Thank you Andy - that's helpful.
While I did not refer to the Hermes-Packlink contract, Hermes' defence does, and it does so quite explicitly: "Defendant also works as a subcontractor to provide delivery services to customers of PACKLINK Shipping S.L (“Packlink”) who are a company registered in, Spain with the number CIF B83357863 whose registered address is Calle Amaltea, 9 28045 Madrid pursuant to a pre-existing commercial agreement to carry out delivery services". So I think this means that Hermes should disclose this "pre-existing commercial agreement" in Standard Disclosure.
It sounds like your advice is to wait for the process, and see if Hermes discloses the contract. I know you said disclosure happens after allocation - but do you know if there is typically a deadline on that disclosure?
Essentially, I am wondering whether I will have enough time to review the contract (or to request its disclosure and inspection, if Hermes does not volunteer it as it should), before writing my witness statement.
not a simple as that...
1st have you informed MBNA prior to the sale or the DCA since the sale in writing that you have moved..if you have since taking this card out?
statute barred runs from the date of your last payment or use of the card, which if the original creditor issued a default notice correctly, should almost the same date showing on your credit file under default date in the debt summary.
forget any paperwork…enforceable or not...immaterial ... if they cannot PROVE you have made payments within 6yrs from the claimform date, that will allow your SB defence to win hands down.., and nothing else they come up with will matter, not even the note..
it's for a claimant to prove a debt is NOT SB'd, not for a defendant to prove it IS.
i'm a bit concerned if you read from post 1 again (which is all the info WE have to go by) you appear twice , at the relevant time or within it (6yrs) , to have been making current payments.
go read, p'haps it might jog your memory then check your data again...
@BritanniaLtd Coronavirus: Britannia Hotel made staff homeless in 'admin error'. Read more at https://www.consumeractiongroup.co.uk/topic/420603-britannialtd-coronavirus-britannia-hotel-made-staff-homeless-in-admin-error/
Shocking pictures reveal ‘disgusting’ conditions inside Hermes depot where workers ‘feel like slaves’. Read more at https://www.consumeractiongroup.co.uk/topic/419726-shocking-pictures-reveal-%E2%80%98disgusting%E2%80%99-conditions-inside-hermes-depot-where-workers-%E2%80%98feel-like-slaves%E2%80%99/
Euro Car Parks issued this ticket to the police in Devon and Cornwall. Read more at https://www.consumeractiongroup.co.uk/topic/419522-can-anyone-identify-the-parking-company-which-issued-this-ticket-to-the-police-in-devon-and-cornwall/