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Barclaycard APR in Oct 1989 = 29.8% From original agreement


Jan 1999 = 19.02%

Jan 2000 = 17.34%

Jan 2001 = 17.90%

Jan 2002 = 17.90%

Jan 2003 = 17.90%

Jan 2004 = 17.90%

Jan 2005 = 18.90%


Above rates from statements

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Thanks for that. very interesting.


The next thing I though of is, were these rates applied to every Barclaycard Visa account ? Mastercard didn't change their rate from 2005 to 2013, it stayed at 19.9% so I presume there have always been seperate rates for both cards.


Is there any way of getting Barclaycard to disclose/supply historic rates on an account ?

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