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    • It was agreed that we would organise the return and bear the costs of the carrier charges initially and would then invoice the defendant for those associated costs.     Thanks
    • I have received the agreement. Thank you I see that there is liberty to restore in certain circumstances. I also see that the costs of the return to be borne by the defendant even though in your opening post you say that it was you who paid for it. Can you please clarify
    • It is a very simple and short letter when boiled down, you are asking for sight of the contract between ther landowner and their client that assigns the right to enter into contracts and to make civil claims in their own name. We usually also ask for proof of planning permission for the cameras and signage. (as it is rare for a parking co to obey those laws and usually just tell lies about having deemed consent instead).   What normally happens is they ignore thuis request but you can use that against them later. tyhey know their clients stand a good chance of losing the claim at the first hurdle if they do respond.
    • wetcloths don't buy debts they only chase for their stated client...the recipient of your CCA not wetcloths. link ARE debt buyer so they get the CCA request on that debt now   you DO NOT blindly set up any payment plans to ANY fleecing DCA without a CCA return that proves enforceable here yes you'll get a whole forest through your door but that's the idea. it will get YOU upto date with whom owns what debt then we'll deal with each debt as the paperwork comes or not mores the case!!   dx    
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    • My personal experiences of Future Comms 
       
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    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
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    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
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    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
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      • 14 replies

Recommended Posts

Hi,

 

I have cancelled my membership with x4less on their website after 12 months as per agreement,

i have received letters from Hartland and CRS saying we couldnt collect the monthly DD as it has been cancelled.

I have sent them a letter via RM offering them to pay the "returned" DD of £12.79:

 

This is my letter:

 

"I cancelled my direct debit for xercise4less on 10th February ; exactly after 12 months as per the minimum contract period (see attached letters).

This gave notice to quit the gym membership at xercise4less. 

 

I have only seen a letter from yourselves today stating that my bank have advised you that my February instalment has been returned unpaid "instruction cancelled". 

This letter is an offer to pay you £12.79 that was apparently “returned” to my account if you supply me with a reference and a bank payment details.

If you demand any higher amount due to admin fees or any other reason, I will pay you nothing and this offer is valid for 14 days only."

 

This is their reply:

 

"Further to your recent contact with CRS.

We have been passed your file by Xercise 4 Less in regards to unpaid arrears due under the terms of your Membership Agreement.

On 9 FEB 18 you entered into a Membership Agreement with Xercise 4 Less via an online sign up process. Upon providing your details, including your name, address, bank account details, e-mail address and date of birth, you agreed to pay £12.79 a month for a minimum period of 1 months

As your minimum term of payments was not honoured and you failed to rectify your breach of Agreement charges were applied to your account and your file was referred to ourselves for collection.

Having signed your Membership Agreement online you have entered into an enforceable contract and you remain liable to clear your account balance. There not being a signed document would not make you any less liable to pay.

https://xercise4less.snapdda.co.uk/Clients/Xercise/MasterTermsAndConditions.pdf

Please contact us within the next 7 days on 01444 449165 to discuss repayment of your balance."

 

 

Please advice on next move. 

 

Regards,

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ignore now totally

 

dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

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@dx100uk

 

Thank you. Will do so for now. I will keep you updated. 

 

Regards

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Hi Geedi and welcome to CAG

 

Have you paid a total of 12 months fees before the DD mandate was cancelled.

 

Don't reply to Harlands/CRS at all for now.


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@slick132

 

Hi,

 

Yes, I first paid £27.79, which consisted of a joining fee of £15.00 and the first monthly payment of £12.79. I then paid 12 more DD payments of £12.79 each for 12 months there after. Last payment left my account on the 9th of Feb 2019.  Total paid so far is 27.79+12*12.79= £181.27.  Then I cancelled my membership on their website and cancelled the DD on my account. So, in reality I paid them 13 months.  

 

Regards,

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Great - so you've paid 12 months fees or more and they refused to accept your final fee offered for the notice period.

 

Ignore further demands from Harlands/CRS but keep us posted.

 

It's best to give a months notice to cancel so you pay a final fee after giving notice. See the guide here so you get it right next time - 

😎


We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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Hi Slick,

 

Thank you for this information. 

Yes, exactly. I have definitely paid 12 months plus the first payment of £27.79.

I have blocked their numbers and I didn't reply to any of their emails. 

I will keep you posted. Cheers.

 

Regards,

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