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    • I do disagree with you regarding one thing - we are not very good with letters or these situations and are slow on the uptake. So far you have stood up to Excel and their threats, immediately given us the information in the sticky, done loads of reading up to educate yourselves, learnt from the mistake of outing the driver so you'll know not to do so in the future, got on to the organ grinder to try to get them to call off their dogs, etc., etc.  Good grief - we wish everyone who came here would do this!!! Most people who get these invoices sadly think they have been fined and if they don't pay a drone from Ukraine will be diverted and will fall on their home (or some such vague grand apocalyptic threat) and they fold and give in.  You haven't.  Well done. Don't worry - you won't be paying a penny.  Although it will take some time to see off this vile company.
    • Spot on!  You learn quickly. Who cares if the case gets sent to debt collectors?  They have no powers.  All the effort you will have to put in will be to open envelopes - and then spend time laughing at their daft "threats".  No stress at all!
    • I did ask them why, but seems they have more spare cash than we do .. ;-( .. I doubt their bank would even support a chargeback after a year has passed. Anyway I've constructed my first DRAFT Snotty Letter .. so here goes ..   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you had added. Shall we raise that related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding the ANPR entry / exit periods compared with actual valid parking periods. Especially with no consideration of the legally allowed grace periods and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the issues with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture more useless ANPR photos. We will of course be requesting “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Legal Counsel on behalf of the Vehicle Keeper.  
    • Hi,t I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think... About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay.  The listed stated 'UK only' and 'no returns accepted'. Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it. Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem.  She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance. Anyway, she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay. I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'.  She had been told she could keep the phone and told me they would recover the money from me from my account blah blah.  So I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off. A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong. The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while. I've just come across a couple of emails from Moorgroup, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember. I know it's not that much but I don't want to pay the b*astards on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before. I don't know what power they legally have to recover the 'debt', and most importantly, I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.   Any advice gratefully received!!
    • Hi, I have the Sims 4 on Macbook. Over the last year I have paid for multiple add on packs spending a lot of money on them. I bought them all in good faith as my Mac met all the minimum requirements to play them. I have been playing happily for about a year and bought my latest pack just over a week ago. The games were all working fine yesterday. Then suddenly today EA released a new app to launch the games and this new app requires a MAC OS that my computer cannot use. Now suddenly none of my games are accessible and I am unable to play anything. They did not warn us about this change in requirements and if I had known they would be doing this I wouldn't have bought all these add ons as they are now all totally unusable. The games themselves have not changed, only their app to launch them and I can't afford to buy a brand new mac just to play. So my question is how can they change the minimum requirements after I have paid for a game? I agreed to pay for them based on the fact my mac met their requirements and was not informed when purchasing that this would be an issue in the future. I understand new games (like Sims 5 which is to be released next year) might not be compatible but this is a 10yr old game that they have suddenly made inaccessible due to their new launch app. Does anybody know if I can do anything or anyway to get a partial refund from them? Thanks   Here are their T&C... I can't find anything in there about them being able to do this so not sure what to do https://tos.ea.com/legalapp/WEBTERMS/US/en/PC/
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Anney63 v Abbey *** WON ***


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Hi again

well the copy of the defnce I received was direct from Abbey not the court. Apparently Abbey filed with court on the 22/12. Still not sent out when I phoned yesterday. So hopefully will receive sometime in the next few days. Abbey got extra time due to Xmas break. No probs I am going to use new AQ strategy it looks absolutely superb and will at least gain some of the time back. Has anyone alreadyu sent this to Abbey I would like to keep an eye on their thread to see response.

Anney:)

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Hello

 

Very interested to see your story - i am in a similar position - have just received letter back from Abbey saying they will contact me back within 4 weeks - it has now been suggested that i now file in small claims court and then add spreadsheet with 8% interest - is this right - did you do this - i am finding it impossible to add a new thread as i can't work out where it do that from and have spent one week reading everyone else's story and am desperate to talk/email someone to get some information back.

 

Good luck with your claim - if you have any really useful information you wish to share on how you approached the matter i would be most grateful.

 

kind regards

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Hi, thepowderroom,

 

i am finding it impossible to add a new thread

 

Make sure you're at Abbey sub-forum level - ie you can see all the Abbey threads listed. Then you'll find a NEW THREAD button between the Cahoot and Abbey/Cahoot success threads and the main Abbey threads. Regards, Mad Nick

Abbey £8370 settled 17 Apr 07

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Hi Thepowderroom

I never had anything from Abbey until I filed N1 which I found rather odd. Yes I sent a spread sheet for the basic amount plus the normal interest and the 8% added in the Value I put Total Charges 7486.89 Which is (£7300.+186.89 interest) and then interest @ 8 %=£1799

Plus daily rate pursuant to S69 @ £1.64

Hope this helps

Anney

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Anney, Your more or less at the same stage as me. Be sure to have a look at my thread re advice from GaryH reference new strategy for allocation questionnaire. Good luck - I'll keep an eye on your posts!.

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bear in mind that they may not file the AQ in time, they were two weeks later with mine and this puts everythign back even later and the judge didnt do a darn thing about it GGGRRR!

me against the abbey Paid in full (donation made)

me against the woolwich Paid in full(donation made)

me against HSBC Paid in full(donation made)

 

 

beware the scrapbooker, for she has a long memory and sharp knives :lol:

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Hi All

What I'm finding strange is that on all the threads I have read Abbey made an offer of some sort (not that I would accept) but I have had nothing apart from them sedning me a copy of their defence (which I have not been sent by the court yet) I am beginning to wonder if I have done something wrong or could it be that the account was closed in JAN 2005 and they are having to go through the same thing as I did to get copies of paperwork and when they do there are pages of really small print to go through. Takes up a lot of time.Any views ???

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No Anney, I know how you feel!. I am the same ...court stage awaiting Defence but have had no offer from Abbey to date......not even a token GOGW. Abbey have until the end of the month to file Defence. They have already acknowledged. Suspect we will be submitting court bundles over the next month or so!.

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Hello Again

Received AQ at last . Has to be filed by 22nd all ready with new Draft Directions. Will file on 22nd no good filing before will fax a copy over to Abbey the same day and include scedule again. They will have no excuses then. (No doubt they will find something to hold things up)

Anney:)

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Hi Anney

 

Filed my second AQ with new draft directions today, copy sent in post today along with letter I posted in my thread, to abbey. See what happens and keep you posted. I think they are drowning in the flood and just dealing with the most pressing cases, hence you and cross1217 have had no settlement offers or GOGW. I can not see why they would adopt different approach to your cases, so just sit tight. It can be more frustrating when they do send you GOGW and offers, as you know you are not going to accept less than 100% so it just drags things out, as in my case and a number of others. Just want to get the bundle of now so know nearing the end.

 

Regards bish.

Abbey : £8070.41*PAID IN FULL*14/02/07:D

Capital one : LBA sent 17/09/06 £1,087.22

Marbles : LBA sent 17/09/06 £720.00 ; £720 offer accepted:D

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Hi Bish

I have noticed that some people are faxing a copy of their AQ to Abbey I wondered if it might be an idea to send mine with a copy of the schedule as it stands at the moment with 8% plus the draft directions. I'm using the new strategy. I think it might at least get a reaction something I haven't had apart from a copy of their defence.:confused:

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Hi Again

Has anybody got any idea what you charge costs wise. I have receipts for paper and ink cartridge, but what about all the hours getting everything together and research. I don't want to overdo it and ruin everything when the time comes. :(

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Hi Anney

 

I just sent the copy AQ with draft directions attatched by post. They had already said in the letter with the microfiche statements that they were writing to the court to extend stay period for 3 weeks. So I am not expecting them to file an AQ as directed by the court. However in the AQ under other information I stated that I had not agreed a further stay period with the defendant, which was orderd by the judge, so will wait for the judge to decide. I think that abbey play by their agenda and get you to do the same, so play them at their own game. Set your own agenda, play along with them but follow what you think is best for you. Fax if you think it is to your advantage, abbey are trying to trip you up, as long as you abide by the court procedures don't worry how and when they get the AQ, as long as they get a copy. Remeber they are the defendant not you, its up to them to prove their case in court, well at least on the balance of probability.

 

Regards bish.

Abbey : £8070.41*PAID IN FULL*14/02/07:D

Capital one : LBA sent 17/09/06 £1,087.22

Marbles : LBA sent 17/09/06 £720.00 ; £720 offer accepted:D

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Hi Again

Has anybody got any idea what you charge costs wise. I have receipts for paper and ink cartridge, but what about all the hours getting everything together and research. I don't want to overdo it and ruin everything when the time comes. :(

 

If your claim is allocated to the fast track you can charge £9.25 per hour spent preparing your claim. If it's allocated to small claims, you won't be able to claim anything.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Anney, Won't be long now I think. The new draft directions should tie Abbey down if the Judge agrees to the request. In fact, like me you will probably receive an offer of settlement soon in the form of either a GOGW or 50%. I will keep an eye on your progess. Fingers crossed eh?!?...

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Hi All

Just out of curiosity is anyone claimimg through Chelmsford Court. Just wondered how things were running time wise. I have to file my AQ by Monday 22nd . All ready when do you suggest I fax copy to Abbey. I was going to do it on Monday after I had been to court. Filing the new draft directions hoping this will cut time.

Anney:)

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Hi Anney,

 

Agree with Michael, let them have it. Although I have taken a leaf from their book, get it there at the last moment. Sent mine at the same time I issued my second AQ at the court on the last day to issue, hope it keeps them on their toes.

 

Regards bish.

Abbey : £8070.41*PAID IN FULL*14/02/07:D

Capital one : LBA sent 17/09/06 £1,087.22

Marbles : LBA sent 17/09/06 £720.00 ; £720 offer accepted:D

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Hi All

I think I'll fax it on Friday afternoon and take it to court Monday

Look forward to a few more months of battle. There's a note in The Sun today re Abbey charges on page 3 of their Cashflow supplement .Just how an accountants took Abbey to court in Southend on behalf of their clients. Also a piece on page 1 . So watch out for an influx of new threads

Anney:)

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Hi All

Faxed copy of AQ ti Inga. And filed in court as I was need thought it would save a job on Monday. Now it's the long wait. Court dates at the moment April May in my court

Anney

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If your claim is allocated to the fast track you can charge £9.25 per hour spent preparing your claim. If it's allocated to small claims, you won't be able to claim anything.

 

GaryH, I hate to contradict you here but you can claim time for preparing your court bundles

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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