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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Gmac Erc


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Have today posted letter to GMAC asking them to either refund my ERC of £5745.61 or give me a breakdown of the cost of their losses!:eek:

 

Have given them 14 days to respond so will keep you informed!

 

Has anyone yet successfully claimed back ERC for any mortgage company?

 

 

GMAC RFC £5745.61 - Request for payment or breakdown sent 25/10/06.

Halifax £TBC - DPA sent 26/10/06

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Hello,

i know "zoot" has succesfully claimed back ERC but im unsure who it was with?

I think alanfromderby has also claimed back ERC

and they are a few others.

 

Im after gmac myself sent LBA they have until thurs 02-11-06 and then who knows?

 

Hope you get on Ok!

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  • 4 weeks later...

Hi Tilly

 

I received the usual letter saying we agreed to T&C's etc. Have prepared a letter to send tomorrow just repeating that their charges represent an unfair term of contract, and that the amount charged for early redemption exceeds any true cost to themselves and if they disagree then I've asked for them to give me a full breakdown of the costs!

 

I've given them 7 days to reply! Wish me luck!!

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  • 2 months later...

Any update on this? how did you get on? Cheers JC (looking to take them on myself)

__________________

HSBC £3829.00 Prelim letter sent 17/7/06 :wink:

£1996.00 Offered 9/8/06 :rolleyes: .. See you in Court!

MCOL Filed 15/08/06 :)

DG response asking for info 8/9/06

 

RBOS S.A.R - (Subject Access Request) sent 12/07/06 :cool:

Prelim letter sent 29/8/06 £2552 requested!!!

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Didn't get a response to my 7 day letter which was sent before Xmas. Unfortunately had a few personal problems of late so haven't got around to sending the next letter! :confused:

 

Will let you all know once I can the chance and how I get on.

 

How is everyone else doing with their claims? ;)

 

Good idea starting a new thread, think there are lot's going after GMAC, but seems to be posts all over the place!

 

Good luck to all!

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HI there

 

I'm at the same stage as you, have written first letter using template from on here, had reply back saying no and now I'm not sure what to do next. I won't be able to afford the court fees to take GMAC to court until I've received the rest of my bank charges refunds but I'm sure I should write another letter of some sort but not sure what?

 

Padders

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  • 8 months later...

You need to look at your contract we are going for erc but only because we have a barristers opinion that we forfilled all the conditions not to pay it that were set out in out contract

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