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    • and it will be also now written off under age related criteria anyway.
    • DX: Thanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe consequences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points? @Man in the middleI've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Another unjustified penalty charge - this time for not paying for prescriptions


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Two years after I disposed of my car for scrap at an authorised waste treatment facility

I received a letter from debt collectors saying that I'd ignored letters from the DVLA about failure to tax/SORN the ca

r and that I owed a couple of hundred pounds.

I had received NOTHING from anyone.

 

I'd only kept the paperwork I'd received after scrapping the car for six months

and that included the bit of the registration document that you keep after you return the "scrapped" bit to the DVLA.

 

 

I rang the waste treatment facility and they said "you're lucky" they had the information that was just about to be deleted.

 

 

The gave me all the details that had been electronically sent to the DVLA.

I then compiled a letter to the debt collectors that gave them all the details in a very unfriendly way.

Not heard from them since.

 

A few months ago I'd been to the Doctors and got a prescription for several items.

I decided that I'd get a prepayment certificate as it would be cheaper.

The NHS site was down for most of the day,

 

 

much later on I managed to get on and buy one.

I received the email confirmation and the money went out of my bank.

I then went to the chemist.

 

This morning I received a letter from the NHS Business services Authority saying that they were giving me a penalty charge totalling £98.40 for prescription items I'd received in February having stated that I'd got a prepayment certificate

when "we could not find evidence" that I had one.

 

I then had to go over to the chemist to check that I hadn't received something in February before I'd got the prepayment certficate.

I hadn't.

The letter is wrong and I've now got to spend MORE time to prevent them from trying to charge me more money.

 

Defending yourself against penalty charges takes time, worry and effort.

I shouldn't have had to do anything in respect of either.

These organisations should pay for the hassle they create.

Is there a way of making them do so?

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Hi and welcome to CAG. Sorry you were missed.

 

Initial thoughts. Check the website to read the terms and conditions. It may say that you are not covered until you receive the certificate/card. If so you may be stuck with the penalty although I would still challenge it.

 

If the email says you are covered then you can send a copy of that along with a redacted copy of your bank statement to show the money was paid. They should then cancel the penalty.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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I've always bought my prepayment from Boots. My prescriptions are sent automatically to My local Tesco. I usually buy a 3 months prepayment (£29.50). If it's any interest to you, I once asked at Boots if I could use the exemption straight away and they said yes, just present the receipt to Tesco and all is fine. The pharmacist at Tesco also confirmed this as it usually takes around a fortnight for the card to arrive through the post. Been doing this for two years now and not had any problems(yet).

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Morning Teddyzz,

 

Try the following link & either call or email them so you can get this sorted with the minimum of stress.

 

They are really good at getting any issues sorted out very quickly, as I've found out 1st hand.

 

http://www.nhsbsa.nhs.uk/PrescriptionServices/4666.aspx

I don't suffer from insanity, I enjoy every single minute of it!!

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I have checked on the website linked by RainbowTears and it states

 

If you applied on the internet, you should have received an email containing a Sales Reference Number. If this is the case, you can be sure your application has gone through.

https://contactcentreservices.nhsbsa.nhs.uk/selfnhsukokb/AskUs_HWHC/template.do?name=How+do+I+collect+any+medication+that+I+need+before+my+Prepayment+Certificate+%28PPC%29+arrives%3F&id=16023

 

As you state that you received an email, that should have had the reference number on it. Forward a copy of the email as proof you paid.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

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I was chased with 4 nhs penalty charges after claiming free nhs dental treatment. I had ticked that I was in receipt of income related ESA (which I should have been getting and thought I was) but turns out I was only getting contribution based ESA which doesn't entitle you to free NHS. I got it sorted with the DWP and they backdated the IR-ESA to a date that preceded the NSH penalty charges but the NHS insisted that as I was not getting IR-ESA at the time I claimed that I was then the civil penalty charge and surcharge stand.

 

If you read the legislation there is a section that says: "The Act provides that a patient is not liable for a penalty charge if they can show that they did not act wrongfully, or with any lack of care, in respect of the payment in question." In my case I simply threw this back to them in a letter and basically told them to either **** off or issue a claim which will be defended in the county court. I never heard from them again.

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