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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Thomas higgins partnership chasing Business Debt


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Hi Caggers

Could you assist me with a problem.

Yesterday I received a letter from the above company demanding I pay in full £164.00 within 7 days other wise I will commence legal proceedings for the principal sum,, and court costs.

Will they take me small claims court i.e I have to physically attend?

I have approached the company I owe to pay via instalments but they have refused.

I am unable to walk at present due to compressed nerve in lower back so attending court would be out of the question.

Any help appreciated. Thank you.

 

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The Thomas Higgins Partnership are a company that small business' use when they have an outstanding debt.

They write LBA's for the business for a fee,

and if so required they do instigate small claims court proceedings.

If court proceedings are instigated,

then you do not have to attend,

but you will receive judgement against you whether you owe the money or not.

Once you have a judgement against you,

you then have the option of applying to the court to be able to pay in instalments.

You will have to fill out an income and expenditure form,

and the judge will then decide how much you must pay each month.

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whats the debt all about THP are pretty toothless dca really.

'they' cant do court without the companies permission.

and I doubt that

how old

and

how MUCH is the debt

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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TH are a huge player in the debt recovery and enforcement market.

 

And whilst this particular debt is under £600, it's worth noting that TH are the largest provider of writs to the High Court enforcement industry.

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In a word, yes.

If they issue a claim (I'm not sure they will given that they know you can't afford to pay in one go and their Client will incur the initial costs) then the response pack to the Claim will facilitate this.

When a Claim Form is received it should contain several forms N9A, B, C & D. (if it doesn't have these you can download them from the MOJ website for free)

You can admit the whole claim, admit part and defend some of the claim, or defend the whole claim. If you admit any part of the Claim the N9A has spaces for you to put your income/expenditure details and propose an offer of repayment to the Claimant.

Remember only do that if you're admitting you owe the money. If you don't owe the money look into defending the claim. Either way you have to respond to the claim form one way another other in the specified time or they will just get Default Judgment against you.

But I think maybe you're getting ahead of yourself as the claim hasn't been issued. If Thomas Higgins are ignoring your instalment offer have you considered putting it to the creditor directly?

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you need to tell us all about this debt please

its pointless trying to help without the background.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi DX.

By the fact I mentioned in my previous post I had offered to pay by instalments and this was refused, I am admitting I owe the debt.

I really do not want to expand on as to who I owe this money to as this would not add to the query.

The debt is only seven months old.

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pers I'd get on and pay the debt how/when you want.

that way for only £160ish they can really complain.

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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