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Can Lloyds Staff Claim Back Charges? **WON**


tezviper
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Other people may disagree with me, but I do not send these letters recorded delivery and it has never mattered. The court do not require you to send recorded delivery.

 

Personally I would not redo anything, RM are a bit of a shambles.

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Already done it It was delivered yesterday. where do you think I stand on this? how would it be viewed if i stuck to my original deadline and proceeded to file claim on friday even though they now have a letter from me giving them 2 weeks from yesterday? would appreciate input on this, would really like to proceed but not sure how it would affect my case etc.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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If you've sent the letter I would personally stick to it, however the chances of them properly reading it, let alone discussing it with you are slim so it will probably make no difference if you just file the claim as originally intended. Like I say though, in order to stay completely come-back free I would personally now wait the extra 14 days you have given them.

Mindzai & Lucid vs Lloyds TSB

 

Mindzai's Account - Partial settlement offer rejected

Joint Account - Partial settlement offer rejected

_________________________

Spreadsheet for compound contractual interest and statutory (s69) interest:

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Yea, as much as I want to press ahead Im inclined to agree with you, am annoyed though coz my prlim I sent to Halifax still showing as not delivered and yet I have just recieved a response from it. What exactly are we paying Royal Mail for??????

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Any further advice on this or should I stick to the new deadline I have set?

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Thanks for advice. anyone else got any suggestions?

Am swayin towards filing claim now.

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Still debating wether or not to file claim tomorrow as per my original deadline or assume that they never recieved first letter and stick to the new deadline I have set.

What do you think?

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Cheers for the kick up the backside lol. :o

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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LoL, then who will I be able to pester???

 

:rolleyes:

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Share on other sites

Right decided to comprimise due to a lack of funds so am filing this weekend with MCOL. I have read on here quite a lot that people are getting £750 into thier account if they are claiming over that amount, by the time they are due to file. Is this now becoming quite a regular thing or is it only happening in a small number of cases?

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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I've never had a reply to my LBA, posted 1st Feb .... and no money either, so definitely not in every case unfortunately!

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Well I got a letter today offering £750 and stating will credit to account in next few days. Unfortunately I filed my claim in the early hours of this morning.

 

Never Mind

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Well at least you got £750 back - we must have done something really bad as we have heard nothing!!

 

Has it gone into your account yet?

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Not yet no. will keep u posted.

 

tezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Share on other sites

Hope it goes in soon and you enjoy spending it :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Have you filed your claim yet?

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Share on other sites

Going to do it on the 20th which is pay day. Had a really expensive month this month will 4 major birthdays and also my husband works away a lot....when he does this he has to pay and then claim back the expenses. He is going out to Singapore at the weekend and it usually costs about £300ish in expenses for the week (plus the hotel!) so we are holding off until payday just to be sure we have enough money to last us!

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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As you are waiting til then it might be worth resending the LBA, unless you have any confirmation of them recieving the first.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Share on other sites

Got confirmattion (sent Recorded Delivery) but faxed them earlier this evening anyway. Like you have done, will be a PITA to file and then have to amend amounts if they part pay.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Im not going to ammend mine, They havent paid yet so am assuming I dont have to do anything and they will inform the court.

That sound right??

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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Share on other sites

I always make some kind of mistake no matter how many times I check. Seems like Ive put first name in surname box and of course surname in first name box. Gonna ring em in the morning, Am hoping this will be ok as its not a major problem. Anyone think this will cause me problems?

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

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