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About bd1972

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  1. Hello all I have just lost my job and want to consider VTing my car I am 3 payments away from half way. Which will be 50%. What I would like to know can I now VT and negotiate with black horse on the final 3 payments or do I have to wait until half way is reached. Your help is appreciated.
  2. Yes i have a copy if the original welcome sent it to me when i complained.
  3. Thank you I'm not the best when computers are concerned.
  4. Hi dx sorry for the delay i got called away with work. I never used the fos questionairre i used the resolver website. Here is the pdf file dx thank you bd1972.pdf
  5. Yes the loan ran its full course i will pdf letter tomorrow.
  6. I have a copy of the original welcome sent me it when they denied it was anything to do them
  7. Hi All I haven't been on in a while but i have been doing some ppi reclaiming and have had success with Egg Lloyds and a very old TSB account. However I'm not having much luck with Welcome and aviva. I wrote my complaint to Welcome who investigated and told me they had gone bust but my policy was with Aviva so try those. i have and over the weekend they turned down my complaint. told me i can take it further if i don't agree with their outcome. also in a separate letter they offered me £90.27 can anyone shed some light as why they would offer this
  8. Everyone in the industry would prefer a private buyer this way we move with new technology. If it were to be nationalised the investment would not be there. So as a worker i would prefer a private buyer. Its not a failed industry far from it. Just the goverment allowing foreign companies to run our power supllies and charging double what they do in Europe. Its a bit like when we bailed the banks out. I didnt have enough savings for it to effect me personally but yet they used my taxes on that. So what is the difference?
  9. As i currently work for the said steel company at one their specialised steel plants. I know we do not export China however these tariffs will have a detremental effect on Tata as those companies who do export there will stop and resell in our markets at possibly a cheaper price. Therefore jeopardizing the other tata sites. Unfortunately the goverment as been way to slow to react as was their predecessors. As we have been making a loss for a lot longer than is being advertised. Now all the talk if assisting a new buyer with cheaper energy and various other loans and offers. Why could they not
  10. Its a palindrome. Spending my time on the crosswords as come in handy then.
  11. Halifax will allow you a standard chip and pin. Just ask when you request a new card. My partner asked on the last issue of her card and it was no problem.
  12. Thanks dx100uk i will sit tight at the moment and see what happens.
  13. Thanks Dx thisis the best i can at the moment as im on a mobile.
  14. Hello everyone im bringing back to light this case. Due to a changes in my life. I never finished paying off the account i dont dispute debt but do dispute the amount. over the weekend i received a letter from bryan carter who as been instructed to open a court case to reclaim outstanding amounts. It doesnt seem to be a normal threatogram. So im a little concerened. At the moment it does say IF they goti court. My question is should i send anything in response now to try and nip it in the bud or wait until i recieve some court papers. As
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