Bradders vs Halifax.

[Bradders33]

We left Halifax last year cos of their stinking attitude and stupid charges. We eventually paid off the joint a/c O/D and closed the a/c and I'm in the process of paying my O/D off so I can close it.

 

Then I heard about claiming unfair banks charges back on MSE and this site.

 

So, sent my SAR off with my £10 chq, which they cashed in under a week, received no confirmation later and almost at the 40 days I had received no statements, I rang then to query as the chq had been cashed so long ago I thought statements might be lost in post, but oh no they say to me "We are well within our 40 days Madam." sure enough I receive statements two days later, all in one package and it cost them over a fiver to post! Good!

 

Went thru' statements, joint a/c has £608 in charges and my own a/c just £210.. LOL! There's me going thru' statements sayin g "C'mon, gve me more charges!" Yes, give me an indication of how crap I have handled my money eh?! Bring it on!

 

So I am sending the 2nd letter today asked for £818 back, plus my £10 fee that I paid for my statements.. I am sure they will wait until day 13 until they respond!

 

My hubby is sceptical and has lots of charges on his own Lloyds TSB a/c... I told him to go down the route I am going to get them back, but he wants to "Wait and see if I am successful first!" I think he's mad, we could end up with a windfall all at once if he pursued his own claim.

 

I used to have a Credit Card with Halifax, been closed for a while, as has my Halifax Loan, can I apply for those charges too?

 

Anyway, wish me luck... I love this site BTW!

 

Bradders. x

[alexifa]

If your credit card and loan were within 6 years then yes, you can claim back charges on those accounts. Sens a SAR on those too.