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    • The Private Parking Code of Parking has been postponed as the poor dears are frightened that thew will all go out of business once it becomes Law. We all wish but nothing could be further from the truth so doubtless most of them will have to change their ways if they don't want to be removed as approved parking companies. Thank you for still retaining and producing the original PCN which, no surprise, fails to comply with the Protection of Freedoms Act 2012 Schedule 4. [It even states the vehicle "breeched" the terms  when it was the driver that allegedly breached the terms}. It fails to specify the Parking Period and whilst it does show the arrival and departure ANPR times on the photographs [that I cannot read] they do not include how long you actually parked nor was it specified on the Notice  [photos don't count]. So that means that you spent even less time parked though it would help had you not blocked out the dates and times, so good if you could please include them on your next  post. Pofa  asks the driver to pay the charge S( [2][b] which your PCN doesn't though they do ask the keeper to pay.and they have missed out theses words in parentheses S9[2][f] ii)  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; All of those errors mean that the cannot transfer the charge from the driver to the keeper. Only the driver is now responsible . What a rubbish Claim Form -doesn't even give the date of the event which it should.  
    • it doesn't matter what you are being charged or if you missed the discount period. you ain't paying anyway..... if this ever gets before a judge. then the ins and out of POFA2012 or any IPC/BPA guidelines might come into play. until then i go get on with your life. you are spending far too much time on a speculative invoice scan scheme  its almost as if you believe these are fines and enforceable in a criminal court and you could have bailiffs at your door any minute.    
    • Debt Respite Scheme (Breathing Space) guidance - GOV.UK (www.gov.uk) but dont get scammed into a DMP. simply tell whomever you call to simply apply for the BS for you.  
    • totally immaterial. time to now start reading up. Programmable Search Engine (google.com) Clickme^^^ do not miss your defence filing date no matter what dx  
    • Programmable Search Engine CSE.GOOGLE.COM clickme^^
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Problems with DEBT CORRECT LTD - took me money didnt pay debts


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What can I do about trying to claim back any money from a debt management company who have had £915.00 from me since October & have only paid my debts £145,

 

 

is there any hope at all?

 

 

All advice greatly appreciated.

 

 

Thank you

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Hi

Firstly, name and shame then check the terms and conditions of the DMP as some use the first few payments as their fee.

 

Then LEAVE and go with a free one. Getting your money back though may be harder

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Thanks for your reply, it's DEBT CORRECT LTD, how do I name & shame?

 

Their fees were supposed to be the 1st two payments of £152.40 & then £30 a month (I have paperwork sent from them dated 5/8/13 stating monthly fees as £30)

the rest should have gone on my debts but they've only paid them a total of confirmed £145.

 

I have no idea what they have done with the rest of the money :(

 

I have cancelled 8/8/13 & have heard nothing from them.

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how do I name & shame?

 

you just have.

 

You have a right to a statement of account showing what has been paid and when then you will need to read the terms again to make sure that is what they have done (unlikely)

 

I will have a look at their site

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Having looked at the charges (17.5% or £30 whichever is the greater) your figure looks odd

 

Can you say what the monthly payment you made was

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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I have received a printout from them dated 5/8/13 with a breakdown of the money,

but it's wrong as I know for a fact 1 is completely made up

as the amount they claim they are paying which takes up 58%

they haven't even printed the right info on their form,

 

 

after speaking to this company they have only received £3.00 since last Oct.

 

 

Debt Correct have had £152.40 the 1st of every month.

I will get in touch with them again asking for my right to a statement of account showing what has been paid and when,

 

 

thank you for your help.

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I can't find their consumer credit licence number on their website.

 

When you next contact them please ensure that you request a copy of their formal complaints procedure.

 

I noticed that too. When you (eventually) find their companies house registration number and then transpose it to the CCA search page oft the OFT, nothing shows but by doing a postcode search brings up this:

 

0620875 Licence Status:Current

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  • 2 years later...

http://www.consumeractiongroup.co.uk/forum/showthread.php?469861-Court-claim-form-from-PRA-GROUP-(UK-)LIMITED

 

 

lets get you some money back

 

 

have you still got this paperwork?

 

 

can you get an SAR running to them if they still exist?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Still have all paperwork yes, I can certainly try. Thankyou for helping me

 

I also had trouble with First Step Finance,

when I divorced my ex they had all my debt info

but they refused to give me anything back,

 

 

all they wanted to know was if I would be staying with them,

when told no, they ended the call & ignored my contact.

 

 

Could I send them a SAR to get everything they have of mine too?

Is that the way it works?

 

 

I wanted my letters etc.. so I could sort my debt myself & was keeping distance from everything that included the ex.

 

It was all under his name though & I had hell trying to get someone to talk to me as they has all my info too

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yes you can sar both of them.

 

 

what do you mean it was all under his name?

the debts

or the use of the DMC's?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

First step finance was all under his name, but took on my debts too as I lived there. I didn't agree to this though, ex just told me one day when I got home from work, he'd swapped our dmc & we were with that company now instead. They don't manage your payments, they stop all payments & apparently work to get them written off instead. I had no choice in the matter.

 

Truth of it is though they aren't written off at all, they just purely stop the company contacting you, debt still stands & is on your credit file. They even charge you for doing it on top of their monthly payments. They charged £25 for writing one off, but its still on my file, so paying for nothing really.

 

Once divorced I googled them & got in touch asking for my information back as every time letters were received they'd been sent to them to deal with. As posted above, they weren't interested. Why they kept my details I can only guess.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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