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Will they close my account??

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Anyone have any experience of Natwest closing their account after returning the charges?


They have offered me a refund of £612 as full and final settlement, although they owe me £1400. Problem is, I live in my overdraft which is at £1250 at the moment. If I try and claim all of it back, will they then tell me they are closing my account and want me to repay the overdraft? And if I just take the £612, will they do they same or leave me alone??



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The maths of your situation answers your question, they have taken 1400 in charges but are offering you 600. You owe them 1250 so when you get your charges back fully, problem solved.

stick out for the whole amount.

they cant call in the overdraft or close the account whilst you are in dispute about the refund of your charges because that would be a breach of the banking code. they might try tho!

be prepared.


have you opened a parachute account?


please stick to one thread and post replys to ask us questions or update us on your progress

good luck:)

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