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    • I agree about your suggestion or settlement, but I don't think you are there yet. Although this is a judgement you will have to make.  For the moment you will need to file a defence to the claim, but there's lots of time and we will see what his response to your letter is and whether or not he agrees to provide you with the information you are asking or if he declines.  It would be useful to have the information but if he declines then this could play into your camp as well.  We may then have to file a process which requires him to comply.  So I understand that you have the electrician statement already in a WhatsApp text.  If you can't get a statement from them then the WhatsApp text will be very useful.
    • I have explained that to her this morning  and have a job starting with her on Tuesday next week so I will chat it through again then As an alternative we can use the whatsapp message wihout the statement of truth direct to the claimant in the letter requesting information as it may help claimant to a decsion My preference is to get this out of the way and settle but not at £1200  £500 or £600 would save us all lots of frustration and time, I have no axe to grind and my client is/ was a very nice man and we both felt the same about each other  
    • We have heard about this waste of taxpayer money in a national crisis ... when hige amounts of it were reported 'dumped near a nature reserve .. but the saga continues Lets hope labor gets a billion back from the duff stuff supplier, and prosecutes the government figures behind the atrocious mismanagement and cronyism   PPE worth £1.4bn from single Covid deal destroyed or written off | Coronavirus | The Guardian WWW.THEGUARDIAN.COM UK government deal struck at height of pandemic described as ‘colossal misuse of public funds’  
    • Tell your electrician that they won't have to attend court. A simple statement accompanied by a statement of truth will be more than adequate and they won't hear anything more of it. Tell them that you will have to referred to in court anyway but a written statement will help a lot
    • Claimant: Lowell Portfolio I Limited Our Client: Walker Love Walker Love Ref: Original Lender: Balance:   We have been instructed by our client that you have failed to repay the sums due in respect of the above account. Your Agreement with our client is terminated, which means the balance outstanding is due and our client requires your proposals for payment. Please treat this letter as notice that, unless an agreement is reached within 7 days of the date of this letter, we are instructed by our client to commence court proceedings against you for recovery of the sums outstanding. This means that you may have a Court Decree registered against you. Any Court Decree registered against you may affect your ability to obtain credit in the future. If court action proceeds, we are also instructed to seek legal costs in addition to the sum outstanding from you in order to cover any outlays by our client in having to raise court proceedings If a Decree is obtained then we may be instructed to enforce that Decree which may include an application for an Inhibition against you. This will have the effect of preventing you from selling or granting any further securities against your house, or any land that you may own in Scotland. Rather than issue court proceedings our client would prefer to find a suitable solution to enable you to repay the sums outstanding to it.   To discuss how best these outstanding sums can be repaid please contact Walker Love within the next 7 days by telephone on 0330 678 0335 or by email at contact@walkerlove.com Proposals   Our client may be able to agree to accept less than the sum outstanding in settlement of the sums due from you or, if this is not an option for you, to agree regular payment instalments with you, based on a review of your financial circumstances.   If you need to seek advice then you may wish to contact one or more of the organisations listed below who are able to provide independent advice to you. Yours faithfully   +44 (0)3700 863 000 | www.shoosmiths.com
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi I've been visited by an enforcement bailiff for overdue council tax and have spoken with him over the phone, I have not let him in my house.

I have offered payment in installments but can't afford to pay very much. He has told me the full amount of £2000 needs to be paid by Jan 7th as this is when this years tax ends.

He has noted my car details on a notice of seizer.

I have also emailed the council today direct with my offer.

Can anyone tell me where I stand and what I can do, I just want to pay this off but can't do it all in one go.

The bailiff told me he doubted my offer would be accepted but would find out and call

me back, that was at 4pm today. These people have hounded me for days and now they don't ring back, I'm confused.

Surely I can make payment in installments???

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Hi I've been visited by an enforcement bailiff for overdue council tax and have spoken with him over the phone, I have not let him in my house. Make sure you keep him out.

I have offered payment in installments but can't afford to pay very much. He has told me the full amount of £2000 needs to be paid by Jan 7th as this is when this years tax ends. He's telling you porkies - end of financial year for Council Tax is 31 March.

He has noted my car details on a notice of seizer. Is the car yours? Is it on finance?

I have also emailed the council today direct with my offer. They will probably tell you to deal with the Bailiff.

Can anyone tell me where I stand and what I can do, I just want to pay this off but can't do it all in one go.

The bailiff told me he doubted my offer would be accepted but would find out and call. He will tell you it is not acceptable as I doubt he will ask.

me back, that was at 4pm today. These people have hounded me for days and now they don't ring back, I'm confused. Typical response unfortunately.

Surely I can make payment in installments???

 

Do you or anyone else in the household suffer from illness or disability? Have you checked to make sure how much you owe? You need to speak to someone at the Council and ask the following questions:

1 - how many Liability Orders they have against you

2 - the dates they were obtained

3 - the addresses they were for

4 - the period of time each covers

5 - how much each one was for

6 - how much is still outstanding

7 - the dates they were passed on for enforcement

8 - the dates & amounts of any payments

 

Has the Bailiff left you a breakdown of the fees he has charged so far?

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The car is in my name, the council tax debt is in my husbands name. It's not on finance.

I've only got what they put through the door stating a total, t doesn't even say which council is for.

I will definately be calling the council/bailiffs Monday morning requesting the other information.

Thank you so much, just didn't know where to turn.

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Is there nothing on the reverse of the Notice of Seizure?

 

Lots of small print regarding regulations for different enforcements like road traffic, non domestic and council tax.

It does list the costs made by them for levy and visits but no breakdown or to which council it relates to only that they are acting on a certficate granted at Northampton county court, were in Peterborough, Cambridgeshire.

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if you owe £2k

thats prob more than the complete year aprilapril

 

have you paid any CTAX since april?

 

DX

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The car is in my name, the council tax debt is in my husbands name. Unfortunately it will be classed as joint & several liability meaning although there may only be one name on the bill you will both be held responsible for it. It's not on finance.

I've only got what they put through the door stating a total, t doesn't even say which council is for. It will probably be for where you live now.

I will definately be calling the council/bailiffs Monday morning requesting the other information. Only call the Bailiff if you can record the call, they do tend to forget what was said otherwise.

Thank you so much, just didn't know where to turn.

 

PT

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Lots of small print regarding regulations for different enforcements like road traffic, non domestic and council tax.

It does list the costs made by them for levy and visits - that's what we are looking for - but no breakdown or to which council it relates to only that they are acting on a certficate granted at Northampton county court, were in Peterborough, Cambridgeshire.

 

PT

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