PM Vs Bank of Ireland

[unitboy]

Congrats

 

A long drawn out case that now opens the floodgates. Spend it wisely.

[lickthewallfatboy]

nice result.I have asked BOI for my info pre 2000 now that the limitations problem seems to be a non runner.....

[lickthewallfatboy]

I wonder if it might be prudent for new claimants to go straight to the FOS for investigation instead of going down the route of court initially?This seems to get the desired result with a lot less of the stress

[noomill060]

But without the additional bonus of judicial interest at the contractual rate.

[lickthewallfatboy]

but can't you use the compound interest method as mentioned on another post-just means missing out on the 8% levied by the court process?

[bally35]

Congratulations.

[will77]

how did you argue the adjournment request.... first trust have told me they intend to try that trick on thursday.

[fiford]

Well done P! Excellent result. Hopefully ALL their nonsense will end now and you'll be able to get on with spending your hard earned dosh in peace.

fiford

[xlr8r_y2k]

congratulations - is it possible you could tell me what the name of the judge was who heard your case?

[jackster77]

thats great news that you got a settlement - give hope to the rest of us:)

[lickthewallfatboy]

see you made the Belfast Telegraph,"David".... LOL

[LordPringle]

Here is the link to the newspaper article about this win, for anyone who wishes to read it:

 

I was charged £38 a time on three direct debit charity payments ... of £2 each - Business - Belfast Telegraph

 

Excellent win! Enjoyed reading your news article

[joruairc]

Success! Had a letter from the Financial Ombudsman this morning, Bank of Ireland have settled in full rather than be investigated. £757.50 (my original claim was for £673.50 but by the time I went to the ombudsman they had applied some more fees, which I was also able to claim).

 

Slippery customers though - they claimed that I 'double counted' some fees (in which case they had 'double charged' me); and also stated that some charges I had claimed were services, viz: notified fees, and wouldn't pay them. In fact I hadn't claimed any notified fees, just 'referral items'. An interesting point, though for anyone thinking of claiming notified fees, is that the ombudsman agreed with the bank's position, as they were 'levied in accordance with the bank's published tariff'.

[madjj111]

brill joruairc - how long did FO take to get back to you with this info - i waiting about 4 weeks now

[joruairc]

Hiya I'd say about 5 weeks, shouldn't be too long now. Did you claim for notified fees? I'd say the bank won't refund them, and the ombudsman won't go for them based on my case.

 

Further good news is that I've just spoken to the local branch who have refunded £57 of fees applied this month, and increased my overdraft

 

Good luck!

 

J

[pmcmurrough]

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