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    • Yeah, I would confirm that anyway, as there is a separate sheet where I have to put in those details and my insurance number and driving licence number. That is on page 2 (page one is their allegations) then page three is a statement that you weren't the driver and space to give details who was driving. Page 4 is an empty sheet for a statement to explain the situation. So I will fill out my details as the driver on page 2, admitting I was driving at the time, and then attach my statement as above as a separate sheet. That should hopefully do it at this stage
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    • Seems OK, except that you must provide your details (as the driver). Include your name, address, DOB and driving licence number. This is to comply with s172 of the Road Traffic Act. Keep a copy and get a free Certificate of Posting from the Post Office.
    • Dear all, some information/advice required please.   I recently received a Further Steps Notice about a fine from 19/03/2018 which I knew nothing about. It was regarding a vehicle parked on the street without tax ( It was covered up and there because the only key to it had been stolen, I had been away from home  and I was having trouble getting a new key cut and coded to the vehicle )  I had not made a change of address to DVLA which would be why I knew nothing about the fine until receiving the final steps notice dated 29th April 2024 and giving me 10 working days to pay, although the notice did not arrive till May 9th 2024. I emailed the London Collection and Compliance Centre on May 13th 2024 asking for any information and they sent me a copy of the original fine. It is for  £390 back vehicle tax, £85 cost and £600 fine.  I now have received a Notice of Enforcement dated 7th June 2024 demanding payment ( total £1036)  or an arrangement by 6am 15th June ( tomorrow )  My question is is it tool late now to question the £600 fine part of the total amount to be paid ? That amount seems punitive.  Would making a statuary declaration regarding having no knowledge of the original court date apply ? And any other advice gratefully received. I am on Universal Credit and apparently they have already taken £177 via benefit reductions which I wasn’t aware of, but does make it seem strange that they were also unable to contact me.    Many thanks for any assistance 
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Lowell claimform - old Very Shop Direct CAT 'debt'


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Did you register as an individual user first and get the long number?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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So, I recalled them just now, and they sent me an acknowledgement email is this what I needed previously?

 

 

"In the subject heading of your email you must type the words Acknowledgement of service and your Claim number.

 

In the body of the email please confirm your name and address then state which of the following options you are requesting.

 

1. I intend to defend all of this claim

 

2. I intend to defend part of this claim

 

3. I intend to contest jurisdiction

 

Please also type your name (this is classed as an electronic signature) and date the document at the bottom of the page.

 

Regards,"

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1. I intend to defend all of this claim

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Re read your thread

Its all here already

 

Post 7

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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hey don't waste too much time

you only have 19 days to ack the claim!!

and a total of 33 days to file a defence!!

 

that link is not that important for the minute

 

but getting the claim ack'd and sending CCA/CPR IS!!

 

forget the paper claimform, you don't need to do anything wit that...

 

look at it

goto the mcol website

 

register

and the select the AOS box

[acknowledge the claim]

defend all

leave jurisdiction unticked

click thru to the end and confirm.

 

get a CCA request running to the claimant

and

get a CPR 31:14 running to the solicitors

 

ideally you should so those three things done TOMORROW!!

 

just click the black links for the CCA/CPR

 

DONT sign either of the two letters

leave the £1PO BLANK and uncrossed.

 

 

if you don't then you risk getting a CCJ by default...

 

Do I need to get a solicitor? Sorry if I ask stupid questions, but I don't know anything when it comes to court/law guidance. I'll get the CCA request letter printed on Monday and get that sent.

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no you don't need a sols

waste of money

 

shame you cant get that CCA AND THE CPR sent sooner

 

you need that info ideally to file your defence!!

 

what date in on the top right of the claimform top right

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

who are the solicitors probably Lowell solicitor ?

 

look on the claimform it tells you

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

whats the date top right on the claimform please too

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

whats the date top right on the claimform please too

dx

 

Date is 09 of Nov, and the claimant is Lowell. But then who do I send the CCA, I thought the CCA was meant to be sent to Lowell.

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i would suspect the named claimant [top left] is lowells

and the solicitors listed bottom left are Lowell solicitors.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Link to the letter here

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387435-CCA-Request-Consumer-Credit-Act-1974-**Updated-January-2015**

 

You need to send it to Lowell finance with a £1 postal order. When you send the letter at the Post office, get proof of posting.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

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Link to the letter here

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?387435-CCA-Request-Consumer-Credit-Act-1974-**Updated-January-2015**

 

You need to send it to Lowell finance with a £1 postal order. When you send the letter at the Post office, get proof of posting.

 

I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request; the provisions of s.77(4)a/78(6)a/79(3)a(delete as appropriate) will apply. I'm a little bit confused, on which bit too clear with this section. If you could aid me that'd be great.

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details are already in the post 7 from the 14th

 

 

defence is due by 4pm dec 9th you seriously need to get moving.

else you'll get a CCj by default.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request; the provisions of s.77(4)a/78(6)a/79(3)a(delete as appropriate) will apply. I'm a little bit confused, on which bit too clear with this section. If you could aid me that'd be great.

 

 

read ALL the posts in the CCA request

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request; the provisions of s.77(4)a/78(6)a/79(3)a(delete as appropriate) will apply. I'm a little bit confused, on which bit too clear with this section. If you could aid me that'd be great.

 

 

I am really confused on which one to keep on and from which section so please if you could just adjust the text to my preference that'd be great. As I am not so sure what to remove in terms of letters/et...

So if you could please help me in this regard, that'd be great. Thank you.

 

 

"s.77(4)a/78(6)a/79(3)a"

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read ALL the posts in the CCA request

 

I have already started filling out the CCA request, however I asked if this section below is what I needed and which bit do I need to keep.

 

 

"I expect you to comply fully and properly with this request, within the statutory time limit. You are reminded that should you fail to comply with my request; the provisions of s.77(4)a/78(6)a/79(3)a(delete as appropriate) will apply." I mean I would assume it's section 78 as it'

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Yes just leave in s.78

 

Sorry but just one more question in regards to the CCA letter, There's actually an account reference number, but unfortunately I haven't been given any form of reference other then the claim number, so if I put the claim number should that be fine or should I be looking for a difference reference entirely?

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Is there a number in the POC box

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Is there a number in the POC box

 

Right underneath the box for claimant, there's a another box containing the solicitors address, and underneath that they have a number for their place I assume, and under that there's a bunch of numbers is that the one you speak of, other then that there's nothing on the letter stating any reference.

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