Superlover Vs Shabby Vs Halifax

[Thepunisher2006]

At present im awating a court date with shabby and im about to complete my online court form to take halifax on next .Why do we need to send a scheduele of charges to them for when we have to do the donkey work copying and pasteing letters {thanx to your good good selves here at the consumer action group} then having to fill out the spreadsheet to work out how much they owe us .Why carnt we just tell them how much they owe us and let them do the figures.Also is it true that they only string out paying us is so they can claim more intrest

[Glenn UK]

its always up to the claimant to prove their case, so in other words if you don't have the evidence then why should a court entertain your claim?

 

As to delaying paying you, i don't think the interest they are going to earn on your claim is the motivator.

 

Many people will drop the claim because its hard work and long winded. That saves them a lot more than the interest they would earn on our few hundred/thousand quid.

 

And beside if your doing your claim right not paying out will cost them interest too.

 

Glenn

[Thepunisher2006]

i havent got my schedule of charges for the abbey ,i found out what they owed by going into the branch and asking ,as i have only being using this account a few years i think this maybe a bad move and what i wrote on my money claim online wasnt very good either but i know what they owe me they know what they owe me so im crossing my fingers and hoping for the best .Ive been reading up alot more so i more ready for taking on the halifax

[Thepunisher2006]

do you think not having a schedule im pushing my luck,or will shabby cave in as they know they owe me money ill go to court if i have to ,

[Glenn UK]

I think you must have a schedule but you can send it on to the court and defendant after you have used MCOL if thats what you have done.

 

has the defendant acknowledged the claim or filed a defence?

 

They will probably ask for proof then if they havent already, i would suggest you prepare the schedule and send it off anyway.

 

JMHO

 

Glenn

[Thepunisher2006]

yeah shabby have filled there defence it took um a while and ive sent of my questionnaire the day after it arrived on my 1st letter and my lba it stated on there how much i was claiming for

[Thepunisher2006]

i was also hoping as its only for £250 they might pay up because ,also i asked in the questionannire for them to have a breakdown of costs of the bank charges when it goes to court