Jump to content


  • Tweets

  • Posts

    • If I haven't referred to it before then please check out this thread another case where the claimant contracted directly with Packlink for a courier delivery service carried out by Evri. Please read this thread very carefully and eventually you will get to a point where the claimant – our OP – discovered some interesting terms and conditions and has referred to them in his case. He incorporated these into his witness statement and was given judgement – not on the basis of rights of third parties but on the basis of direct responsibility. I would suggest that use the witness statement as a model although we will want to see it before you file it off. When you find the particular post with the witness statement, please can you post a link to it here as well as a copy of the witness statement because I don't have the time to look for it at the moment and the thread is rather long. However it is very important to you and you should go through it very carefully indeed. We have applied for a transcript of the judgement and hopefully it will be along in six weeks or so. As soon as we receive it we will make it available on this sub- forum.
    • Yes they are criminal charges. The law requires you to stop/report if "...owing to the presence of a mechanically propelled vehicle on a road or other public place an accident occurs by which— [injury or damage to a third party or their property is caused]. "I would be disinclined at this stage to offer anything more than you do not believe any such accident took place.  You could provide a brief description of the altercation in an attempt to explain why another party might be making these allegations. I know it's a silly question, but are you sure that you did not collide with anything? Could you have mistaken hitting something for the other party thumping your car? Could it be that you passing closely caused him to damage something somehow?  
    • Thank you. They insisted that they claim they have an "allocated settlement" figure per day. Make a note of this and make sure it gets into your witness statement and onto the judge. This is a scandal and even more evidence of the abuse of the system. It has nothing to do with justice. It is purely economic's for them. Once again, insist on seeing their contract with Packlink. You shouldn't take their word for anything without evidence. Also standby as I will post a link to a similar case where a very interesting discovery has been made about Packlink's terms and conditions and how Evri are responsible to you in any event. We are applying for judgement on that. It will take about six weeks. I'm sure it will be available by the time you go to trial. Also, it is outrageous that they wasted your time and the mediator's time agreeing to compromise when they already had a fixed sum in mind. This is not about compromise, this is about setting a condition from which they will not move. This is an abuse of the court process. It is an abuse of the mediation process. Make sure it all goes into the witness statement. The judge needs to know  
    • Update: they actually showed up to mediation this time. The mediator seemed pretty understanding that I had a previous claim with Evri last year where they didn't show up to mediation and ended up settling in full before court. And how evri are infamous for following this "dragging out protocol" even when they will lose. Evri spoke the usual speil of my contract is with packlink not them, to which i briefly explain to the mediator the Rights of Third Parties Act 1999 etc. Best they could offer was a "goodwill guesture" of £20 plus covering the court fees so £55 total. Said they have an "allocated settlement amount per day". the mediator could already tell it wasn't going nowhere so we had no deal.
    • The payer is not responsible for registering and making sure that VAT is charged correctly.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Claim form Cabot- old cat 'debt'***Claim Discontinued***


OldDebt_Weary
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3361 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I meant in terms of the value they are claiming for.

 

There are many examples on here of Claimants discontinuing their claims after they've paid the fees.

 

It's up to you but as there are no adverse costs risks in a small claim really I wouldn't be so quick to admit liability and cave in.

Link to post
Share on other sites

  • Replies 119
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Thanks Ganymede, given the age of the debts, and the fact that they have been re-assigned several times already, I guess the odds are in my favour that they won't have the necessary documentation to be able to prove their case.

 

 

Oh what the heck, yes you're right, it IS worth contesting. I will do the letters as you have suggested.

Link to post
Share on other sites

there are very few cat debts that cabot get agreements for

 

defend all, watch them discontinue

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

May of been prudent to have posted your proposed defences here first for checking OldDebt.

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

Link to post
Share on other sites

May of been prudent to have posted your proposed defences here first for checking OldDebt.

 

Andy

 

 

I haven't entered the actual defences yet, just given them notice that I intend to defend the claims. I will put the defences here first before I enter them on MCOL

Link to post
Share on other sites

well done!!

 

can we check that you have sent off 2 CCA requests and 2 CPR 31:14's to now?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

well done!!

 

can we check that you have sent off 2 CCA requests and 2 CPR 31:14's to now?

 

dx

 

 

I will let you know when these are done, using the templates you pointed me to. Do you want to see the actual letters first?

 

 

Now I think about it, I'm not entirely sure what to actually write for the defence in both cases. Is there a template for that I might use?

 

 

Sorry for all the questions, I have never contested such a claim before.

Link to post
Share on other sites

you need to get these done TODAY

 

you are already WELL INTO you 33 days and time is running out.

 

2 CCA request to CABOT

2 X BLANK £1 PO's

do not sign the letters

 

cpr 31:14 from thelegal section of the library tab top left

to the sols sign the letter

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thanks DX, I have the £1 postal orders but finding money for CCA requests is impossible right now - I just do not have it.

 

 

Can you clarify - which letters do I NOT sign? Also, where might I find an example of what to write for my defence?

Link to post
Share on other sites

forget the defence for now

 

all you need is 2 £1Po's

 

print out this CCA request

 

twice

one for each account number

 

DO NOT sign the letters

 

put each in its own envelope with ONE of the BLANK £1PO's

 

sent hem to cabot

 

that's all the cost you have

 

you can then peint out the CPR 31:14 [the correct one!!]

from the legal section of the library tab top left

 

sign that one

put it in an env

 

post it to the sOlicitors [no fee needed]

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Sorry DX, getting myself confused! I get it now. The only problem I have is that my b**** printer has decided that now would be a good time for its cartridge to run out! I should be able to replace in a couple of days but I shall get the stuff ready to send anyway.

 

 

Thanks for all your help.

Link to post
Share on other sites

can you not as friend neighbour relation to go use their printer

or a library?

 

thing is

you've the w/end coming with no postout

so in effect you lose at least 2 days or the time line to file

as that's cal days [33 days]

 

just musing

 

as the CCa requests are 14 WORKING days to reply. .

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

DX, I should have the printer cartridges in the morning.

 

 

So you are suggesting that Cabot will drag their heels over providing the CCA, which seems entirely possible. If I do not get a reply within the 33 days, what would happen?

Link to post
Share on other sites

no what I am saying is

they have 14 working days to supply it

 

you ideally need those to have expired by the time you have to file your defence

on cal day 33 from the date on the claimform.

 

EITHERWAY you DO NOT MISS filing 'a' defence

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thanks I understand.

 

if it comes to day 33 and I have had no reply to the CCA letters,

then I would have to word the defence differently if the 14 days haven't expired by that time,

that is, the defence would not be as strong if the expiration had not occurred?

Whereas, if the expiration HAD occurred I could state that within the defence, adding weight to it.

 

However, as I do not recall ever signing any credit agreement in either case, then they will hopefully admit they don't have it and withdraw.

 

Excuse my ignorance over this whole process. This is invaluable information you are providing me with and I greatly appreciate it.

Link to post
Share on other sites

DX, I should have the printer cartridges in the morning.

 

 

So you are suggesting that Cabot will drag their heels over providing the CCA, which seems entirely possible. If I do not get a reply within the 33 days, what would happen?

 

 

CCA request is 12 + 2 working days end of:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

you must file by midnight sat 6th sept.

 

if you have posted the CCA's by yesterday you are ok

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi.

 

 

I have today received 2 identical letters from Cabot. This is what they say:

 

 

"Thank you for your request for information under the Consumer Credit Act 1974. Cabot Financial currently does not have this information on file. Hoever, we have requested the original information under Section 77 and/or 78 of the Consumer Credit Act 1974 from the original lender.

 

 

"What happens next.

 

 

We anticipate that we will be able to provide this information within 40 days. In the event we are unlikely to obtain the information within those time limits, we will write to you again.

 

 

"Contacting Cabot

 

 

If you have any queries about your account please call etc. etc"

 

 

So what do I need to do about these letters? Are they merely continuing this bluff or do they really mean business here? Is this something I have to add to my defence? They claim they have 40 days in which to allegedly find the information, how does this affect the court hearing?

 

 

Any help here would be much appreciated.

Link to post
Share on other sites

Hi.

 

 

I have today received 2 identical letters from Cabot. This is what they say:

 

 

"Thank you for your request for information under the Consumer Credit Act 1974. Cabot Financial currently does not have this information on file. Hoever, we have requested the original information under Section 77 and/or 78 of the Consumer Credit Act 1974 from the original lender.

 

 

"What happens next.

 

 

We anticipate that we will be able to provide this information within 40 days. In the event we are unlikely to obtain the information within those time limits, we will write to you again.

 

 

"Contacting Cabot

 

 

If you have any queries about your account please call etc. etc"

 

 

So what do I need to do about these letters? Are they merely continuing this bluff or do they really mean business here? Is this something I have to add to my defence? They claim they have 40 days in which to allegedly find the information, how does this affect the court hearing?

 

 

Any help here would be much appreciated.

 

 

Inform Crabot immediately that they have 12 + 2 Working days and no more to comply.

 

 

The absence of the CCA renders the alleged debt unenforceable until it is provided.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...