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Can i claim in advance?


laurenbelle
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I was wondering if anyone else has a small claim? Mine is less than £400 from HSBC and £178 from RBOS - do they settle these quicker to get them out of the way (wishful thinking) or do they drag them out to the end thinking that no one will spend that much time and money for such a little?

Also i received a statement telling me that yet another £100 will be deducted from my account on the 22nd in fees, should i send the letter out now including this £100 or should i wait till the 22nd untill this has been added to my acount before sending the req letter?

Thank you in advance!

RBOS - 13/11/06 Preliminary approach for

repayment SENT awaiting reply

by 28/11/06 - claim £178

- 16/11/06 REPLY RECEIVED offering £150

- 19/11/06 Letter sent accepting offer, on the

condition that all pending charges be lifted.

- 22/11/06 Money in the bank! VICTORY!

 

 

HSBC - 20/11/2006 Preliminary approach for

repayment SENT awaiting reply

by 5/12/2006 - claim £320

Reply received offering £320 but by that stage charges were up to £350 and £125 pending. Requested £350 to be refunded and pending charges removed - DONE AND DUSTED on the 9/12/2006!!!

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Thank you very muvh Bong!

RBOS - 13/11/06 Preliminary approach for

repayment SENT awaiting reply

by 28/11/06 - claim £178

- 16/11/06 REPLY RECEIVED offering £150

- 19/11/06 Letter sent accepting offer, on the

condition that all pending charges be lifted.

- 22/11/06 Money in the bank! VICTORY!

 

 

HSBC - 20/11/2006 Preliminary approach for

repayment SENT awaiting reply

by 5/12/2006 - claim £320

Reply received offering £320 but by that stage charges were up to £350 and £125 pending. Requested £350 to be refunded and pending charges removed - DONE AND DUSTED on the 9/12/2006!!!

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