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    • @Man in the middle I've been searching the forum and you seem very knowledgeable. Would you mind giving a look at my query please? Thanks in advance!!
    • Thanks for this! I'm still not clear if I'm facing more than 6 points on my license though. Can you explain any further please? When I accept the 2nd speeding ticket, will they just charge me £100 and 3 points, or will they be more severe concenquences since that offense took place the following day of the 1st offense? Similarly, when I accept the 3rd offense, will they look at my record or just charge me with the £100 fine and 3 points?
    • Yes of course. That's why it says cc:: BIg Motoring World at the bottom. Don't imagine that this solves the issue. It doesn't. He not have to force the finance company and big motoring world to accept the rejection to give your money back. I suggest that you get the letter off tomorrow. And let us know what you hear but on Friday you should then send a threat to the finance company.   Have a look what I have said here about your options and read the whole thread as well.  
    • Been perusing the actual figures on the polls above wondering where the '16% claimed for deform comes from? I understand that there are 'weighted' end results based on secret calculations ...   Probably going to repeat this later, but remember that the ukip/brexit/reform/deform party has ALWAYS had poll speculation FAR better than their actual  performance at elections - by large margins. SO: The labor and Tory votes come largely from simply the people who say they will vote for them - sorted Lab 43% Tory 20%, with maybe another small 1-2% coming from the weightings of the 'not sures' Greens largely get what is declared from 'other' , although with another declared green bit from the 'pressed' question   So as the share of the voting displayed in 'other' granted to reform/deform is around 11%, where does the '16% too often being reported come from? Seems that reform has been granted as beneficiary of effectively ALL the don't knows and wont says, who when pressed didn't actually declare for someone else ... effectively adding 40%+ to their reported polling % - rather strange given their consistent under-performance compared to polling - or perhaps that is the cause of the higher rating eh?   Now I admit the possibility (probability?) of wingers being ashamed of declaring their support for the yuckey lemon end of the spectrum ... but surely  that should affect the 'Torys as well? Maybe the statisticians have simply weighted in that deform wingers are simply more likely to lie?   But - without 'weightings' and assumptions that faragits will get everything that isnt declared as a definite and unequivocal 'not that Piers Morgan' - reform is on around 11% it seems.   Add to that the history of polling a lot less than the hype - and the simple fact that faragit wingers seem to be spread across the country (presumably skulking in their moms spare room despite being 45+) and greens and lib dems seem to be community minded - I think two seats will be an epic result for farage. Hardly the opposition - far more raving wingnut party.   and importantly - Has farage got a home in clacton yet?
    • "as I have no tools available to merge documents, unless you can suggest any free ones that will perform offline merges without watermarking" (which you don't) ... but ok please upload the documents and we'll go from there
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Here I go - wish me luck


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Have spent a couple of weeks looking at FAQs and around site in general.

Had enough of Halifax charging £39 for refusing to pay a £12 Direct Debit.:-x

Grateful for any advice.

Will keep you posted.

______________

S.A.R. received 21/10/06

Prelim received 25/11/06

LBA received 12/12/06

Offer made by telephone 29/12/06 - upped then accepted.

Received offer and acceptance form 30/12/06.

Sent acceptance 02/01/07

Money in bank 09/01/07 :D :D :D

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Guest ian cognito

Any advice you may need is already here, if there is anything specific you can't find or a problem you come up against, just shout, there's always someone here willing to help!

 

Good luck with it!!!

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Sent Subject Access Request on Friday by recorded - receipt confirmed on Saturday.

Can't wait for the statements.;)

______________

S.A.R. received 21/10/06

Prelim received 25/11/06

LBA received 12/12/06

Offer made by telephone 29/12/06 - upped then accepted.

Received offer and acceptance form 30/12/06.

Sent acceptance 02/01/07

Money in bank 09/01/07 :D :D :D

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Hiya Gaz

 

I'm gonna keep an eye on how you get on and when, as I've posted mine today, recorded. Should be the same thing happening the same time for us! Fingers crossed!

Halifax Current Account

SAR sent 23 October, special delivery.

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Aah, I remember the days when I was just a wee subject access requester...

Good luck guys, you'll be just fine!

Who gives you Xtra? :confused:

 

=========================================

HALIFAX PLC

 

PAID IN FULL - £1799.20 31/10/06

 

Round 2 - Prelim sent 29/06/07

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:D Hello Mike - yes, I've been reading your story. You're a real pro at this now aren't you (in the nicest possible sense!). I'm sure I'll be popping back for lots of help, advice and support...if that's OK? :-):p I'm not dim, just would like to make sure I'm doing every step just right, so that I get MY money back as soon as possible!

Halifax Current Account

SAR sent 23 October, special delivery.

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Hi Nicky,

I will keep an eye out for your progress as well. Good luck, its good to know you're not on your own!! :o)

______________

S.A.R. received 21/10/06

Prelim received 25/11/06

LBA received 12/12/06

Offer made by telephone 29/12/06 - upped then accepted.

Received offer and acceptance form 30/12/06.

Sent acceptance 02/01/07

Money in bank 09/01/07 :D :D :D

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Hi Guys,

 

I just posted this on someone elses thread but thought you might want to see it!

 

Hi,

Myself and a friend both had our statements within 48 hours of talking to this woman/department!

 

Kelly Duffy

Senior Customer Relations Manager

Executive Office

Customer Relations

Direct Dial 01422 326326

Fax 01422 326688

kellyduffy@halifax.co.uk

 

See my thread

Aaronsdad v Halifax

for e-mail addresses.

Stick in there - it's worth it!

 

A D

__________________

[sIGPIC][/sIGPIC]"Another charge by the Bank?"

 

1st Claim (Current account)

30/11/06 WON! £3146.41

 

2nd Claim (Mortgage charges)

27/3/07 WON! - £277

 

3rd Claim (Credit card charges)

14/5/07 WON! £300

 

4th Claim (Old account 97-99 £444)

20/4/07 Prelim sent

9/5/07 LBA sent

Can't remember now but I WON!!!

My current thread - An A-Z - My previous saga

 

IF THIS HAS HELPED PLEASE CLICK THE SCALES - THANK YOU.

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Keep us posted - and don't take no for an answer!

 

A D

[sIGPIC][/sIGPIC]"Another charge by the Bank?"

 

1st Claim (Current account)

30/11/06 WON! £3146.41

 

2nd Claim (Mortgage charges)

27/3/07 WON! - £277

 

3rd Claim (Credit card charges)

14/5/07 WON! £300

 

4th Claim (Old account 97-99 £444)

20/4/07 Prelim sent

9/5/07 LBA sent

Can't remember now but I WON!!!

My current thread - An A-Z - My previous saga

 

IF THIS HAS HELPED PLEASE CLICK THE SCALES - THANK YOU.

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Just phoned them and they couldn't help me so put me through to customer complaints, answer machine asking me to leave message so I thought stuff that!

I phoned the above number and spoke to someone called Amanda who said they they hadn't recieved my letter dated 27/9/06 and thats why I hadn't had them!

 

I said thats funny that you hav'nt recieved them but you have cashed my cheque! - miracle's do happen cos they found my letter!!

 

Anyway they are going to deal with it 'as a matter of urgency'

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Well done Shaun. Just shows that if you stand your ground it's THEM that will back down!

Looking at the timings of your posts it took ten minutes for them to 'find' your letter and sort things out. Something they hadn't been able to do in the past 26 days!!!!!

I was a bit shy and reticent when I first started this - now I'll take them all on. There is so much support here. Keep at it!

A D

[sIGPIC][/sIGPIC]"Another charge by the Bank?"

 

1st Claim (Current account)

30/11/06 WON! £3146.41

 

2nd Claim (Mortgage charges)

27/3/07 WON! - £277

 

3rd Claim (Credit card charges)

14/5/07 WON! £300

 

4th Claim (Old account 97-99 £444)

20/4/07 Prelim sent

9/5/07 LBA sent

Can't remember now but I WON!!!

My current thread - An A-Z - My previous saga

 

IF THIS HAS HELPED PLEASE CLICK THE SCALES - THANK YOU.

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Hi

 

I wouldn't hold my breath for a quick response if I was you!:confused:

 

I posted my S.A.R - (Subject Access Request) to the Halifax on 19th September and they received it the next day. My £10 cheque was also cashed immediately. I emailed them on 19th October to "gently" remind them of their obligations - this was opened immediately by a Louise Wood. Still no reply!!!

Mysteriously though, they have reviewed my overdraft (which they had upped temporarily to help me cope with the £270 charges they had hit me with in one week) and they have kindly decided to continue with the arrangement. Aren't they lovely??

 

Can anyone please remind me again - does the 40 day time limit kick in from receipt of the S.A.R - (Subject Access Request) or the issue date?

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From what I have read on this site, dates start from receipt, and receipt is deemed to be two days after posting first class.

Ignore their timetables, this apparently is good enough in court!

My suggestion, and I say again it's just my suggestion, is to phone the department above, like Shaun did. Like I did and others, and see what they say.

By all means push, but bear in mind they still have a week, on your timetable. Wouldn't do any harm to drop into the conversation the fact that you already have a drafted letter to the Data Protection Registrar for non-compliance (worked for me!).

For the sake of a phone call?

Keep us posted.

 

A D

[sIGPIC][/sIGPIC]"Another charge by the Bank?"

 

1st Claim (Current account)

30/11/06 WON! £3146.41

 

2nd Claim (Mortgage charges)

27/3/07 WON! - £277

 

3rd Claim (Credit card charges)

14/5/07 WON! £300

 

4th Claim (Old account 97-99 £444)

20/4/07 Prelim sent

9/5/07 LBA sent

Can't remember now but I WON!!!

My current thread - An A-Z - My previous saga

 

IF THIS HAS HELPED PLEASE CLICK THE SCALES - THANK YOU.

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Share on other sites

Hi everyone,

Good to see so much info coming in - all helpful. I have spent time reading as much as I can but still find something new every visit to the site.

Anyhow, I received an acknowledgement from my local branch that they had indeed received my S.A.R. by recorded delivery and that they had forwarded this to Business Risk - Retail (Whoever they are) who would send me a written acknowledgement of my request!

______________

S.A.R. received 21/10/06

Prelim received 25/11/06

LBA received 12/12/06

Offer made by telephone 29/12/06 - upped then accepted.

Received offer and acceptance form 30/12/06.

Sent acceptance 02/01/07

Money in bank 09/01/07 :D :D :D

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