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    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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Court case with Abbey, need help with court pack!! **WON**


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After almost 7 months of trying to get my money back from Abbey I now have a date for court in January.

They offered me half back which I refused and want the whole amount as seems to be what everyone keeps saying!

Now I am scared of cocking it all up at the last minute as the court require a bundle from me for my claim.

I have copied all my statements and highlighted the charges but I don't know what else to send.

I saw a link on here for a court bundle but none of it made any sense!

Please can somebody give me some advice as to what I should send them?

 

Thanks

Neil

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I am also at this stage with my girlfriends account. I have just downloaded the documents and flicking through it noticed the mention of penalty charges. I am assuming that we are to highlight and use these to form part our cases? Sorry im not much help just letting you know you arent alone.

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Thanks guys. At least I'm not alone!!

 

Bookworm, the pack I unzipped is full of gobbledegook to me!

Do I need to use the whole thing or just take out the unlawful charges bit?

I'm maybe being stupid but never having done this before it all looks very legal and scary!!

 

I just need to know what to put in the court pack for them so I don't look a fool and potentially lose.

Do I really need all this???

 

Cheers guys

Neil

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If you only needed part of it, only part of it would have been included.

 

You print the whole lot, and add it to your own documents.

 

If it looks like gobbledegook to you, I suggest you read up on it, as the UTCCR and the UTCA form the basis of the reason of your reclaiming your charges.

Sorry if it sounds harsh, but anyone who has got that far in their claims and doesn't understand why these documents are essential has some serious homework to do. What happens if, Heaven forbid, your case is the one that ends up in front of a judge? You are supposed to know what you're doing, at least a little!

 

You've never done this before? With all due respect, neither had I. But I researched and researched, because I sure as hell wasn't going to take chances with my claim. The difference is I had to go and find the info all over the Internet, which is why I then put it together in one place to help others. It doesn't mean anyone should just print, send and hope for the best.

 

Do you really need all this? Yes, and more. The index included tells you some of it, wich will work for most simple bank claims. In more complicated cases, you need to adapt it accordingly, as explained in the post.

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Wow scary stuff! Thanks very much for your help.

It is really intimidating I suppose, taking on a high street bank in the courts.

I just assumed as most people probably do from reading about this stuff that it wouldn't go to court and you wouldn't have to go this far!

I'll print it all off and have a good read through then.

 

Thanks again

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Right I have got my head around the CAG court bundle!!! at last.

 

Just a quick one, In my pack I was going to photocopy the preliminary offer letter from Abbey, the one that says 'Without Predujice' to show the court that they have made me an offer which must surely show some kind of guilt.

 

Is this a good idea or should I not put this in?

Any advice appreciated.

 

Cheers

 

Neil

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Just a quick question as I am also at the same stage...can you include your reply to the WP offer especially as I didn't mark my letter WP?

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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  • 2 weeks later...

Well guys and gals.

After 8 long months of paperwork and hassle it has all been worth it.

Abbey have settled out of court for the full amount inc. interest of £1235.

 

To be honest I was sceptical whether it would all come good and to be honest was getting a little scared of impending court appearances.

But after sending in the court bundle that was kindly supplied by the guys here, Abbey immediately sent letter saying they are settling out of court as their costs would be too high to go to court.

 

I am totally over the moon and would say to everyone who is in the same position, hold tight and take it all the way!!!

They will pay out in full!!

My money was put straight into my account and they haven't told me to close it so I'm well chuffed.

 

I'd like to thank everyone on here that have helped me get a result. I couldn't have done it without you.

 

Just a note though, I called Abbey credit card for my back statements to start all over again and they want £2.50 each statement!!!!

It would cost me £130 to get my 4 years worth of statements to do this again with my credit card!!!!

 

Are they allowed to charge this or is this their way or stopping people from doing it?

 

thanks again all and good luck to everyone who is claiming

Have a good Xmas!

Neil

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Well done Handley999, I am about to send my bundle off to Barclays for a court hearing in January, and I have also got a case management hearing on Wednesday for my Abbey claim, and I am going to take my bundle with me :)

REFUNDED

Hubbys - HSBC £4,165 paid 18/8 after MCOL issued :)

HSBC - £651 paid 18/8 after MCOL issued :)

HSBC - £147 Prel 7/8, LBA 21/8, MCOL 6/9 £241

Hubby Halifax - Prel 29/7 £215, LBA 21/8, Offer rec. £110 22/8, MCOL 6/9 £298

Abbey - £2758 - Prel 26/6, LBA 10/7 - MCOL 26/7 £3,391, offer 25/8 £1,755.94, paid £3567.32 after Case manag hearing

Barclays - £675 Prel7/8, LBA 21/8, offer received £300 MCOL 6/9 £998 - Paid £1,012 before going to Court

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Hello Bookworm,

 

Ive got my court date today (27/02/2007) regarding the Court Bundle. Im reading through it.

Just a couple of questions.

 

Do I attach (in my own words) the excerpts of the "relevant case law to penalty charges" to the details of the banks defence points???

 

Or do i have to put an example to all of them??

 

If it wasnt for people like you doing all that research for others we would be in a sinking ship!!!

 

Thanks so much look forward to your reply

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Well guys and gals.

After 8 long months of paperwork and hassle it has all been worth it.

Abbey have settled out of court for the full amount inc. interest of £1235.

 

To be honest I was sceptical whether it would all come good and to be honest was getting a little scared of impending court appearances.

But after sending in the court bundle that was kindly supplied by the guys here, Abbey immediately sent letter saying they are settling out of court as their costs would be too high to go to court.

 

I am totally over the moon and would say to everyone who is in the same position, hold tight and take it all the way!!!

They will pay out in full!!

My money was put straight into my account and they haven't told me to close it so I'm well chuffed.

 

I'd like to thank everyone on here that have helped me get a result. I couldn't have done it without you.

 

Just a note though, I called Abbey credit card for my back statements to start all over again and they want £2.50 each statement!!!!

It would cost me £130 to get my 4 years worth of statements to do this again with my credit card!!!!

 

Are they allowed to charge this or is this their way or stopping people from doing it?

 

thanks again all and good luck to everyone who is claiming

Have a good Xmas!

Neil

 

Neil,

Well done:) :)

 

It just goes to show, stick to your guns and they always cave in, in the end

 

Have a Great Crimbo

VIEWS EXPRESSED ARE MY OWN - IF THEY HELP - PLEASE CLICK MY SCALES

Halifax - S.A.R - June 06

- Pre-Lim(£1665) July 06

- LBA - July 06

- MCOL - 15th Aug 06

- Acknowledged 18th Aug

- Settled IN FULL :eek:

- 2nd Claim Started - 12 Dec 2006

- SETTLED IN FULL:eek:

- 3rd Claim Started (Phone Call) 1st March 2007

- SETTLED IN FULL:eek:

Abbey National - S.A.R - 23/08/06

- Default Removal Letter sent 21st Sept

- LBA sent with Estimated Charges 4/10/06

- 2nd LBA 23/10/06

- N1 filed 9/11/06 - Deemed Served 16/11/06

- AQ & Draft Directions filed 19/12/06

- Court Hearing 22/3/07

- SETTLED IN FULL:o INCLUDING £5k COMPENSATION

Capital One - S.A.R. 10/10/06

- SETTLED IN FULL:eek:

Alliance & Leicester - Mortgage E/S/C Claim 02/03/07

- SETTLED IN FULL:eek:

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Do I attach (in my own words) the excerpts of the "relevant case law to penalty charges" to the details of the banks defence points???

 

Or do i have to put an example to all of them??

 

 

No. You do not deal with the defence in your bundle.

 

Can you please post further questions in your own thread, so we don't hijack Handley's and so that you can keep the information all in one place. ;-)

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Just a quick question as I am also at the same stage...can you include your reply to the WP offer especially as I didn't mark my letter WP?

 

in case you haven't had an answer to this, no you cant.

 

Generally a genuine offer of settlement marked as WP cannot be shown to the court neither can correspondence arising out of that letter, marked WP or not.

 

In some cases correspondence written before the one marked WP could also be deemed privileged too and before you ask I don't know precisely why but i read it very recently.

 

Be aware though just be cause a letter is marked WP doesn't mean it is privileged, it has to be e genuine attempt at a settlement otherwise i don't think it counts as WP.

 

HTH

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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