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Rockwell harrassment letters/calls - old £1500 BH loan from 2005


Scarlett136
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sure

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Hello folks!

Heard nothing back until today

 

received another letter from Rockwell dated 14th Aug 13..

 

. Reads as follows:

Despite our previous correspondence your above account remains unpaid.

Your debt must be paid in full to these offices within the next seven days otherwise we will take immediate action.

Failure to respond to this notice will leave us with no alternative but to consider the options available to us which include:

 

a debt collector may visit your home.

A court judgement/decree may be requested.

 

You should be aware that any court costs awarded will be added to your debt.

If you are unable to pay the debt in full you must telephone us on the above tel number immediately do discuss other possible options.

You will be asked to provide a full statement of your income and expenditure in order to validate any instalment/temporary arrangement.

 

To avoid Rockwell taking any further action refer overleaf for methods of payment.

 

Firstly from previous advice given on here. .. I will not ring Rockwell,

 

I've already scanned agreement and put on here which i'd received from them and the advice given on here was that it all looks ok???

 

If someone could advise me on my next step please as I don't want this to escalate and be involved with bailiffs visits to my door.

Oh and I've not had anything back from original creditor Black Horse... Help please many thanks

Scarlett

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std threat-o-gram

 

read it CAREFULLY it does not say WILL .

 

you WILL NOT get bailiffs coming.

 

these 'doorsteppers' have NO LEGAL POWERS

 

they are NOT BAILIFFS

 

BAILIFFS only MIGHT get involved:

 

IF it goes to court

IF they get a CCJ

IF you don't THEN pay what is ordered.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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haha yes, looking closely, its all "may" do this, "may" do that...

 

Was gonna send Rockwell a letter today saying: Account remains in dispute whilst we await info from OC. therefore assume the account will remain on hold with you until response received.

 

Is this a letter worth sending to Rockwell... or just ignore their threat letter?

 

thanks again for great advice

 

Scarlett

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i'd sit on your hands

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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