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    • In my time I've never seen a payout/commission from a PPC to a landlord/MA. Normally the installation of all the cameras/payment of warden patrols etc is free but PPCs keep 100% of the ticket revenue. Not saying it doesn't happen mind. I've done some more digging on this: Remember, what your lease doesn't say is just as important as what it does say. If your lease doesn't mention a parking scheme/employment of a PPC/Paying PCNs etc you're under no legal obligation to play along to the PPC's or the MA's "Terms and conditions". I highly doubt your lease had a variation in place to bring in this permit system. Your lease will likely have a "quiet enjoyment" clause for your demised space and the common areas and having to fight a PPC/MA just to park would breach that. Your lease has supremacy of contract, but I do agree it's worth keeping cool and not parking there (and hence getting PCNs) for a couple months just so that the PPC doesn't get blinded by greed and go nuclear on you if you have 4 or 5 PCNs outstanding. At your next AGM, bring it up that the parking controls need to be removed and mention the legal reasons why. One reason is that under S37(5b) Landlord and Tenant Act 1987,  more than 75% of leaseholders and/or the landlord would have needed to agree, and less than 10% opposed, for the variation to take place. I highly doubt a ballot even happened before the PPC was bought in so OPS even being there is unlawful, breaching the terms of your lease. In this legal sense,  the communal vote of the "directors" of the freehold company would have counted for ONE vote of however many flats there are (leases/tenants) + 1 (landlord). It's going to be interesting to see where this goes.  
    • @Whyisitthisthank you very much for asking. I am still feeling anxious, especially when someone rings the doorbell, or when I receive a letter I feel a it paranoid. I stopped going to the shops unless I really have to. I shop online now. When I see security I feel paralised. 
    • My expectation was their WS would include the best paperwork, like at least true copies of originals, but these just look wrong somehow, perhaps the font and size of font... Not sending me the DN in CCA request but producing it for evidence I would argue could be a tactic used by them... - Page 11 with ticks - there is no reference to IP addresses - Home addresses are correct for dates in documents   Just looking up example Defendant WS's while awaiting your thoughts on this
    • Hello lovely, just posting to check in to see how you are feeling now? Hopefully your feeling better? 
    • Sorry my redactions made it harder dx. Tick dates are 11/12/2014
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Very Old Barclaycard Charges ***Settled by way of Tomlin Order***


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Document Retention

 

According to sections 221 and 222 of the Companies Act 1985, a public company is required to maintain records for a period of six years (section 222(5)(b).

 

As a loan agreement is active until the agreement is terminated, I would suggest that all the payment records (and other documents making up the file - including the agreement/application etc) would be "live" until the account is paid, or terminated - thus, the full file should be retained for at least six years after that.

 

This interpretation fits in with Inland Revenue legislation that requires prime documents to be retained for a period of six years - AFTER THE END OF THE RELEVANT ACCOUNTING PERIOD. That would mean some files need to be retained for up to seven years. The relevant legislation is found in Schedule 18 of the Finance Act 1998 (paragraph 21) - of particular significance is sub-paragraph (6) which states:

 

"The duty to preserve records under this paragraph includes a duty to preserve all supporting documents relating to the items mentioned in sub-paragraph (5)(a) and (b)."

 

Finally, key documents/application forms etc must be kept until 5 years after that business relationship has ended. This is a requirement of The Money Laundering Regulations 1993, 2003 and 2007. “

 

Regards

 

Andy

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  • 6 months later...

Section 7 remains the same and also the principles of the Particulars above.

 

See GDPR

 

In the UK collection and use of personal data is regulated by the Data Protection Act 1998, which implemented Directive 95/46/EC on data protection (Data Protection Directive).

 

Regulation (EU) 679/2016 on the protection of natural persons with regard to the processing of personal data and on the free movement of such data (General Data Protection Regulation) comes into force across the EU on 25 May 2018. The General Data Protection Regulation will be applicable to the UK despite the UK's decision to exit from the EU (Brexit). At the time of writing, a Data Protection Bill which incorporates the General Data Protection Regulation into UK law is making its way through Parliament.

 

https://www.legislation.gov.uk/ukpga/1998/29/contents

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https://www.google.com/search?q=certificate+of+destruction+data&sa=X&ved=2ahUKEwil47KX7IvhAhWXThUIHUmOB-cQ1QIoAnoECAQQAw&biw=1536&bih=723

 

Simply request it within your particulars pursuant to principle 7 of the Data Protection Act 1998.

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You word your particulars in a way that states given that the defendant was only able to comply and disclose data from to it is expected that they are able to produce a Certificate of Destruction for the years it has failed to disclose......I wouldn't expect it to be mandatory or pursuant to the GDPR...but it makes life a little awkward to respond to. 

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I wouldn't say that...they still have to get round why the data is not available.

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I would consider changing damages to  loss /compensation.

 

Andy

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  • 5 weeks later...

Add your court fees and then possibly consider discontinuing ?

 

Andy

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Then decline their offer and proceed with your claim.

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Possibly......the problem is your not looking for a cash settlement to the value of your claim...but a compensatory award at the discretion of the court.

The problem is you submitted a money claim part 7 with a total amount settlement.....really it should have been a part 8 claim with no monetary value but to be decided by the court..IE Compensation. 

 

So if you proceed and win you will only get what you requested by way of the part 7 claim......if you add your court fees to the £125..and they agree your no worse off.

The court will not give judgment for what your hoping to achieve....only the amount you requested.

 

Andy

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Please do then we can refer

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" yeah, I was using the template previously used in other successful Barclays SAR cases (eh Shelly). The monetary compensation is not that important to me the key thing is to get them to provide the data which is also requested in the POC. "

 

Yes I am aware not ideal because Shelleys was a part 7 for a monetary claim...but even if you proceed and the court order the disclosure...and they can/cant comply...what then ?

Watch out for offers made in full and final settlement...because if they did disclose the data they will know your coming back for more...and once you F&FS you cant go back again.

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Im sure the Legal team are pulling the strings though......

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Onwards and upwards it is then.....now you can disclose the above letter as your evidence. 

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I would respond and state that on receipt of the missing data you will happily oblige and discontinue the claim...please confirm when your client will be able to disclose all requested data.

 

You have to be careful heer because in theory they have offered the value of the claim and we get back into the realms of Part 7 verses Part 8 claims.

 

Andy

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  • 3 weeks later...

Extensions are not shown on MCOL......its an informal agreement between yourself and the defendant to which the court are notified.

Normally a bar is put in place to stop you requesting judgment....once an extension has been agreed.

 

But go ahead and hit that button on Tuesday.If it wont let you request judgment you can do it manually by downloading form N225

 

https://www.gov.uk/government/publications/form-n225-request-for-judgment-and-reply-to-admission-specified-amount

 

Andy 

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Part of the game and delay tactics...at least you agreed and was amicable which goes in your favour.

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Not really ...mediation is part of the process at allocation stage.

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Well it is what it is...you wouldn't expect anything else....obviously they are going to deny that they have not complied.Should you now wish to proceed then your task is to prove otherwise in your witness statement.

 

Andy

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Posts #199/200 for defence 

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  • 2 months later...

What dates are you working to now with regards to court directions...statements and disclosure ?

 

Andy

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Requesting the DQ ?  Have you not already submitted one ?  Hence the mediation ?

 

Do you mean you have received the Notice of Allocation with directions ?

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