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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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cabot/Mortimer claimform - old Park Motor Car Finance [EX:5 rivers bluestone car returned]


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Hi all,

please can someone help as I think I have nowhere else to go

 

went to see solicitors they are asking for £3500 up front to defend me,

I have not got that sort of money .

 

I bought a car from park motors and took out a loan with them

 

I paid ok for 3 years then I was made redundant and things changed,

I defaulted and the car was returned and sold and they are chasing me for the outstanding balance.

 

Time line

In July 2009 I phoned park told I was made redundant ,

Missed payments in September

 

 

on 3 of march 2010 a default notice was served and my agreement was terminated 18 days later.

 

Even though the default notice was dated the 10/3/17 I cannot remember getting a termination letter.

 

I phoned park up around 10Th to the 20th of March and was told I had only 2 options that was to return the car or go to court to get repression of the car

 

I decided to return the car and was picked up on the 4 /4/10 they then sold it for £2400 leaving £2251 outstanding

 

I did not get a validation report from them do not know if they waited 21 days or just put it to auction,

 

I complained

 

some time later not sure but it was 1-2 months later that you had no right to take the car as I had paid more than ¾

all I was told you should have read the small print.

 

Park then chased me for the remainder I started paying 10 a month for 10 months then stopped.

 

Park then sold my agreement to five rivers 3/4/14 then blue stone /cabot /Mortimer’s and Clark.

 

Then on 31/3/17 I received court order dated 29/03/17

and I acknowledged with the court on the 5/4/17.

That I want to defend my case.

 

Donald

Edited by dodgersmad
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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just to let you know

park - bluestone - cabot = dodgy debt

lots of thread here about them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Name of the Claimant? Cabot

 

Date of issue – . 29/03/2017

 

Date to submit defence = – 28/03/2017

 

What is the claim for –

 

1.The claim is for the balance of instalments due and unpaid under an agreement dated 01/12/2007 & under which blue motor finance ltd re bluestone agreed to provide credit in relation to the purchase of goods payable by instalments (“the agreement”). The agreement was assigned to the claimant.

Particulars

1. Amount due and unpaid 2342.26 the claimant therefore claims

1. Amount due and unpaid 2342.26

 

 

What is the value of the claim? £2527.26

 

Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? Car loan

 

When did you enter into the original agreement before or after 2007? In Jan 2007

 

Has the claim been issued by the original creditor

or was the account assigned and it is the Debt purchaser who has issued the claim. assigned yes

 

Were you aware the account had been assigned – did you receive a Notice of Assignment? Sold yes

 

Did you receive a Default Notice from the original creditor? yes

 

Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? no

 

Why did you cease payments? Was made redundant

 

What was the date of your last payment? October 2012

 

Was there a dispute with the original creditor that remains unresolved? yes

 

Did you communicate any financial problems to the original creditor

and make any attempt to enter into a debt management plan? yes

Edited by dodgersmad
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can you type out the POC as it appears on the claimform please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

pop up on the MCOL website detailed on the claimform.

.

register as an individual

note the long gateway number given

then log in

.

select respond to a claim and select the AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

get a CCA Request running to the claimant

leave the £1PO blank and uncrossed

.

get a CPR 31:14 request running to the solicitors

.

don't sign anything

.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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wow that's clear as mud..

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

pop up on the MCOL website detailed on the claimform.

.

register as an individual

note the long gateway number given

then log in

.

select respond to a claim and select the AOS box.

.

then using the details required from the claimform

.

defend all

leave jurisdiction unticked.

click thru to the end

confirm and exit MCOL.

.

get a CCA Request running to the claimant

leave the £1PO blank and uncrossed

.

get a CPR 31:14 request running to the solicitors

.

don't sign anything

.

dx

 

Done just cca to do thanks

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just one more note Mortimer wanted me to let them have my defence to them before the 18/04/17 i said i have been waiting for yours for 14 days now an i cannot give you mine till i see yours she said she will post them any way i phoned the court up an have been told i have until the 30/4/17 to get my deference in to court.

 

wonder what they wanted to see mine first, so to have a counter attack???

 

Thanks

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please put all those docs into ONE multipage PDF

 

 

thankyou.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

def is not due till 28th

 

 

and please stop talking to the fleecers on the phone!!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It may be a technicality but still a glaring error that the PoC states the credit is provided by bluestone yet the pre contract information clearly states its park motor finance.

 

Dx remenber a few weeks back we were discussing about gateway credit?

 

This is the same bunch as my old car loan that ive cca'd ( and received nowt so far)

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i'll sort the pdf's later

 

martin

was hoping you'd pop in..interesting this one

 

esp the poc..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

PoC is twaddle, bluestone arent the original creditor and cant be said to have provided the credit via an agreement.

 

As its an issued claim, the defence will no doubt be a no paperwork/holding one as i cant for the life of me see how there is a bluestone credit agreement.

 

Very interesting one for me too, mine hasnt got as far as a claim being issued and i hope it never does.

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docs sorted

and 5 rivers involvement revealed

 

 

this will go nowhere.

simply a speculative claim by cabot hoping for a non contested default judgement.

 

 

you got spoofed into VS when it should have been VT with nothing further owed.

 

 

you might even be able to void the agreement here .

and get all you money back.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

How can you have failed to comply with a default notice on 8/1/10

When the default notice is dated 10/3/10?

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not sure on that one but there might be a default notice issued in November that i never got but the 8th of Jan says agreement terminated so thay must of reinstated it , i didn't Sine any docs or agree with them to re issue

 

How can you have failed to comply with a default notice on 8/1/10

When the default notice is dated 10/3/10?

 

Hi Martin2006, could i not use this as part of my counter claim as thay have asked me to return the vehicle therefor thay cannot use the term that i surrendered the car back, if no other default notice issued other than a missed payment letter. I have no other letter from them only one on 15/ Oct for missed payment and one on the 4 Oct giving notice of arrears.

 

on another note if thay sell on the loan and says your terms and conditions remain the same what does that mean.

 

PoC is twaddle, bluestone arent the original creditor and cant be said to have provided the credit via an agreement.

 

As its an issued claim, the defence will no doubt be a no paperwork/holding one as i cant for the life of me see how there is a bluestone credit agreement.

 

Very interesting one for me too, mine hasnt got as far as a claim being issued and i hope it never does.

 

in the particulars it says agreement with blue motor fiance but on the letter head of the letter i uploaded from blue motor finance it says formerly park motor finance ltd, but park went insolvent in 2014 blue motor seem to have all the details of park my account

 

thanks

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At best its a very poorly written POC, the creditor at the time was Park Motor Finance and not Bluestone. In its correct format it should read that the agreement was with PMF and subsequently ownership transferred to Bluestone etc, but thats something you can use against them , along with what appears to be an invalid DN if that really was issued 2 months after the account was terminated.

Hope you have acknowledged the claim and sent the CCA and CPR31:14?

 

Look for a no paperwork/holding defence and adapt it to your POC, being careful to respond to each and every point raised.

Pop it up for checking well in advance of when its due to be filed and do not miss the deadline for filing.

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cpr31:14 sent to solicitors 06/04/17 7 day notice

cca sent to Cabot 10/04/17 up to 40 days notice

cca sent to bluestone 10/04/17 up to 40 days notice

sar sent to blue motor fiance 10/04/17 7 day notice

 

so the fight is now on and i think i have 3 ways to play this, going to leave it till the last few days to see which way i go.

 

1 no paperwork/holding defense

2 no such credit agreement with the them

3 counter claim for the invalid default notice unlawful s90 91 but on the down side i have got to get 3 lines of defense to do

 

what does the site think, am i on the right track.

 

DM

Edited by dodgersmad
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cpr31:14 sent to solicitors 06/04/17 7 day notice

cca sent to Cabot 10/04/17 up to 40 days notice

cca sent to bluestone 10/04/17 up to 40 days notice

sar sent to blue motor fiance 10/04/17 7 day notice

 

so the fight is now on and i think i have 3 ways to play this, going to leave it till the last few days to see which way i go.

 

1 no paperwork/holding defense

2 no such credit agreement with the them

3 counter claim for the invalid default notice unlawful s90 91 but on the down side i have got to get 3 lines of defense to do

 

what does the site think, am i on the right track.

 

DM

 

Just wanted to clarify a few things for you dodgers.

 

1. CPR 31:14 has no real timeframe

2. CCA has 12 +2 day timeframe before they are in default but no real timeframe if they produce it at a later date, just means that after 12+2 days they cant move forward without it.

3. CCA as 2 above.

4.SAR has 40+2 days to comply, if they dont complain to the information commissioner.

5.No paperwork/holding defense will be correct if they faill to supply and documentation by the time your defense is due to be filed.

6. Forget any counterclaim re default notice, thats not your objective here.

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