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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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John Lewis trying to blame me for TV fault **SETTLED**


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All I can think is maybe they have filed it by post and emailed it to me. Maybe it has been received in time but not yet opened and processed?? I don’t know. Seems odd though as I have had the document for a few days 🤷🏻‍♀️

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Check the status on your MCOL dashboard it will state if a defence has been submitted.

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Okay. Mind you if they receive the defence before there have actually processed your judgement, then the defence will take priority.

What is the value of the claim again please?

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In fact I just look back and I think it's well over 600 quid.

This means that if you do give the judgement – as soon as you get it, transfer up to The High Court Enforcement Officers for a robust enforcement process

here's one for instance –https://thesheriffsoffice.com/services/high-court-enforcement

 

Make sure that they don't charge any fee if they don't manage to enforce. Most of these enforcement companies don't charge a fee – but double check.

It will cost you about £66 standard charge to transfer the judgement up to the High Court. You will get that back on enforcement. Any High Court enforcement firm will take care of it all for you completely.

You simply let them have details of the County Court judgement and they will do the rest

 

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When a County Court Judgment (CCJ) is issued, the creditor has the option of enforcement by County Court Bailiffs or to transfer it up to the High Court for enforcement by a High Court Enforcement Officer (HCEO). There are pros and cons to both approaches, but here we are looking at how to transfer to the High Court for enforcement.

When the judgment is transferred up to the High Court, a writ is issued. Most judgments are for a monetary sum and if that figure is over £600 (including court costs) a writ of control (formerly known as a writ of fieri facias or fi fa) can be sought. This writ is essentially the same as a warrant of execution and allows the HCEO to take control of (seize) goods from the debtor for sale to raise sufficient funds to recover the debt. Judgments over £5,000 may only be enforced by an HCEO.

 

 

 

https://thesheriffsoffice.com/articles/transferring_up_-_a_guide

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I have just heard from the solicitors representing JL by email attaching the Defendent’s N180 Directions Questionnaire by way of service.

 

My MCO dashboard still says ‘awaiting judgement’ so I’m guessing I do nothing until this I hear from the court 🤔 

Edited by Smith1976
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Does it indicate on the dashboard status that they acknowledged service ? 

 

Perhaps if you post a screen grab then we can be certain of the detail.

We could do with some help from you.

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I have phoned MCOL for an update as the dashboard still says ‘awaiting judgement’.  Apparently the solicitors emailed their response and there is a backlog, but it arrived just in time before the deadline. MCOL is now emailing me a DQ to fill in and return.

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Yes. Also if it gives you the opportunity to go to mediation – you should accept this as well.

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1 hour ago, Smith1976 said:

Thanks. I have now received my DQ from the court, so will complete this and return. I will include myself and my partner as witnesses and request a local court hearing.

 

I would keep it to one witness...yourself the claimant...complicates matters and they generally wont be taken into account to give evidence 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Thanks. The issue is, although I have been working on this complaint because it was my purchase, I was in the other room for literally two minutes due to Covid when the person entered our home, so I will need my partner to be a witness as they are accusing him in their defence. It’s quite unbelievable really. 

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  • 1 month later...

Hello just thought you would appreciate an update. I have telephone mediation tomorrow morning. Whilst I would be happy to bring the matter to a close, I don’t feel I am at fault whatsoever, so I’m unsure how it will play out. I’ll let you know how I get on. Thanks.

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I agree completely that you are not at fault. I can't remember if I have recommended that you look at the mediation stories on the Hermes sub- forum – but if you have not then please do so.

Stick to your guns. You are under no obligation to compromise at all. The defendants will attempt to save some Face – even by requiring you to compromise to the extent of at least giving up your court fee.

It's up to you how you want to play it. There is no reason why should be out of pocket at all.

If you read the mediation stories then you will see that sometimes the mediator act improperly and tries to put pressure on you.

If this happens, you should point out to the mediator that they are acting out of turn and beyond the scope of their duties and that their role is simply to act as a communications conduit.

 

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  • 1 month later...

Hi just a little update. We went to mediation. After a lot of back and forth, JL agreed to pay half the cost of the TV and no more. I explained I was happy to mediate by settling and even accepting a new TV or amount in vouchers to the full cost of my purchase - which the mediator seemed think was very reasonable. The solicitor wanted a day to talk this through with JL, but I heard the following day this was refused. We therefore decided to go to court.
 

I have now received a Notice of Allocation to the Small Claims Track. Please see the image attached. I am quite confused as the judge has asked for us to mediate in point 1. Point 3 then requests further documentation?

 

I have also heard today from the defendant that they have refused to the court for the judge to make a decision on papers alone and in a separate email offered me £600 to cover the cost of the TV inc of all costs. 
 

Any thoughts please 🤔 🙏 thanks!

Doc 21 Jul 2021, 14:04.pdf

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I'm not sure what we're seeing here in this document – and there seem to be parts of it missing. It's unhelpful if you can't supply documentation in a proper condition.
Don't forget that what you've received here is a standard form and it won't be a direction from the judge.

This claim has been going on for some time so you will understand that I'm a bit hazy about the details. I understand that the TV cost about 800 quid and you've had about 18 months or two years use out of it – which may be is about 15% to 20 % of its life expectancy. So that we can say that you have had about £100 worth of use of it.

What is the total value of your claim including court costs?

However I understand also that there was a guarantee and on this basis, you would expect the set to be fully repaired or replaced.

I'm amazed that John Lewis is digging their heels in over such a small amount and is extraordinary if they really are talking to a solicitor. They really are talking about bonbons here and they are spending far more than the entire claim is worth
this is this kind of crazy attitude that we used to get from comic warehouse before they went broke and which we are still getting from Currys PC World – which have become a byword for shabby customer service.
Have they seen your video? Do they know about it?


 

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return the form and object to it being heard on 'papers only'

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks. This doesn’t go against me though does it? I was worried it won’t look like I’m willing to mediate or negotiate (although I’ve tried!). So I need to submit any other documents if I object to it being hear on papers only? 

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I asked you if they had seen the video but for some reason or other you don't seem to have addressed that question

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Just fill in that part send it back

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Apologies - I hadn’t seen the previous post BankFodder. For some reason it is only appearing now.

 

Yes the TV had a warranty. It cost £775.
 

They say they have seen the video and the mediator even brought this to the solicitor’s attention again. I had to submit the video evidence again during mediation so the defendant’s solicitor could take a look.

 

The only bit missing from the document are my own personal details as I am posting this online, sorry.

 

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