxx.xx to cover the interest, I can confirm that your calculations are incorrect. All default fees charged to any account are always charged at the purchase interest rate. Whilst you are entitled to claim back interest on the fees we have charged you at the same rate as what is on you account, your calculations do not take in to account any payments you made to the account.'

 

Basically, they misunderstood the type of interest I was claiming but do admit the contractual rate is an entitlement. To settle, they refunded half of the interest ever charged to the account as well as statutory 8% interest. Done deal.

 

Can someone change the title to *WON*?

 

Cheers guys! A while ago Bill-K had a bad time as a result of some idiotic posts. I have to say that I wouldn't have been at this point without his personal help, especially when I was starting out. Cheers Bill! Lots of others answered my daft questions - thanks to doo, Milly, Sonja and others whose names escape right now but I'm grateful. Good luck to you all, you'll have no probs I'm sure.

 

Just read the above, sounds like I've won an oscar!

 

Rouge

 

 

 

Thank you rouge for your kindness:) I wish you a profitable time with all your claims:) :)

 

 

Milly XXXXXXXX

CAPITAL ONE (O/H!): Won £1864.63 including contractual :D

GE MONEY: WON £266.00

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