CABOT chasing old RBS Debts.

[London1971]

Every time you pay the DCA a penny you are resetting the Statute Barred Clock. I'm a numbers and statistics Person .

 

If you keep paying the DCA there is a 100% chance that you will always be liable for this debt

If you stop paying the DCA there is a 100% chance that you will not be liable for this debt in 6 years.

 

If you keep paying the DCA there is probably a 10% chance they will send a Claim Form at any time for the rest of your life

If you stop paying the DCA there is probably a 10% chance they will send a Claim Form at any time in the next 6 years only

 

There is a 0 % chance that the DCA will send you a Claim Form without the CCA whether you pay or not

 

Look at theses numbers and ask yourself what you need to do

 

 

[dx100uk]

so you scanned it up then and someone looked at it from here? 

have you another old username ? i can't see you ever did this.

[purplemushroomfairy]

The advice was, 15 years ago that if a true signed copy of the CCA was produced then you carried on paying.

That's why we did.

Advice also to send Section 10 dispute letter etc 

 

The CCA had husbands signature on it and his handwritten date

- all letters to Cabot did not include this. 

 

My worry is if they get it again and we just stop paying we risk court etc, though I suppose it makes no difference now. 

[dx100uk]

but who gave YOU that advice?

 

you've been here since 2007 yes .. but never posted anything at all till 2016..

did your OH have a log in it was all done on?

 

also the section 10 notice - if Cabot supplied the CCA ..what was the point of ever sending that, they are entitled to process your information...

 

seems like you assumed you were following the correct advice but weren't as you didn't actually understand how things work.

 

as for court,...so what??

a DCA has no more legal powers than you or i, that's certainly no reason to be scared of them..

 

why didn't you ask yourself this question 14yrs ago..why did RBS sell my £29k debt for pennies to a DCA and not crush me in court....urm..

i wonder whats wrong here..

[purplemushroomfairy]

Received letter from Cabot saying they still hadn't got the cca so standing order cancelled. 

 

Ruthbridge still writing despite my sending them statute barred letter. 

The debt was, an overdraft but I believe its covered. 

Chucking letter in a corner never to be looked at again. 

 

Thanks for the advice 

[dx100uk]

if you sent the SB letter under Conc stated in it, they should cease all comms.

 

dx

 

[purplemushroomfairy]

I sent them the SB letter from here recorded delivery. 

They just wrote saying they are offering me the chance to pay 70%.

I won't. 

If they keep writing I will report them, not much good that does. 

[dx100uk]

ignore wrong thread

 

dx