Jump to content

  • Tweets

  • Posts

    • There is a huge difference between Roadchef who presumably have some morals and are concerned about road safety ... ... and Group Nexus who are only interested in £££££. So, yes, appealing and mentioning illness to Group Nexus won't wash because the PPCs are simply bloodsuckers. But the organ grinder/Roadchef could well be a different story.  Emphasise the medical emergency, that the person would have been committing the offence of dangerous driving had they left in the condition they were in, etc.  We say not to out the driver but I think you have to tell Roadchef that the driver was incapacitated and who that was. To answer your question.  Yes, Frustration of Contract has been argued in court many times, including by Mystic Bertie last week - he won.
    • "Do you have any proof of this?"  No no proof sadly, only that the vehicle arrived at 9pm and left at 01.27 - and who wants to drive in the middle of he night if they don't have to? I've read that pleading illness hasn't been accepted for appeals. Has Frustration of Contract been accepted in court then? Thanks for the contact details - how should I handle revealing driver details when I contact him? Do I try to keep the driver anonymous or do I just take the risk and tell all?
    • Have you seen dbuk2000's result? Absolutely thrashed a PPC in a residential parking case today.
    • Evening all My wife went to view a 25,000 mile Hilux pick up at a dealers in Doncaster last week. I couldn’t go as I was at work. She’s owned a few trucks in her time, so is fairly conversant with them I’d found it for her on the web, checked out the photos, called the dealer who assured me it was ‘stunning’. It says as much in their advert I specifically asked about the underside, which he said was also excellent. After viewing the truck, my wife left a £500 deposit by bank transfer. She also transferred £335 for car tax, which was done by the dealer with a receipt to prove so. On collection two days later, I found the vehicle to be woefully substandard. Areas of damage had been repainted with a brush (!) and the underneath was plagued with serious rot. The dealer said he couldn’t refund me our deposit as the boss was on holiday and it would need his approval. He then went on to say I was a time waster, I knew nothing about vehicles, that I was being intimidating (which is utter tripe)  He added they had incurred costs getting the vehicle ready for collection - yet more guff I have since sent an email recapping the event and asking for the deposit and the tax to be refunded. We have evidence of payment by bank transfer and also a bill of sale from the garage. Needless to say we left without the truck! Can anyone please advise us from how to proceed? Thank you
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.


      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Lowell and Argos Card Debt - CCA return help

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1470 days.

If you need to add something to this thread then


Please click the "Report " link


at the bottom of one of the posts.


If you want to post a new story then


Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 



Recommended Posts

Received a reply from Lowell in regards to the  Argos CCA request saying they have fulfilled the request.


Is this the case and/ or what are my actions next?


Files attached.

1. Letter

2. Terms and conditions.

3. Agreement

4. 1 of many monthly statements.


Many Thanks


2019-11 lowell Ack of Argos CCA.pdf

2019-10-31 freds re lowells re agros card debt.pdf

Link to post
Share on other sites

Ignore them. Until if and when you receive a PAP  letter. It’s quite possible nothing will happen. Let them make the next move.

We could do with some help from you.



 Have we helped you ...?         Please Donate button to the Consumer Action Group


If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Doesn’t matter where you are, I’ve had DCA’s produce perfectly fine agreements and nothing ever happened. These debts are now

long statute barred.


Its equally Possible that one day you will receive  a PAP letter before action. If / when that day comes you will be able to come here to get help.

We could do with some help from you.



 Have we helped you ...?         Please Donate button to the Consumer Action Group


If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

3 hours ago, dellnasnoods said:

Does this apply in Scotland too?




No...PAP does not apply in Scotland



We could do with some help from you.



Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

  • dx100uk changed the title to Lowell and Argos Card DEbt - CCA return help

new thread for argos card debt


please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • AndyOrch changed the title to Lowell and Argos Card Debt - CCA return help
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?

  • Create New...