YES car credit PPI

[Katherine2]

Hi Everyone

Im new to this site so bare with me.

 

Im just about to embark on attempting to reclaim the PPI from Yes car credit which was on a car I purchased in May 2005.

Can anyone give me any hints on what I should do first. I have an original copy of the credit agreement but not sure who or where I should turn to first.

 

Any help greatly appreciated

Thanks

K

 

[ukdarrenfan]

Check out my thread on here, it will give you all the help that you need. You may find it a bit easier as you only purchased your car in 2005 and probably won't get caught in all the hassle of the Limitations Act like I have. With any luck they will have been regulated then, which may make it easier for you. They will make it hard for you though, so stick at it.

[Katherine2]

Thanks for your response. I've been having a read of your thread for past few days. . It's scared me abit as all seems very complicated.

 

Was looking for abit of advice for where I should go first? Was going to try DAF address in horesham do you know if that's the correct address and what info should I give them?

[dx100uk]

have you all the statements?

 

ifnot sar time

 

you need them.

 

can you scan up that agreement please

 

**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

though dont use full bank names or CAG in the title

i'e Default notice DD-mm-yyyy TSB

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

.

dx

[ukdarrenfan]

The address is the Bradford one that I have on my thread and not Horsham.

[Katherine2]

Hi

Sorry for the delay in reply its taken me a while to figure out how to attach the document. Hope you can read it. This is the only paperwork I have.

When you say statements what do you mean and where will I get them from

 

Thanks for your help

Katherine

[ukdarrenfan]

You will need to send a SAR request and a £10 cheque or postal order. They should then send all the paperwork that they have for your account. Mine included a 3 page statement of all the payments made on my account. They usually send it out on a password protected CD. If you look on here you should find a template with the wording you need. They have 40 days to comply with your request.

[Katherine2]

Oh lovely thanks. Will get onto that first thing tomorrow? Is that what I send to the Bradford address you have on your thread?

[ukdarrenfan]

It is. Good luck. They will probably take every day of those 40 days as they did with me.

[Katherine2]

Thank you. Your thread is very interesting, youve battled hard by the sounds of it. I really hope you win your case.. Youve made me loads more determined to do this

[ukdarrenfan]

Thanks. Any questions feel free to ask.

[dx100uk]

you need to convert your agreement picture to PDF

 

thanks for coming here to help UKD

 

mucho thumbup:

 

dx

[ukdarrenfan]

No probs dx. I'll help wherever I can.

[ukdarrenfan]

I've just had a little nose around for you and it seems that they were regulated by the FSA when you took out your agreement.

 

They were registered for the sale of insurances I think from 14th Jan 2005 to 24th March 2006. Take a look at these links. Hope it will make it easier for you to claim if they haven't complied with the regulations.

 

http://www.fsa.gov.uk/register/firmRefSearch.do

http://www.yescarcredit.ws/

[Katherine2]

Thank you.. Thats really useful.

Ive posted off the SAR so just got to wait to see what comes back