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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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i credit score took £79 to find me a loan without my Permission - help


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chargeback

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have had 79.95 taken out of my bank off icreditscore I want a full refund as I havnt heard of them

Sounds like an error usually price is £7.95 I think.

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Hi. This is happening to me also. They have no way of contacting them other than sending a message via their website. Did you resolve your case because i have no idea what to do now? :(

As dx100uk has said bank charge back as unauthorised amount in the transaction.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Hi. This is happening to me also. They have no way of contacting them other than sending a message via their website. Did you resolve your case because i have no idea what to do now? :(

I cannot trace icreditscore can you please point me to their website?

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I cannot trace icreditscore can you please point me to their website?

 

I've removed the link I posted but you should now have it in your e-mail.

 

It comes top in a Google search.

 

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Thank you ims, I have two people locally who have been "fleeced" by this company.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Thank you ims, I have two people locally who have been "fleeced" by this company.

Company data:

Limited Liability Partnership:/ Active / No. OC379184.

Partners:

Andrew James Marsh

Jonathan Henry Day

Leigh Ian Baker

Timothy John Norton Battye.

 

 

Address:

2 Chichester Court

Milnrow Road

Rochdale

Lancs.

OL16 1 UG.

 

 

Complaints to any one od the partners.

 

 

Companies House shows 0 Cash at Bank.

 

 

I will check out the partners one name seems familiar.

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  • 3 weeks later...

Hi

I have read the horrific details in this thread and would like to inform you that icreditscore never charge consumers for their premium advice. We make our money by charging intermediaries to use our services. We do not have the facility to take payments from personal bank accounts and have never asked users for any banking details. We have informed the police around these incidents and I will post a crime ref no next week as I am my holidays right now. We believe this to be some sort of fraud in our name. We do not fleece anybody our sole intention is to help the consumer.

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Hi

this is the second time I have responded to this site. I am one of the partners of icreditscore and we DO NOT TAKE PAYMENTS FROM CONSUMERS. Never have and never will! We just don't have the capability to take money from bank accounts! The whole idea of icreditscore is to help consumers. We believe that our name is being used fraudulently and we have a crime ref no that I will try and post next week (as on family holiday right now). Can anyone who has had money taken elaborate on the bank account it went to?

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Further to my prior responses here is the fraud crime ref no:

 

The matter was reported to Action Fraud on 15/04/2014 when it first came to our attention.(see the action fraud website as I can't paste links)

With a reference of NFRC140400600411.

Thanks

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Further to my prior responses here is the fraud crime ref no:

 

The matter was reported to Action Fraud on 15/04/2014 when it first came to our attention.(see the action fraud website as I can't paste links)

With a reference of NFRC140400600411.

Thanks

 

 

 

Does Icreditscore have any connection to UK Credit Ratings of London SW1?

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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no - why do you ask?

I am helping an individual (not on these forums) who has apparently been charged £19.99 by UK Credit Ratings, she "thinks" she was dealing with Icreditscore, I am investigating further.

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Hi Brigadier

not sure why anyone signs up to these 'deals' they just aren't worth it that's why we created icreditscore which is a free resource to allow people to understand their rating. There must be some confusion between them and us? If you can let me know if they have been using our name/brand to engage with people I would be very interested.

 

 

looks like she signed up and forgot to disconnect when the trial ended - total con job scheme imo as lots of people forget to disconnect and they get at least a few months out of people.

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Hi Brigadier

not sure why anyone signs up to these 'deals' they just aren't worth it that's why we created icreditscore which is a free resource to allow people to understand their rating. There must be some confusion between them and us? If you can let me know if they have been using our name/brand to engage with people I would be very interested.

 

 

looks like she signed up and forgot to disconnect when the trial ended - total con job scheme imo as lots of people forget to disconnect and they get at least a few months out of people.

 

 

 

I am going to take a look asap at the online transaction for this and will let you know if there is anything untoward here.

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Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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we may have solved the riddle!

 

this is a message I received today from one of our employees:

 

"Yesterday we received another letter from an individual who complained we had debited £69.50 from her bank account and she wanted it back.

 

I have done some digging around this subject and discovered that in fact our name DOES NOT appear on their bank statements.

 

The name I CREDIT STORE appears,

which is of course only one letter different to ours.

 

It appears either the customers themselves are misreading the name on the bank statement

or more worryingly the banks are pointing them in our direction incorrectly.

 

I am confident that there is no crime committed in relation to someone using the icreditscore name to fraudulently

obtain money from individuals accounts I believe it to be just the use of a very similar name.

 

I Credit Store is a trading style of I Credit Ltd,

this company is registered in Birmingham and appears to operate as a broker for sub prime personal loans,

 

so a customer will contact them looking for a loan of £5k, they will charge this customer £69.50 or £79.99 to run this application through their funders.

 

Usually in these instances they come back with a smaller offer say £2k at a higher interest so invariably the consumer

does not take up the loan, but is still liable for the fee on I Credit Store’s work carried out.

 

There appears little we can do about this other than educate the public/consumers and get our own brand/message out there to be

clear we are different and unrelated to I Credit Store.

 

At least we know that our name is not being used directly and there is no fraud being committed."

 

Does this make sense to everybody?

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yes that's the std practice for these loan finder websites

 

we have lots of alike here

 

you CAN get the money back.

 

dx

 

thread title changed to avoid further confusion.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so back to the OP's problem

 

GO DO A CHARGEBACK to your bank

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...
so back to the OP's problem

 

GO DO A CHARGEBACK to your bank

 

dx

 

 

I tries Icreditscore just to see what happened No Money was taken from my account.

 

 

Post19# seems absolutely genuine to me.

 

 

Check who did actually take the money.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 5 months later...
Hi

I have read the horrific details in this thread and would like to inform you that icreditscore never charge consumers for their premium advice. We make our money by charging intermediaries to use our services. We do not have the facility to take payments from personal bank accounts and have never asked users for any banking details. We have informed the police around these incidents and I will post a crime ref no next week as I am my holidays right now. We believe this to be some sort of fraud in our name. We do not fleece anybody our sole intention is to help the consumer.

Hi i just been charged £69.49 to icreditstore for a loan that i didn't took it out i want my refund back ASAP or im going to court

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Hi i just been charged

 

 

best to start a new thread

 

 

of your own

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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