seashell vs abbey

[seashell]

Hi Everyone I have asked in total from abbey £740.00 to date they have given me back £60.00 I accepted this as part payment, They have now given me another £240.00 I want to file a claim what should I do

[Glenn UK]

You need to write back saying thanks, i accept as a prt payment and proceed with your claim as normal.

 

Have they actually written to you telling you what these amounts are for or is it just a payment into your account?

 

If its the latter igonore them in terms of your claim and caveat it with something along the lines of I will be happy to amend the claim when the amount of chagres applied to your accoubnt is finalised by the abbey.

 

I would write to them and asl them for clairifcation of what these amounts are for if they havent told you already and thank them as well as accepting it in part payment.

 

i think theres a new template for part payments.

 

This is all JMHO

 

Hopefully some others will come along and chip in too.

 

Glenn

[seashell]

Hi

They have put in into my account I called them tofind out what it was for and they said it was there final offer so I said I would be issuing a claim but I don't know how to do that can you help me please.

[Glenn UK]

Hi Seashell have you read followed the step by step guide?

 

Putting a claim in can be done through money claim online i havent got to the stage of actually putting my claim in yet so cant give detailed advoce.

 

HTH

 

glenn

[seashell]

Thank you because the Abbey have given me £300.00 back I have not accepted this but it is in my bank account do I include that amount or not.

On money claim I have got to the bit where you put how much you are claiming and then it calculates how much it is going to cost you. It said £80.00 but then you have to fill in what and why you are claiming and that is the bit I am stuck on.

Seashell

[seashell]

I will try I did save it so hopefull I can do it

[seashell]

It won't let me do it, it is saying I have too many images

seashell

[LordLee]

i have to say... i did not realise it there was such a difference between claiming with N1 or MoneyClaim. My brother has studied Law and could've helped me with an N1 form. Money Claim appears to delay things a bit.

[seashell]

i am stuck on the bit you have to fill in about what and why you are claiming

 

do you think I should do the n1 form instead

 

Seashell

[seashell]

Hi everyone

I am at the stage where I am trying to fill in the money claim form can anyone tell me which one is easier the money claim or N1 I am only claiming £400.00 as Abbey have already refunded me £300.00

[ellemmjay]

I would be tempted to use money claim - I found it very simple and straightforward and the text you need to use on the particulars of claim are on this site in a number of places

 

Good luck

 

 

Elle

[Lula]

you can get the text in benson v Abbey

[seashell]

Hi

 

Can any one help please the Abbey owed me £705.00

they have given me back £300.00 so I now need t o claim £405.00 so the £300.00 they have given me back do i take that off from 6 years ago or from my last statement

[lesser1010]

Take The £300 Of The Latest Charges,that Way They Owe You More Interest

[seashell]

thank you so I have added up the charges and they come to £642.84 and they have given me back £300.00 so do I just take £300.00 off £642.84

[lesser1010]

yes,just deduct the £300.what stage are you at?

[seashell]

Hi I am just filling out the money claim form

[seashell]

I am trying to fill in the money claim form and am not sure what to put in the particulars of claim bit can anyone help please

 

Thank you

[traceyrmj]

there is a page here but not sure it will fit, i tried it and didnt get it all in so had to issue n1 in person at my local court.

[m.bentley]

Hi Seashell try this it worked for me:

1. The Claimant has an account xxxxxxxx with the Defendant which was opened on or around xxxxxxxxxxx.

2. During the period in which the Account has been operating the Defendant debited numerous charges to the Account in respect of purported breaches of contract on the part of the Claimant and also charged interest on the charges once applied. The Claimant understands that the Defendant contends that the charges were debited in accordance with the terms of the contract between itself and the Claimant.

3. A list of the charges applied is attached to these particulars of claim.

4. The Claimant contends that:

a) The charges debited to the Account are punitive in nature; are not a genuine pre-estimate of cost incurred by the Defendant; exceed any alleged actual loss to the Defendant in respect of any breaches of contract on the part of the Claimant; and are not intended to represent or related to any alleged actual loss, but instead unduly enrich the Defendant which exercises the contractual term in respect of such charges with a view to profit.

b) The contractual provision that permits the Defendant to levy such charges is unenforceable by virtue of the Unfair Contract Terms in Consumer Contracts Regulations (1999), the Unfair Contract Terms Act 1977 and the common law.

5. Accordingly the Claimant claims:

a) the return of the amounts debited in respect of charges in the sum of £xxxxxxx;

c) Court costs;

d) Interest pursuant to section 69 County Courts Act as set out on the attached list of charges or at such rate and for such periods as the court deems just.

e) The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from 31st Oct 2000 to 28th Aug 2006 of £xxxxx and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx p.

I believe that the contents of these particulars of claim are true

 

 

 

 

 

 

 

 

 

 

 

[seashell]

thank you do i need to insert the attachment for the list of charges also and do you think I should copy and paste what you have just sent me

 

Thank you

[seashell]

Hi at the moment I am trying to fill in the particualrs of claim someone did help me but the words were to many and they wouldn't except it also after you press submit do they ask for your account number because I haven't had to put that in yet

[seashell]

How Do I Attach The Schedule Of Charges To Money Claim Also My Particualrs Of Claim Have Gone Over The Amount Of Words We Are Allowed To Use

[seashell]

Thank You How Do I Do That Also Can You Tell Me How To Print A N1 Form Off I Don't Know

[seashell]

Please Can Anyone Come Back To Me How Do I Attach A Schedule Of Charges To The Money Claim Form