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    • Well that will lead to more backdoor CCJs. I think you need to complain to all and sundry.  Let's start with the BPA.  The BPA are PE's mates, so they will never decide that PE have done anything wrong.  But that's not the point, correspondence between the two may lead to PE promising to write to the Scottish address, which is all you want.  Check the below for accuracy as methinks you have sent more correspondence that what I've quoted.  How about something like - Dear BPA, Re : Parkingeye Ltd PCN no.XXXXX, Claim no.XXXXX PCN no.XXXXX I am writing to complain about your above-mentioned member. I understand of course that you cannot enter into the merits of why a PCN was issued. The reason for my complaint is that, instead of writing to me at my address at XXXXX, Scotland, your member insists in writing to me at XXXXX, England, which is an address which I have never lived at.  I have always resided at the Scottish address.  The address registered with the DVLA for the vehicle is my Scottish address. I first because aware of this mess when the person who lives at the English address kindly contacted me, to tell me that a County Court Judgement for me had arrived at that address.  I requested that Parking Eye agree to a set aside by consent.  However, they refused.  I ended up paying £XXX despite having had no chance to defend myself. Regardng the second PCN, I attach correspondence dated XX February and XX March.  The latter was a complaint - which your operator has completely ignored.  Even worse, they have instructed debt collecting agencies twice to write to the English address.  On top of this, the person at the English address is moving out next week which means I am in danger a second time of losing a court case by default. I would therefore like to complain about your operator and would request that you instruct them to do what should be a simple thing - to write to me at my correct address. Yours, XXXXX
    • The lucky winner put the £100 into Premium Bonds just over a year ago. Check who scooped the £1million jackpot and all other major prices above £1,000 in our tables.View the full article
    • Hello DX -  So an update:  Resolvecall have written to say they have closed the account with them and passed it back to Capquest after receipt of my SB letter. Capquest have written twice, once offering a payment plan and the second letter after receiving my SB letter saying they are looking into my complaint and will respond within 8 weeks.   Absolutely no mention of what the debt is, was or from when or any details still.   Is this a case now of waiting to see what they come back with or is now the moment for me to send another letter via Solicitor please?
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Motor mile finance default entry


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Hi Everyone

It's been a while since I've been on.

 

But I'm looking for some help with motormile. I was in trouble with payday loans but with your help I'm nearly sorted.

 

Except for wage day advance who sold my debt to motormile.

 

I was turned down for my finance

 

I checked my credit file and motormile have entered a default in December 2012

even though my debt was with wage day in 2011.

 

Is there anything I can do to remove it.

 

Any help will be greatly appreciated

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Agree there postggj. Somethings up with MMF and they seem to be inventing defaults.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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I'll send brig a pm, see if he has time to advise you.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi, Looking in as requested,

 

Can you tell me when the PDLC actually defaulted the debt please?

My feeling is that MMF are using the old an totally wrong theory that

a new default can be placed on the debt from they acquire it, if this is the case

here once you can confirm the original default date we can challenge this with ease,

and add a further complaint to the regulators regarding the conduct of MMF Ltd.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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The original debt was with Wage Dat Advance and it was in September 2011. Is there anything. I can do at the moment?

 

 

Ok I assume that Wage Day defaulted the account before off loading it to MMF.

 

Let's try this.

 

The Data Controller

MMF Ltd.

 

Ref: use theirs:

 

Misrepresentation of Credit File Data.

 

Sir/ Madam,

 

I have become aware that MMF Ltd is causing inaccurate and misleading data to be published by xxxx credit reference agencies, details below and attached screen print of file entry for your information.

 

1. I believe this account was defaulted September/October 2011 and not December 2012 as stated by MMF Ltd, I am aware that some companies claim that a ''new'' default can be placed when they acquire an account this theory is of course total nonsense as I am sure you are aware.

2. This account is listed a ''Mail Order'' account which I am sure you are aware is NOT the case. it is in fact a Payday Loan Account.

 

I am unable to perceive the reasons behind MMF Ltds actions in regard to this account which is now formally in dispute.

 

I am preparing a report on MMF Ltd and its conduct which will be sent to the OFT/FCA and the Information Commissioners Office.

 

I expect a prompt reply and written apology from MMF Ltd for its despicable and misleading misuse of the data.

 

Send RD/signed for, check delivery on line.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Removed on sale, WHICH leaves a debt purchaser free to update the files.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 1 month later...

Hi guys i came in yesterday to a letter from MMF and they say they say my file is no longer with them and they are no longer responsible for updating my credit file. The debt is now with BPO wuth an address in glasgow. Shall i send them the sane letter as above.

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Wait till someone contacts you first. Dont make the first move.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Wait for the change on the CRA file to BPO, they are just another tin pot DCA.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 3 weeks later...

Hi guys just an update. I havd had no contact from BPO at all. Just wondering what to do next as i have had confirmation of a job change bit of a promition and i need a newer more reliable car. I have a good deposit saved but need a bit of finance. I was turned down because of default by bank. Is there anything i can do?

Thanks as always

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Under a month so, update maybe in about a week some organisations only update monthly.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 3 weeks later...

Hi guys completely off key here. But I'm having problems asking a new question. I have been sorting ou old paperwork and came across a Barclay partnership finance agreement finished in may. It had gap on there can I reclaim that if so how do I do it. Only reason I ask is there was a negative equity part to the agreement and if I had needed to claim I would not have been successful due to negative equity.

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