shazzys
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I have applied for one, yes. Just thought I'd let you know what MB are up to as well
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MB suggest I do a "suspended return if goods order" I will have to pay £407.84 per month which is almost double my usual payments and they also add a court fee of £800 (that MB will pay but add it to my amount owed with interest)
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Thanks for that. Should I still apply for a time order or just continue to make payments as normal?
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Is there a way I can resolve without going down one of the routes suggested by MB?
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Agreement was signed in 2019 and it was for 5 years. I was firstly in arrears due to a payment holiday during Covid. I have since missed 3 payments over the last 2 years. Not sure if this is important but I live in Northern Ireland and I believe bailiffs operate differently here.
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shazzys started following Moneybarn termination N.Irelend
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Hi I'm after some advice. I had fallen behind with my payments to MB and asked for a repayment plan to be arranged - these payments ended up being significantly more than what I was paying originally. Unsurprisingly, I was unable to keep up with the payments and now find myself further into arrears. MB have sent me a termination notice and have given me 3 options; listed below Pay the full outstanding balance in full (I cannot afford this) Suspended Return of Goods Order - I have never heard of this but it sounds less than ideal Return the car, let them sell it at auction and then pay any monies owed after I am , roughly, £1000 in arrears but have still paid around 80% of the total amount owed. I really don't want to hand the car back, especially considering it was a 5k car and I have already paid double that. Are they able to repossess the vehicle? Thanks in advance
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