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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Ethel Street
      Can't Find Old Work Pension.

      By Ethel Street · Posted

      I had some contact with this company earlier in my working life but I'm afraid there's not a lot I can suggest that you haven't already done. During your grandfather's time  British Celanese was a subsidiary of Courtaulds. Courtaulds was subsequently (after your grandfather had stopped working there) acquired by Alzo Nobel. They in turn closed down the Spondon site and sold it. I have no idea what the number is that you are trying to call. It's a Derby (Spondon) area code but the number appears not to be allocated. From my slim knowledge of the history of the company I would have expected your grandfather's pension to be in the Alzo Nobel (CPS) Pension Scheme.  But Willis Tower Watson are the Pension Scheme Administrator of that scheme and would be the people who should know if your grandfather had contributed. Is your grandfather certain he contributed? Joining pension schemes wasn't compulsory in those days. Or might he have got his contributions returned when he left them? That happened sometimes back then. Sorry not to be of more help.      
    • Laura Cooke
      Bank Parking ANPR PCN PAPLOC Now Claimform - wrong reg - Appeal failed - Belvedere Street Car Park, Mansfield, Nottinghamshire, NG18 1JJ

      By Laura Cooke · Posted

      I am sorry I am not aware of this report from IAS assessors? The Court will consider my application at a online hearing in June. The Court instructed me to send Bank copies of my sons condition proving he could not have been the driver I have heard nothing further. My son is not aware of any proceedings I have not involved him to avoid causing him distress, he has been sectioned a fair few times and I need to avoid this happening.
    • lookinforinfo
      Bank Parking ANPR PCN PAPLOC Now Claimform - wrong reg - Appeal failed - Belvedere Street Car Park, Mansfield, Nottinghamshire, NG18 1JJ

      By lookinforinfo · Posted

      I am very pleased that the Court has taken the decision to allow you to  represent your son and hope that he is happy enough with that to relieve the stress he will also be feeling. I do agree that Bank parking are so insensitive, greedy, horrible etc etc to continue proceedings considering  in what it is a very minor case of a wrong number plate . Even their  own  IAS Assessors, who are normally hopelessly biased in favour of their members, went out on a limb and said  " The Operator's evidence shows no payment for the Appellant's vehicle, or anything similar. It does show two payments for the same registration in quick succession. I would take a reasonable guess, based on the circumstances described, that the person paying has paid for the registration of the person they assisted again." That is damning evidence and you must take that report with you as well as including that in your Witness Statement which we will help you with. I would expect that Bank would discontinue the case at that point.  But I am sorry to say  that you should not count on it.  
    • Mickgibbons1
      Shock !!EVRI has lost my parcel PS5 - court claim issued

      By Mickgibbons1 · Posted

      Evening all,   I have deliberated over this offer for two weeks and I have decided to take their offer. I do understand that some may prefer us to go to court and receive a judgement but with our personal circumstances and my current military commitment that could become an issue. I am so grateful for all the help and support you have all offered me over the last few months. I will continue to monitor this site and push all those that are being wrong to get in touch.   Thank you! what you all do is truly amazing!
    • London1971
      Lowell/Overdales letter of claim now claimform - 2019 paypal EU debt

      By London1971 · Posted

      When I first responded to the PAPLOC, and received that 29 page junk back it was accompanied with a letter saying that they had already responded to my request back on Feb 18th 2023,(I never received it). I was just clearing out some paperwork today and found a letter from Lowell, dated Feb 17th 2023, explaining that they were still waiting for the documents from PayPal, and my account was on hold  until further notice.  Does this mean they were lying and can it be used against them if this goes any further? I have now filed my defence, and have had an acknowledgement from Overdales and the court. A little threatening from Overdales , explaining that part of my defence was invalid because they have now complied with the CCA, and they were still waiting for the Default notice from PayPal.

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Have I jumped the gun???

Yorkyclaims

By Yorkyclaims
in Santander

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Yorkyclaims

Yorkyclaims

Posted
Posted

Hello, just read an enail regarding the letters sent to Abbey.

 

I sent them the initial letter for repayment of charges.

 

They replied with the standard holding letter. I then received the standard letter advising they feel it is fair, and if it goes to county court they may consider closing the account.

 

From this I have gone straight to moneyclaims website & started action.... Should I have written another letter first???

 

On another thread it advises I should have sent a letter requesting payment, a letter before action THEN the County Court Claim? Will this prejudice my claim???

 

Regards

 

Craig

Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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Bookworm

Bookworm

Posted
Posted

No.

 

We advise sending 2 letters to show that you have made every effort to avoid going to court, but in the end, it doesn't matter that much, IMO. The bank had an opportunity to pay up, they didn't. You gave them 14 days, they made it quite clear they have no intention of refunding, that's that. Don't let that worry you.

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Spiceskull

Spiceskull

Posted
Posted

Regarding closure of accounts, or the threat to close an account, BF has posted a new FAQ that you may wish to look at:

 

http://www.consumeractiongroup.co.uk/forum/announcement.php?f=5&a=4

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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dave

dave

Posted
Posted

I think the OFT would be very interested in recieving a copy of that letter.

 

They are basically saying that we will terminate a contract early if the second party stands up for their statutory rights.

 

Send a copy to the OFT and post their response here.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Yorkyclaims

Yorkyclaims

Posted
  • Author
Posted

Will do. Interesting thing is that I also have a sharesave scheme administered by Abbey. If they do close my acount as the relationship has broken down, I will expect them to close my sharesave. I have gone through the letters I have and there is no get out clause for them, they have to honour the fixed term period. They cannot keep one open but close another without being in breach of contract.

 

I'd like to see how they would get around with this!!!!

Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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  • 4 weeks later...
Yorkyclaims

Yorkyclaims

Posted
  • Author
Posted

I think I have got myself in a tangle.

 

Have just received from Mr Squires the basis to Abbeys defence....

 

We had an overdraft, I was aware of the terms & conditions, I agreed to these terms, etc. Which I have no problem defending...

 

The only thing is...

 

Why am I suing for the full amount??? I am agreeing that the banks have to charge me for going over the limit, authorising guaranteed cheques, etc. but at a rate of say £1-2 per transaction.

 

I am worried that because I am seeking the full amount (and not discounting £1 per charge) the judge will feel that I am entitled to free banking???

 

Is it because they have charged me an unfair penalty they are not entitled to any of the money? Or is the argument on the basis that they are entitled to something, but the interest they have accrued on my charges money should more than compensate this (as the majority of my carges happenned in a 3 month spell 7 months ago I haven't claimed interest)

 

Just need to get this clear in my head!!!!

Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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dave

dave

Posted
Posted

Are you claiming the extra interest that they charged you when you went over your limit? If not, then they have been well compensated for their 'loss'.

 

Also, are you only claiming for the overlimit charges? Or are you claiming for bounced DD's etc...? If you are, then the cost to them is nothing - in my opinion - and probably that of a judge.

 

Hold fast and you will get your money back.

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If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

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Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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Yorkyclaims

Yorkyclaims

Posted
  • Author
Posted

Yeah, I'm not charging for the interest, as it will be only be a couple of pounds, and I am recovering costs of bouncing DD's, etc!

 

I am now focused on the case (oh and emailing Mr Squires saying thanks, but no thanks to the 50% settlement)!!!!

 

Was just trying to get it straight in my own head in case the judge asks me!!!

Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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dave

dave

Posted
Posted

I think you'll find the next letter (or email) from Mr. Squires will be a full settlement.

 

 

;-)

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

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  • 2 weeks later...
Yorkyclaims

Yorkyclaims

Posted
  • Author
Posted

No letter as of yet!

 

I am currently preparing my case, and read on another thread (cant remember which one - viewed so many!!!) that only one claim has failed, and that was because of lack of preperation.

 

Does anyone know of this case???

 

Was it the case where they just turned up expecting to get their money, or did the bank make a defence that the claimant did not have an answer to?

Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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Yorkyclaims

Yorkyclaims

Posted
  • Author
Posted

I've won!!!!!

 

There is a cheque awaiting clearance for £1260!!!

 

Thought I would try a new tact with the bank... Claimed £1260, but agreed that they did need to make charges. Agreed £2/transaction so told them I would accept £1200, ON THE CONDITION my bank account was kept open (so next time they know I mean it!!!)

 

As soon a the cheque clears a donation is on its way, and next stop is filling out the survey!!!

 

It'll be interesting to see if my account is kept open!

 

THANK YOU DAVE and the others!!

Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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  • 12 years later...
Yorkyclaims

Yorkyclaims

Posted
  • Author
Posted

This topic was closed on 03/08/19.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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If you need to add something to this thread then

 

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at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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