Marlin county court claim regarding Egg debt

[hassan12]

Please help

 

 

have till Monday to file defence for egg debt

 

 

have sent cpr31.14 and have attached reply

Edited December 18, 2014 by hassan12

[theoldrouge]

please read and complete the following as fully as possible

 

have moved to financial legal issues as claim has been issued

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?419198-You-have-received-a-Claim-What-you-need-to-do.-**UPDATED-December-2014**

[theoldrouge]

please convert your attachments to pdf too small to read

[hassan12]

ok converted to pdf

[hassan12]

The last line on page one has been omitted

" We are unable to provide a copy of the terms of your credit agreement" continued on page 2 but they have also sent a credit card agreement document between Egg Banking PLC of Citigroup Centre, Canada Square, London and me the person who signed the agreement. outlining key financial information.

[theoldrouge]

please complete the link in post#2

[hassan12]

Claimant Marlin Capital Europe Ltd

 

I have till Monday to file defence

 

Particulars:

 

 

An agreement between Egg and defendant on or around 24/01/2008.

 

 

The agreement to issue defendant with a credit card upon the terms and conditions set out therin.

In breach of the Agreement the Defendant failed to make the minimum payments due and

 

 

the agreement was terminated.

 

 

The agreement was assigned to the claimant on 31/01/2013.

 

The claimant claims £5907.94 plus interest pursuant to section 69 totalling £1754.59 at the rate of 1.29 until judgment.

 

I don't recall if I received Notice of Assignment or default notice.

 

 

Payments ceased because this was originally used as a interest free balance transfer

I was late with a payment and they cancelled the interest free period

 

 

I lost my business and struggled to make min payments and was unable to make any payments.

[dx100uk]

could be trouble ahead then as this is after Apr 2007 so a recon is ok.

 

 

dx

[dx100uk]

what date is on the claimform please [top right]

[hassan12]

25 Sept I have an extension until 22nd Dec.

[AndyOrch]

How did you manage an extension of 3 months ?

[hassan12]

I applied for an extension to the court by completing form N244 as I was waiting for docs from claimants solicitors who agreed to the extension.

[oleg]

Salaam Hassan

 

We don't normally advocate accepting solicitor "offers" of extensions, much less propose them ourselves, as it gives the other side more chance of finding / inventing documents we'd prefer them not to find / invent.

 

You said you ceased paying during the initial 0% interest promotional period -so this would most likely have occurred during 2008 . Could your last ever payment have been prior to 25 Aug 2008? If so, this claim would most likely be statute barred.

 

Oleg