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    • click the link. dx  
    • There are two things to immediately clarify. Firstly, why did court papers go to the wrong address?  In 99% of backdoor CCJ cases here the person moves and doesn't update the vehicle log book address.  Or they move and they don't inform the parties who they are in legal dispute with of the new address.  Does either of these apply to you? Secondly, given this has been going on for over three years without presumably any ill effects on you, how important is it for you to have a clean credit file?  I ask as, if you do absolutely nothing, the CCJ will disappear in April 2027.
    • Sorry to ask, but I know I had SB template on PC, but can't find it. Also any search for template\SB letter takes me back here.  Any help to get to SB letter would be appreciated. I know I used it on a car HP co that wouldn't honor my FCS refund and after 6 years came threatening ( or rather their DCA). Worked a treat. Thanks in advance
    • Received this letter today after all this time !! Doesn’t sound like just a threat any advice please  Thanks  Photo.pdf
    • Good evening. Hoping to keep this short and concise. Any help really appreciated! Sent originated from council tax in 2019.  I moved address for a new career 240miles away in December 2019 and have lived here ever since.  A distant friend resides at previous address.  A CCJ was filed regarding this debt in January 2020 but no correspondence was received my end or at the old address.  Move forward to this year; early April I learn of a letter received from Bailiff - Notice of Enforcement dated 13/03. Stated I had ten days to settle a payment/payment plan or £75 will be added after ten days from 13/03 and bailiff instructed to visit.  Obviously I was unaware of this letter till well after the time period passed. Attempted to contact Dukes via email but zero response. Asked for breathing space in order to check the original debt with the respective council (I wasn’t awarded a week of Housing despite being on UC for a short period due to a contract date given by the old employer).  29/04 a note was left at the old address stating a bailiff had visited. New balance £310 more than original outstanding.  I’ve since contacted both the council and the bailiff agent to state I’m more than happy to settle the original debt over a payment plan but at this stage they will not remove the fees despite all correspondence not being sent to me and obviously me only seeing them much later than one would have expected.  Tried live chat today with the company and firstly was told the fees will remain because I spoke to the enforcement agent - I have never spoken to him/her.  secondly told the fees would remain because “I tried to use their web chat service to complete an income form” - I have zero recollection of doing this and I also wonder if it’s another tactic? any help on where I stand with the fees added would be incredible. Thank you
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Holiday cancellation


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Hi,

 

I have a holiday booked for May 2017. Balance is due on Saturday.I have been watching the forums for Fuerteventura Caleta de Fuste beach works. These were due to be completed in October 2016. I have since discovered they are still on going.

 

We booked the hotel back in April 2016 and were not ever notified of works to beach.

However we chose the hotel as it is right on the beach. But are now disappointed as this will ruin our holiday.

I do not want to change to another hotel. I am happy to change to another suitable date when works are finished. Or would just like my deposit back.

Where so I stand with this I have checked Tcs but they have not notified me of change they just hand out leaflets on the bus. (written on forums) Is it classed as an event out of their control?

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Hi,

 

I have a holiday booked for May 2017. Balance is due on Saturday.I have been watching the forums for Fuerteventura Caleta de Fuste beach works. These were due to be completed in October 2016. I have since discovered they are still on going.

 

We booked the hotel back in April 2016 and were not ever notified of works to beach.

However we chose the hotel as it is right on the beach. But are now disappointed as this will ruin our holiday.

I do not want to change to another hotel. I am happy to change to another suitable date when works are finished. Or would just like my deposit back.

Where so I stand with this I have checked Tcs but they have not notified me of change they just hand out leaflets on the bus. (written on forums) Is it classed as an event out of their control?

 

I don't think you have any rights to change the date of your holiday, due to works to the nearby beach, unless the Hotel was sold with the beach being a significant feature.. If you want to change the dates, then you need to speak to the company you booked the holiday with and pay the relevant fees.

 

Your problem is that the beach may not be considered a significant factor in your contract. It is not the same as say ongoing works to the hotel.

 

Also you don't know that the beach works won't be completed by May, give that it is only February now.

 

I would suggest that you don't withold payment of the remaining amount for the holiday. Speak to the Tour Operator or your agent about the ongoing works and what they are prepared to do, if the beach works spoilt your holiday. I can't see the point in delaying the holiday due to the beach. As you might appreciate in the Canary Islands, planned works sometimes can be delayed for years and not just months. I don't think the Tour Operator or Agent can guarantee anything regarding the beach, but you must allow them the chance to offer an alternative hotel if necessary, if the holiday hotel did specifically mention the beach as a main feature.

We could do with some help from you.

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I understand things have to be done to improve areas. However the main reason for booking this particular hotel was the beach. This is a small part of what the brochures says about hotel.

 

AT A GLANCE

 

On the beach

2 big pools

Buffet restaurant

Free Wi-Fi zones

 

Beach works now expected to be completed December 2017.

 

 

This beachside hotel comes with a duo of pools and restaurants, and it’s big on activities, too.

 

There are 2 lagoon pools and 2 restaurants – 1 does buffets, the other is a speciality grill. You’ve also got an A to Z of activities, while in the evening there’s entertainment in the theatre.

 

Location-wise, this hotel hits the right spot. It’s right on a sandy beach, and it’s just a few minutes’ walk from shops and bars in the centre of Costa Caleta.

Edited by 4247diane
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But you did not book the beach as such and were aware that there was work being done. The date of completion of those works is most likely outside of the control of the hotel and the tour operator.

 

I don't think you have any rights to demand any change or part refund. All you can do is speak to the tour operator or agent and voice your concerns of a holiday that is not going to be as you were sold, as the beach works mean it will be unavailable for use. They might be able to make enquiries about availability of other hotel choices and come back to you.

 

The canary islands has always been like this. I am sure i have read of a resort in Tenerife where the planned beach works have been put off for more than 5 years. Hence why changing your travel dates hoping for a beach is likely to be a waste of time. I don't think the tour operator would allow it anyway and you would have to see what they can do to change hotel or resort.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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A beach renovation scheme was started in early 2016 and will take 10 months to complete. The plan involves excavation of rocks; replenishment of the sand; the creation of pedestrian walkways across the sand; planting of trees; the provision of showers and public toilets; improved beach access to cater for disabled visitors; and the extension of the beach southwards, in front of the Geranios Suites Hotel. The work is now behind schedule (Jan 2017) and is not likely to be finished until March 2017. The new beach in front of the Geranios Hotel is open, but the remainder is still closed to the public.

 

taken from this site if you email him he will be able to give you updated info. this is not a company but someone who lives there. http://www.caletafuerteventura.com/the-beach

PHOTOBUCKET TUTORIAL IS NOW DONE HERE IT IS

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