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    • ,OK  Firstly forget about court , at least for now and possibly for ever, dont pay any fees direct to anyone. NO one has ever won a case over something like this, however, many have suffered £1000 in costs for following inaccurate advice.   I suppose this will be arrears of payment for rent or damages to next door. Was it the same Bailiff company enforcing this as performed the possession? Anyway.   Forgive me if you have already replied to the following. Was a Notice of enforcement received, where was it addressed. Where in the timeline was it sent, before the CCJ or after, if so how long after.   The reason for this Is, if the order of enforcement had not been received by the bailiff or until alter the warrant was issued to your friend, you could have bought the car, with no repercussions.   £500, probably get £50 to 100 at auction, after costs, just not enough in it for them I think they will be convinced you know where he is, hence the pressure. I dont think they will be interested in the car or anything else from you,    I did notice someone saying that VAT are not payable on HCEO fees. They are of course. These Bailiffs are self employed and therefore liable for tax. The mentions I have seen refer to the Firm of HCEO who are not self employed themselves of course.   The creditor firm may be asked to pay VAT on the fees he has to pay the HCEO business(to start enforcement for instance), and it is those fees that he may be able to reclaim though his own business account, in the normal way. You cannot reclaim tax someone else has paid, unfortunately.   If you suspect fees are out of order, first step is always complain to the bailiff and the creditor. Court is never necessary in these circumstances, no legitimate adviser would ever bring the subject of  high court hearing up. Ludicrous nonesense.
    • Why would you think you could not do so ?   Visits to US are subject to US entry rules.   If you have a debt owing in an Islamic country such as Saudi Arabia, UAE, they have some court registration system, which may mean that it is noted when you attempted to visit a Middle Eastern country . You may then be stopped at the border and possibly detained while the debt issue is dealt with.
    • We're way past Feb 2019 - did you mean 2020 ?   In any event, never mind a refund - if you're not welcome at the gym, cancel the DD mandate immediately.   Don't bother with what Harlands tell you and don't speak to them at all, for any reason ! They tell porkies and have nothing at all to do with you being unwelcome at the gym.   Let us know how it goes with the No Win , No Fee solicitor.   😎
    • It was not retweeted by Trump, in fact his press secretary Stephanie Grisham said he ''strongly condems'' what he's heard of it even though she claims he hasn't yet seen it .     It has been widely criticised for being in extremely bad taste. If even Trump thinks it's over top what does it say about the decision to post it here?    
    • as post 7^^^ fee is due to be paid by 25th oct. your WS is due 2 weeks before the court hearing in nov IF lowells pay the fee!!   are your next move
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Hello everybody I hope that you can offer me some help with the issues that I am having with Perfecthome.

 

Back in December I took out finance with Perfecthome for a mobile telephone which was stupidly expensive.

 

At the time I was in full time employment and managed to maintain the weekly payments until my hours was reduced in January which caused me to struggle making the agreed payments.

 

As expected I started to get bombarded with texts asking me to contact them to discuss my account which I did and I ended up entering in to several repayment plans which again I struggled with.

 

I decided that enough is enough and contacted their Customer Service Department to inform them that I wanted to hand back the handset, the person I spoke to told me to return the item to their head office with a covering letter and that my account would be closed with nothing further to pay, all good I thought I've done the right thing by returning the item back to them.

 

Anyway, unexpectedly one of their agents visited my at home at the start of this week advising me of the arrears on my account, I told the agent that as advised by the Customer Service Department I have returned the item with a covering letter, the agent then looked surprised and he asked me which office as we have two?, I told him that as advised I have returned the item to your head office.

 

He left after telling me that he will make some more enquiries but that I may be liable for the full cost of the item if it is not received back and it was a waste of time visiting me.

 

So three days later and not receiving any further texts or calls and thinking that they have received the item back I receive another text informing me that they plan to visit me at home tomorrow to discuss my account......

 

The fact is that I have returned the item at my own cost but I fear that I have been given incorrect information, I would like some advice on how to proceed though I have e-mailed a Formal Complaint to Perfecthome as well as their Managing Director putting them in the picture as well as asking for texts and home visits to stop.

 

Lets see what happens.

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Go out for the day......let them write to you about your account.

 

 

Andy


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Just to update, when I called Perfecthome I did record the telephone call to their Customer Services so I have proof of the conversation and the advice that they gave to me.

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Tell them to go away

They are not bailiffs and have zero legal powers


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