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    • Please can you avoid posting solid blocks of text. It is difficult for people to read especially when they are using a small screen such as a telephone. Well spaced and punctuated please. I hear what you say about the evidence – but do you have copies of it? And if so can we see it please. That's the point. We want to know what you have. As long as you have the evidence in your possession then you have some kind of control
    • Hi, the vehicle went to Audi Chingford on Thursday 13th May. I did state beforehand that I only wanted a diagnostic. The technician out of courtesy opened the drain letting huge deposits of water escape the seals. Video evidence was provided via AUDI cam. The link for the audi cam has been forwarded to BMW and Motonovo. I spoke to branch manager explained the situation and he stated he would sent me an email outlining the issue. Audi state this is not really an issue and more of a design flaw. However, the seals still have water ingress. I purchased the vehicle with £0 deposit on a 60 months HP plan for £520.00. The vehicle total was £21000. I did not go for any extended warranty. I live almost 70 miles away from the aftersales centre in Peterborough. I have previously uploaded the document I forwarded to BMW however it was in word format. I have had to buy a new tyre almost three days after purchasing vehicle. BMW still have not compensated me for the v62 cost as they said they would. 
    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Free gift not received from Afibel after 4 months of broken promises


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My wife received a fashion catalogue from Afibel Ltd last November promising a luxury coat allegedly worth approx. £80 in return for an order over a certain minimal value. The ordered goods arrived after an extended interval and only after several premium-rate progress enquiry phone calls.

 

 

However since then we have been fobbed off and downright lied to as to when the coat might be coming. First we had to wait for a claim form (which never came), then we had to write a letter to say we never received the form, then we had to wait for the end of the promotion (31st January), now we are told that they have no idea when the coat will come as it will be despatched by their French parent company.

 

 

In the meantime we have had a series of catalogues of the Damart / Readers Digest type - each offering a ludicrously expensive free gift in return for a very small order. The most incredible of these came yesterday, offering a Singer Sewing Machine worth £179.99 in return for a modest order.

 

My wife has today posted a letter given them a 14 day ultimatum to deliver the coat, with failure to do so resulting in the seeking of Trading Standards and Media assistance.

 

Have any other forum members had similar problems with this company?

Edited by citizenB
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Dear rebell - thanks for your reply, sorry for delay in coming back. I've found a few complaints about debt issues but none about Afibel's ludicrous competition and free gift offers. However there is a brilliant summary of their dirty tricks on the Grumpy Old Sod website. Apparently I can't post the link until I've done 10 posts, so I guess you'll have to Google it. Worth reading for its no-holds -barred criticism. And it gives the full postal address (rather than the PO box number they hide behind) and that of the French parent company. I have spoken to the national Citizens Advice Bureau and they say they have passed details on to Trading Standards. Why oh why can't we any longer talk direct to local trading Standards Offices?

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It's all down to the current Government, when things don't need changing, they change them.

 

Dear rebell - thanks for your reply, sorry for delay in coming back. I've found a few complaints about debt issues but none about Afibel's ludicrous competition and free gift offers. However there is a brilliant summary of their dirty tricks on the Grumpy Old Sod website. Apparently I can't post the link until I've done 10 posts, so I guess you'll have to Google it. Worth reading for its no-holds -barred criticism. And it gives the full postal address (rather than the PO box number they hide behind) and that of the French parent company. I have spoken to the national Citizens Advice Bureau and they say they have passed details on to Trading Standards. Why oh why can't we any longer talk direct to local trading Standards Offices?
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My wife received a fashion catalogue from Afibel Ltd last November promising a luxury coat [...]

In the meantime we have had a series of catalogues of the Damart / Readers Digest type - each offering a ludicrously expensive free gift in return for a very small order.

 

Oh dear... Afibel gets a mention on http://www.thinkjessica.com/shocking-facts.htm - Not surprising Mrs Supersnipe is now getting Damart catalogues as I dare say she is now on the mailing list for all the other dodgy mail order firms.

 

If you have a read of Afibel's terms & conditions, I would expect you'll find the offer of a "free" coat is subject to stock and availability - In other words, only one was allocated and Floosie in admin got her order in first.

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

No... you can't eat my brain just yet. I need it a little while longer.

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Dear Mr P. Thanks for your reply, and again sorry for delay in responding. I looked at the Think Jessica site you mentioned and saw many heartbreaking stories of elderly people spending fortunes in the hope of big prizes promised. Funnily enough you were correct about receiving catalogues from others like Afibel - this morning my wife received a similarly-styled one promising £142,000 from Phyderma, Paris, (although the orders go to a PO box in Dublin) which is also an outfit mentioned by Think Jessica. Anyway there was a number on the site for Action Against Fraud and I had a long chat with one of their guys who will pass the info to the Police national anti-fraud intelligence squad. I was given a report number and password and they will eventually give some feedback.

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  • 9 months later...

I advise everyone to stay well away from this 'Afibel' Company.

I ordered 2 pairs of slippers for my mum as a Christmas present on the 24th November 2014, after sending them several unanswered emails I phoned them last week and they told me the slippers would be delivered at the end of next week, which is this week beginning 11th January.

I tracked the order this morning 12th Jan. and it had changed to 'available in 4 weeks', I phoned them again this morning and they said it would be another 6 weeks, that's over 3 months, I have now cancelled the order.

In between this they have sent me a load of rubbish in the post about I am one of five people receiving a 'Gold Jewel' with my next order.

AVOID THIS COMPANY LIKE THE PLAGUE.

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  • 6 months later...

I used to work for this company and they deliberately target the elderly who they know will believe the advertising and get on the phone to a premium rate number. Half the calls i received were complaints. They do nothing illegal and they do genuinely pay out on the draws, but the advertising is aggressive and very intimidating to people who quite frankly they know they can bully and abuse to fill their pockets. I personally got fed up with defending any of their bull**** offers, the quality of clothes and the bombardment of elderly women who claimed they had won or wanted to know when they were going to receive their cheque.

 

They have a high staff turnover (in other words no one stays for very long) they dont stop mailing even when you request to stop. All legal though.

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no its not legal

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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