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    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
    • honestly you sound like you work the claimant yes affixed dont appeal to anyone no cant be “argued either way”  
    • Because of the tsunami of cases we are having for this scam site, over the weekend I had a look at MET cases we have here stretching back to June 2014.  Yes, ten years. MET have not once had the guts to put a case in front of a judge. In about 5% of cases they have issued court papers in the hope that the motorist will be terrified of going to court and will give in.  However, when the motorist defended, it was MET who bottled it.  Every time.
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Angry Cat v Egg** Egg smashed at last**


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Hi Guy's,

 

Hopefully you all had a pleasant and peaceful christmas.

 

I hadn't heard a peep from Egg since their last letter which was an insult to my intelligence!!

Therefore, I have been busily preparing my Court Bundle, in preparation for my hearing 29 January 2007.

 

Yesterday, the following letter dropped through my letter box, it is from the law firm, Addleshaw Goddard:-

 

"ADDLESHAW GODDARD

 

Dear Angry Cat

 

Re: Yourself v Egg Banking plc Claim Number XXXXXXXX

 

We have been intructed on behalf of Egg Banking plc ("Egg") in relation to the proceedings brought by you against Egg currently in the Tunbridge Wells County Court under Claim Number XXXXXXXX

 

1 Egg views its terms and conditions as fair and in particular the charges levied pursuant to Section 7.1 of your Credit Agreement with Egg to be a genuine pre-estimate of loss rather than a penalty.

 

2 Notwithstanding Egg's view, in the particular circumstances of your case Egg puts forward the following settlement proposal:

 

(a) Without admission of liability and on a purely commercial and ex gratia basis Egg will within 14 days of your acceptance of this proposal by return of the signed Consent Order (see paragraph (b) below) credit your account number XXXXXXXXX ("the Account") with £344.22 in full and final settlement of the proceedings in Tunbridge Wells County Court under Claim number XXXX

and of all claims, rights, actions and causes of action (including claims for interest and costs) you may have against Egg arising out of or in connection with any issue pleaded in this case. As you will appreciate this is the full amount of your Claim against Egg broken down as follows:

 

(i) £260.00 for charges

 

(ii) £10.00 for the Data Protection Act fee

 

(iii) £65.16 for the interest on the claim form and

 

(iv) £9.06 for the interest at 8% from 2 August 2006 projected to

31 December 2006.

 

(b) As your acceptance of the proposal you will sign and return to us the Consent Order enclosed with this letter providing for dismissal of the proceedings on the basis of each party bearing their own costs. Once we receive the signed Consent Order Egg will process the credit outlined above and we will lodge the Consent Order at Court to bring the proceedings to an end.

 

© The terms of the settlement shall remain confidential between the parties and their legal advisors save that the same may be disclosed.

 

(i) To the extent necessary for the purpose of enforcement of the settlement; and

 

(ii) To any Court, government or other authority to the extent necessary for compliance with a lawful obligation by the party disclosing it and to the extent necessary to any professional adviser to that party in connection with the giving or receiving of advice in relation to such disclosure.

 

3 The above proposal will remain open for acceptancer until 4 January 2007 after which it will be automatically withdrawn;

 

4 For avoidance of doubt, following the proposed credit to your Accounr pursuant to paragraph 2(a) above, you will remain indebted to Egg in relation to the remaining outstanding debit balance of your Account.

 

Yours faithfully

ADDLESHAW GODDARD"

 

The Consent Order reads as follows:-

 

"ANGRY CAT

 

AND

 

EGG BANKING plc

 

CONSENT ORDER

 

UPON READING the Minute of the Order signed by the parties

 

BY CONSENT

 

IT IS ORDERED THAT

 

1 The Claimants Claim is dismissed.

 

2 There be no order for costs of this application or in the case.

 

Dated.......

 

I Angry Cat of XXXXXXX, Claimant consent to an Order in the above terms

....................................................................................................

 

We, Addleshaw Goddard LLP of Sovereign House, Sovereign Street, Leeds LS1 1HQ, Solicitors for the Defendant (reference XXXXXXXX) consent to an Order in the above terms:

 

........................................"

 

END

 

I angry cat will most certainly NOT agree to the above Consent Order!

 

How Dare you Addleshaw Goddard !!!

 

I am the Claimant, I Issued my County Court Claim against Egg and I DO NOT, WILL NOT agree to your "Unfair Terms"

 

Typical Egg.....Do they think that I am stupid ?

it would appear that they do.

 

Not only am I expected to keep quiet, but I am also expected to sign away my Rights:-

"of all claims, rights, actions and causes of action (including claims for interest and costs) you may have against Egg arising out of or in connection with any issue pleaded in this case".

 

NO, NO, NO, NO.

 

Grrrrrrrrrrrrr

 

AC

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well done ac good on you

best of luck cb

SETTLED CASES

LTSB (CC) £20 21-8-06

HSBC (CC) £600 19-10-06

HSBC (Ac) No.1 £1900 25-10-06

RBS (CC) £900 25-10-06

Smile (Ac) £1300 17-11-06

A&L (Ac) No.1 £400 23-11-06

A&L (Mortgage ERC) £3900 4-12-06

LTSB (Ac) £200 13-12-06

A&L (Ac) No.2 £120 19-12-06

HSBC (Ac) No.2 £650 29-12-06

LTSB (Business) £1700 13-2-07

RBS (Ac) £4500 + Default Removal 17-3-07

Barclays (Bus) Warrant of Execution 10-3-07 not used yet

ONGOING CASES

Egg (CC) N1 Filed £1300 + Default Removal Judgment Order 9/1/07 In my Favour

Barclays Business loan & 2 accs. S.A.R N1 filed Judgment in Default isued 15/2/07

HSBC (CC) have failed to produce Credit Agreement

TO DO CASES

Egg (Loan)

LTSB (Ac Ltd Company)

LTSB (Loan)

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Hi AC

 

That Consent Order looks familiar! :D

I have to say, I think it's one of the cheekiest things I've seen from the other side, be that Egg or any of the others :rolleyes:

 

Cheers

 

Michael

Please note that the right to reproduce any part of any post I make on this forum is restricted under copyright law.

 

Please see the following copyright statement

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They're also trying to get out of paying your court fee, from what I can see.

 

Yes Bookworm, plus the fact that the figures quoted are incorrect!.......and

 

Even though I would NOT accept any offer bound by unfair terms, I am unable to even consider the offer due to the following that was stated in the settlement proposal #4

 

"4 For avoidance of doubt, following the proposed credit to your Accounr pursuant to paragraph 2(a) above, you will remain indebted to Egg in relation to the remaining outstanding debit balance of your Account".

 

I have to challenge "the remaining outstanding debit balance", because I have been paying for PPI and even though I am unwell (long term illness) I was given to understand that I could not Claim on that insurance. However, after viewing the CAG PPI forum that appears not to be the case.

 

My Egg hearing has been allocated to the fast track 29 January 2007, my Court Bundle has to be in by 15 January 2007. Therefore if I amend my Claim, I may have to request an ajournment?

 

AC

ps Have a Happy New Year

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Thanks for your post in my thread.

 

Re-reading your thread has certainly given me more confidence to stand my ground. Im drafting a reply to them now.

 

Have you replied to the letter/consent form or are you going to ignorre them?

 

Good luck getting the court bundle together.

 

love EEK!!!

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Hi EEK!!!

 

Apologies for my delay in responding, but my PC has been playing up.

 

I have written to Addleshaw Goddard rejecting their Clients (Egg) settlement proposal because the amount quoted is incorrect...plus the fact that I will not be bound by their Clients 'Unfair Terms'.

Therefore, I have refused to sign the Consent Order.

 

Love AC

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Hi Guys-

 

Well now Humpty Dumpty has gone very quiet?

 

Anyhow, Re: my response to Humpty's (Addleshaw Goddard) settlement proposal that I rejected due to their attempts of imposing Unfair Terms, together with the fact that the monies offered were incorrect, I have today amended my Claim.

 

I filled out an Application Notice N244, this was to make an Amendment to my Claim and filed the form at the Court today.

The cost was £65.00

 

The hearing of my Application for Amendment to my Claim will take place at 11:30 29 January 2007, which is the same time as my Claim hearing :- 11:30 29 January 2007.

 

Love AC

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AC, I noticed Tunbridge Wells Court in an earlier post. Are you in Tun Wells? I'm in Southborough!

If you found this post useful please click on the scales above.

 

Egg - £400 - Prelim sent. On hold.

Mint - On the list Est £800

GE Capital - On the list (3 accounts!) Est £4000

 

MBNA - £545 Prelim sent 13/11/2006

LBA sent 1/12/2006

£350 partial payment received 18/12/2006.

Full settlement received 20/1/07

 

NatWest - Est £4000 not incl interest

Data Protection Act Sent 10/1/07

Statements received 24/1/07

Prelim sent 3/2/07

Full Settlement received 22/2/07

 

The contents of this post are the sole opinions of The Cornflake and not necessarily the opinions of any other members of this group. They do not constitute sound legal or financial advice and if in doubt you are advised to seek advice from a qualified professional

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Hey angry cat, read through your case yesterday, I'm Hooked!Best of luck on the 29th, I'm right at the beginning of mine and will be send my request for payment soon.

 

Take Care

smackbat

<(o.o)> Smackbat

 

:) Smile.co.uk - £4,400 WON 12/10/06

:)Smile.co.uk - £156 WON Feb 07

:)Smile.co.uk - £280 WON 25/06/07

:mad: Egg PLC - £3,420.72 - Defence filed 24/06/07

:? Alliance & Leicester - DPR Request sent

:? Woolich PLC - To Start

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Hi Cat

 

What was the final date for submitting your court bundle? Have you or the court received a bundle from Egg?

 

My bundle has to be in by next thursday (18/01) but my hearing is not until April!! I's already to post tomorrow - 93 pages in each one!

 

My friend commented tonight that not only are the banks wasting Court resources & time by dragging it out they are also wasting trees!!

FIRST DIRECT: £4751.86 SETTLED IN FULL 5/07/06 :-)

 

TESCO VISA CARD: £90 SETTLED IN FULL 12/08/06 :)

 

LLOYDS TSB: £4403.59 SETTLED IN FULL 17/08/06 :)

EGG: £451.52 SETTLED IN FULL 18/01/07 :)

 

 

Opinions and advice of kazzaw are independent, offered informally, without prejudice, without liability, and not endorsed by the Bank Action Group. If in any doubt, seek the advice of a qualified, insured professional.

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Hi Kazzaw-

 

My Court Bundle has to be taken to the court by Monday 15/01/2007-

14 days prior to the hearing.

 

I agree with your friends comment about banks wasting Court resources & time....and

I believe that a District Judge has recently made the following statement re another bank-

"Dragging out the process as long as possible and...Intimidating Claimants who are laymen at law".

 

AC

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Didn't get round to posting the bundle as I received a settlement letter from Egg this morning for the full amount including interest up to next Saturday & NO CONFIDENTIALITY CLAUSE!! :eek:

 

Can't do any other than accept but I feel a bit let down that nobody will see my lovely court bundles which I lovingly prepared!! I really thought they'd drag it out a bit longer.

 

Of course I haven't got the money in my hand yet!

 

Really hope you get yours sorted soon. :-|

FIRST DIRECT: £4751.86 SETTLED IN FULL 5/07/06 :-)

 

TESCO VISA CARD: £90 SETTLED IN FULL 12/08/06 :)

 

LLOYDS TSB: £4403.59 SETTLED IN FULL 17/08/06 :)

EGG: £451.52 SETTLED IN FULL 18/01/07 :)

 

 

Opinions and advice of kazzaw are independent, offered informally, without prejudice, without liability, and not endorsed by the Bank Action Group. If in any doubt, seek the advice of a qualified, insured professional.

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Well done..pleast take a minute to fill out the survey for us.:D

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi Guy's-

 

My extensive Court Bundle has been safely delivered to the Court and accepted.

 

Bundle approx. 98 pages !!

 

I have also sent Addleshaw Goddard (Egg's solicitors) a copy Court Bundle, as is required.

 

Now all I have to do is to compile some more evidence for the E Day and then hopefully Humpty Dumpty will have a great fall...or at least incur a hairline Crack.

 

Love AC

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hi ac when will you hear what evidence egg have put in

yours CB

SETTLED CASES

LTSB (CC) £20 21-8-06

HSBC (CC) £600 19-10-06

HSBC (Ac) No.1 £1900 25-10-06

RBS (CC) £900 25-10-06

Smile (Ac) £1300 17-11-06

A&L (Ac) No.1 £400 23-11-06

A&L (Mortgage ERC) £3900 4-12-06

LTSB (Ac) £200 13-12-06

A&L (Ac) No.2 £120 19-12-06

HSBC (Ac) No.2 £650 29-12-06

LTSB (Business) £1700 13-2-07

RBS (Ac) £4500 + Default Removal 17-3-07

Barclays (Bus) Warrant of Execution 10-3-07 not used yet

ONGOING CASES

Egg (CC) N1 Filed £1300 + Default Removal Judgment Order 9/1/07 In my Favour

Barclays Business loan & 2 accs. S.A.R N1 filed Judgment in Default isued 15/2/07

HSBC (CC) have failed to produce Credit Agreement

TO DO CASES

Egg (Loan)

LTSB (Ac Ltd Company)

LTSB (Loan)

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Okay Guys-

 

Apparently Egg have not submitted their court bundle?

 

The Judge ordered that both the Claimant [me] and the Defendant [egg] court bundles be delivered to the court 14 days prior to the hearing. Therefore the bundles should have been with the court last Monday 15/01/2007 as the claim is due to be heard on 29/01/2007.

 

I believe that a skeleton argument can be submitted 7 days prior to the hearing, so I guess that Egg can still provide their argument by Monday 22/01/2007...not quite sure what the rules are? Meaning if the Defendant has not submitted their Court Bundle, can they still submit a skeleton argument, or will they simply rely upon their original defence at the hearing?

 

AC

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Hi

 

Just popped in to give a bit of moral support. Why don't they just pay up instead of messing about!!!

 

Good luck

 

k :-)

FIRST DIRECT: £4751.86 SETTLED IN FULL 5/07/06 :-)

 

TESCO VISA CARD: £90 SETTLED IN FULL 12/08/06 :)

 

LLOYDS TSB: £4403.59 SETTLED IN FULL 17/08/06 :)

EGG: £451.52 SETTLED IN FULL 18/01/07 :)

 

 

Opinions and advice of kazzaw are independent, offered informally, without prejudice, without liability, and not endorsed by the Bank Action Group. If in any doubt, seek the advice of a qualified, insured professional.

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