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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
    • Makers of insect-based animal feed hope to be able to compete with soybeans on price.View the full article
    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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the funding corp worst company ever!!!


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Hi.what l am saying is with the bos being void stephenson have had a look at the hp what came with the car there,s little fault with it .so for us to volentry hand back the car to tfc we would have to get another car with my husbond working nights 40 miles there and back and with our credit score there no chance. we love to get rid tfc and have,ing already paid them over £10,000 still 18mths to go before we pay it off a car which was £5000what we paid for it.

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If the BoS which, is an essential part of the documentation, is defective that poisons any other document which emanates from it. In other words the whole deal is kaput

 

What did Stephensons say about that?

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Hi Joncris.l did ask stepenson about this when you mention,ed it in one of your last posts. and they said it dose sometimes but there,s not alot of faults with the hp agreement so they can,t go down that path .

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a bill of sale and cca agreement are linked

the consensus is that if the bos is invalid it reverts back to the credit agreement

 

i know this is not the case

if one is invalid, both are crap

 

ill let john chriss take over for a while on this

better have two opinions than one

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Gillian Lavelle ha also taken over my case. I haven't has a progress report on my case for several weeks. The last i heard was that my credit agreement had been passed to a Barrister.

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Hi gillypam..... I haven't heard anything since the agreement was passed to a barrister. I can only presume that it has been passed to a barrister for an opinion as to the validity of the agreement.

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I had an independant person (Solicitor) look at my Credit Agreement & BOS aswell as Stephensons. In his opinion he thinks that the invalid BOS does not make the Credit Agreement unenforceable.

 

Personally i question this as the BOS does make reference to the Credit Agreement in the terms & conditions. Also if the PPI has been misold then this will surely question the validity of the credit agreement.

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When my agreement was sent to the Barister by Mark Bowden, it took 5 weeks from when he received it for me to get a copy of what he said.

 

One thing i was miffed about, is that i weren't even told MB had left.

I hope Gillian Lavelle is up to date

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Hi all. l got told a week before he was leaving gillian lavelle must have taken all tfc cases .glad we did,nt have a ppi it makes you wonder if we can do something about tfc or are they going to get away with bos been void and credit agreement been valid?

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Hi GillyPam I am having the same problems as you I have found out the BOS with TFC is void and they have failed to take the car because I told them it was illegal. I have had the agreement looked at by Stephensons and they say its above board.Surely a company that gets you to sign documents that are illegal should not get away with it and it should effect the credit agreement.

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Hi larlieboy1 so stephensons have said its above board so what are they going to do have they said .quite alot of people are saying that if the bos is void it posoins the credit agreement you wont to ask stephensons about this.it stinks

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