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After years of hearing absolutely nothing from the previous debt collection agency (DLC) all of a sudden I have received a letter from Cabot Financial saying that my account is back with them (??),


this an unsecured personal loan which was taken out back in 2002 and the last payment was back in 2004/05 and Cabot quote 'With Cabot, you'll never have to pay more then you can afford. We help set up over 53,000 plans every month, we're confident we can help you too.'


Now they won't get a penny from me but can anybody on the site advise me the best way to deal with Cabot before they send this their solicitors please?, I know the debt is Statute Barred and there has never been any court action of any kind so some help and advice will be greatly appreciated.


I know that DLC/Cabot are the same company, just trading under different disguise.


Many Thanks in advance.


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god they are desperate to find mugs...


send them our SB letter

esp if you've you've moved and never told any of the DCA's or welcome...

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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