british credit trust unlawful repo **WON under SEc 90 + Compo**

[dx100uk]

**you can post up images/letters by this method immediately..you don't need 10 posts**

.

set your default scan page size to A4 less than 300DPI [150 will do]

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

'

BUT......

ENSURE: remove all pers info inc. barcodes etc

but leave all monetary figures and dates.

.

************************* ************************* *******

{DO NOT USE A BIRO OR PEN OR USE SEE THRU TAPE OR LABELS]

************************* ************************* ***********

IPHONE only, take a pic and convert to pdf via an APP

.

DO IT IN MSPAINT.EXE or any photo editing program

goto one of the many free online pdf converter websites ...

http://freejpgtopdf.com/

http://www.convert-jpg-to-pdf.net/

..

if you have multiple scans/pics

put them in a word doc FIRST and convert that to PDF

or http://www.freepdfconvert.com/

or

use www.pdfmerge.com

 

convert existing PC files to PDF [office has an installable print to PDF option]

..

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

or use Primo PDF.

.

try and logically name your file so people know what it is.

though DONT USE BANK NAMES or CAG in the title

i'e Default notice DD-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

...

YOU DONT have to put a link to the attachment in the msg box..just upload it ..job done

you can click on your links to check them too!

.

dx

[Chris85]

heres the reply from the british credit trust finally uploaded it!

[theoldrouge]

Good grief, have they even read your complaint letter Chris

[Chris85]

no, this was their reply from what i sent them from the 1st of july

[theoldrouge]

well it bears no relation to your complaint letter.

 

So choices to be made.

 

1) issue against them, but you would certainly need a solicitor for this

 

or 2) complaint to the fos

 

I see they have already decided the outcome, that a complaint to the fos on such a serious matter would be seen

by the fos as frivolous:lol:

 

so things to consider Chris

[Chris85]

right i have been in contact with solicitors they had a meeting to discuss the funding of the case because I'm currently full time employed they said i wouldn't be entitled to legal aid so they come back to me and decided to take this case on no win no fee basis the fee they take is 25% of the case if won

[Chris85]

so I'm happy with that

[theoldrouge]

Good luck then Chris, let us know how you progress

[Chris85]

Hi All,

 

I'd just like to say that I've won my case and

 

 

they have confirmed that they were in breach of section 90,

 

 

I have now negotiated a settlement figure of £6,980

 

 

thank you all very much for your overwhelming support

 

 

and I will be contributing a donation to this site.

 

Thanks again

 

Chris Callaghan

[dx100uk]

won and still having to pay?

 

 

yell us more....

 

 

dx

[Chris85]

Hi,

 

 

I will recieve £6980.

 

 

The debt will be written off

 

 

the balance will be reduced to nil and

 

 

the agreement will be ripped up,

 

 

they are also buying the debt back from cabot and

 

 

I have been awarded £6980 in my pocket and

 

 

I will be relised from all liability under that agreement

[dx100uk]

that's better

 

 

GOOD WELL DONE

 

 

they used to pull this stunt all the time when they were Thames Credit

 

 

then they got taken to court and fined for doing it to numerous punters

 

 

funny how they are at it again.

 

 

OTR will be well pleased!

[dx100uk]

has the credit file been wiped of this too?

 

 

dx

[theoldrouge]

well this has made my day, thank you for updating us:-D

 

FANTASTIC RESULT,WELL DONE CHRIS:whoo:

 

great to see them get their comeuppance,

 

after all the grief they caused you.

 

Spend it wisely:-D all the best

[sequenci]

Awesome stuff, congrats