Jump to content


  • Tweets

  • Posts

    • If you have the SIM, use it to text PAC to 65075 …… rather than calling SKY
    • Hi All I know this a long shot but ha anyone got any advice please? Nearly three years ago (maybe more) my ex took a contract out for a new phone for my birthday that I ended up paying the bills on (lovely present huh) I have always paid the bill for this. The phone number that I have had for most of my adult life was passed over to this contract and I am old now haha We are now divorced and have not been in contact  - he is abusive and I have nothing to do with him. I cannot enter into any dialogue with him whatsoever. I have continued with my phone contract and number etc but am stuck - I have no access to my bills even though they come out of my account - as the contract is in his name I cannot get a pac code to move therefore I will lose my number if I cancel- sky just quote data protection at me which I get but this is soooo frustrating!!!! I know that the sensible thing would have been to just l cancel the dd lose the number get another contract elsewhere and get over myself and move on but I am just asking out there as a final desperate attempt - can anything whatsoever be done??? Thank you in advance :)
    • What's your intent, or interest? I can't see that you have any cause of action regarding bills issued by one third party to another third party. Is the idea to use this as a lever "I'll denounce you to HMRC unless you do blah blah .." That might in fact have no teeth anyway, HMRC will aware of the company's turnover via their other tax affairs.  As a matter of fact a company buying VAT rated supplies and selling to VAT registered customers is actually worse off if not VAT registered themselves. Has your court case reached it's conclusion yet?
    • Hello, welcome to CAG.  I expect people will be along to advise later. We aren't here to mock, this is a serious forum. If you feel you're being picked on  report the relevant post to the site team.  Best, HB
    • no that is not a defence. because you don't have a photo
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

pension credit overpayment procedure


dillm
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4018 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi guys

12 months ago my wife transferred 14750 to fund various repairs from her life assurance I wrote to pension credit to advice expecting a reduction of£9 week did not hear anything and due to my health problems forgot about it till I hasd a benefit check and was told I was getting too much money I contacted Pension Credit as advised who confirmed they had not received my letter coincidentally I was invited to an interview with a compliance officer who wished to discuss the same I showed him the letters etc only there 10 mins what happens next

Link to post
Share on other sites

Yes app 8900

 

I don't see a problem here if you're below the capital threshold, and making a deprivation case out it would be virtually impossible considering the money was disregarded while in any scheme that has life insurance attached.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

Link to post
Share on other sites

Technically I would agree however confusion exists in the regs which indicate that any funds released may be treat as capital they also indicate that you can have up to a year to use the funds for a project I am of the opinion that pension credit will say the funds shall be treated as capital only because I have no luck thanks

 

I have checked the regs and I am correct released funds are treat as a Capital so what happens next

Edited by dillm
untidty
Link to post
Share on other sites

Hello there.

 

I hope you don't mind my saying, but you seem to have several threads about the same problem. As a rule, spreading the information across the forum doesn't help the people trying to help you.

 

Please could you try to keep to one thread on Pension Credit queries?

 

My best, HB

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

Technically I would agree however confusion exists in the regs which indicate that any funds released may be treat as capital they also indicate that you can have up to a year to use the funds for a project I am of the opinion that pension credit will say the funds shall be treated as capital only because I have no luck thanks

 

I have checked the regs and I am correct released funds are treat as a Capital so what happens next

 

Do you only have total capital of less than £10,000 or more than £10,000?

We hang the petty thieves and appoint the great ones to public office ~ Aesop

Link to post
Share on other sites

how do I tidy them up dont see how I can delete threads

 

Regular users can't delete threads. Don't worry about it, but just for future reference, as Honeybee says, it's easier to keep related problems in the same thread.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

 

Then no problem. The only issue you could have had with spending money is deprivation of capital, but as the money was 'liberated' from a fund with life insurance attached, then deprivation of capital would be a pretty silly thing to try to apply to a claim and if they did easily overturnable.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

Link to post
Share on other sites

Then no problem. The only issue you could have had with spending money is deprivation of capital, but as the money was 'liberated' from a fund with life insurance attached, then deprivation of capital would be a pretty silly thing to try to apply to a claim and if they did easily overturnable.
don't forget they have been reminded three times that the funds were used for repairs etc thanks again
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...