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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

First PPI victory 1992 10 year on disclosure signed

jackreacher
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jackreacher

jackreacher

Posted
Posted

I bet this is already on this forum but if it is not this may help persuade a judge or help in your argument.

 

The first ever PPI case was in 1992-93 (Bristol CC 93/10771).

 

 

The case involved L W Price -v- TSB Bank PLC.

 

 

It was judged that the total payments of the Insurance Premium were almost as high as the total benefit that could be claimed.

 

 

The case was won.

 

 

A 10 year non disclosure clause was put in place as part of the settlement.

 

 

After 10 years, a copy of the judgement was sent to the OFT and CAB.

 

 

Soon after, a super complaint was raised..

 

 

Hence where we are today.

WON lloyds walked away after second hearing £10,000 2014

 

WON Mbna after 3rd hearing £5,000, 2014

 

WON Barclaycard 1st hearing £2015, 4,500

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citizenB

citizenB

Posted
Posted

Nice find, Jack :)

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Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

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1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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jackreacher

jackreacher

Posted
  • Author
Posted
Nice find, Jack :)

 

My pleasure... you have sure helped me a lot over the year!

 

Amazing to think they had been found against, did a 10 year non disclosure so they could keep on selling... disgusting.

 

In my opinion this should strengthen many a good argument over PPI .

WON lloyds walked away after second hearing £10,000 2014

 

WON Mbna after 3rd hearing £5,000, 2014

 

WON Barclaycard 1st hearing £2015, 4,500

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citizenB

citizenB

Posted
Posted

It would be nice if we could get a hold of the judgment. I have tried google, but it doesn't want to be my friend at this moment in time :lol:

 

For sure the non disclosure rule was very cynical of LTSB

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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jackreacher

jackreacher

Posted
  • Author
Posted
It would be nice if we could get a hold of the judgment. I have tried google, but it doesn't want to be my friend at this moment in time :lol:

 

For sure the non disclosure rule was very cynical of LTSB

 

yes I looked for it... may have to contact a legal person who has an account.

WON lloyds walked away after second hearing £10,000 2014

 

WON Mbna after 3rd hearing £5,000, 2014

 

WON Barclaycard 1st hearing £2015, 4,500

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Guest

Guest

Posted
Posted
It would be nice if we could get a hold of the judgment. I have tried google, but it doesn't want to be my friend at this moment in time :lol:

 

For sure the non disclosure rule was very cynical of LTSB

 

#1 is on wikip, pdf citation is still there re the 'super complaint'.

case was re tsb prior to loyds takeover.

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jackreacher

jackreacher

Posted
  • Author
Posted
#1 is on wikip, pdf citation is there re the 'super complaint'.

case was re tsb prior to loyds takeover.

 

Thats where I found it.. while looking to see when Chip and pin started as the T&C's provided by hsbc as being on the reverse of my 1994 agreement have, "remember to safeguard your chip and pin number"..lol.

C&P started for hsbc in 2003.

I don't think I will bother telling them quite yet!:lol:

WON lloyds walked away after second hearing £10,000 2014

 

WON Mbna after 3rd hearing £5,000, 2014

 

WON Barclaycard 1st hearing £2015, 4,500

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citizenB

citizenB

Posted
Posted
http://en.wikipedia.org/wiki/Payment_protection_insurance

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 7 months later...
L W Price

L W Price

Posted
Posted (edited)

jackreacher

 

 

Please see my reply to citizenB

 

 

If a copy of the judgement has been released by the court, it would be nice to know, as I have an issue with my ex-employer and want to stick this to them. If I can prove, a court copy exists it will give me more power. If you think there is another case of companies ripping people off, please let me know. I have an ongoing dispute with the car insurance industry. Will not be as big as the PPI issue but should produce results.

Edited by L W Price
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