Transcom Worldwide/motormile finance uk/old simplyBe debt - says debt cannot be SB'ed!!

[BRIGADIER2JCS]

You have it that's the letter'' belt and braces'' no risk yes include the statement in caps.

[Caspy]

Silly question do I sign it do i put my address and name on it as they have the reference number? thanks again

[BRIGADIER2JCS]

Yes sign, yes address and name it's not a problem.

[spidertinksnmunch]

I have only sent a letter to Transcom (S Woodward), should I have sent a letter to MMF too? It seems they are responding quicker than Transcom. Thanks

 

Please can I have a response to my last post (as quoted). It would appear that Motormile Finance are are admitting the debt is statute barred. I would rather hear it from them than wait forever to get a response from Transcom Worldwide. What do you think? Thanks

[BRIGADIER2JCS]

Good MMF are admitting these debts are SB just leave TWW hanging do no more, I have started the complaint trail to the OFT, this not a small problem I think.

Leave TWW out of the loop, please let me know if TWW come back to you.

[spidertinksnmunch]

Thanks for your quick response, Brig. I certainly will let you know if I hear back from TWW. Thanks again

[captainbirdseye]

Hi, I've also received one of these letters today, advising that they are collecting a debt for the amount of £361.97. I know I don't owe any money. My immediate concern is if somebody is out there using my name fraudulently. And...how come there has been no previous correspondence about the alleged debt? There must be lots of people out there receiving these letters and just paying the debt that this company is stating in the letter. I will follow the advice in earlier comments and send the "prove it" letter first and see what comes back.I will keep you posted.

[BRIGADIER2JCS]

OK welcome to CAG, have TWW stated exactly what the original debt is yet?

Do you consider that ''IF'' the account was yours, if it would be statute barred(6 years, 5 in Scotland without any payment or acknowledgment in writting) it seems that many if not all of this tranch of debt aquired by MMF are very old JD Williams accounts covering many different catalogue titles.

 

I am preparing a mass report for submission to the OFT regarding the conduct of both MMF and TWW in regard to these debts, please send the prove it letter and keep us posted here on the reply.

[captainbirdseye]

OK welcome to CAG, have TWW stated exactly what the original debt is yet?

Do you consider that ''IF'' the account was yours, if it would be statute barred(6 years, 5 in Scotland without any payment or acknowledgment in writting) it seems that many if not all of this tranch of debt aquired by MMF are very old JD Williams accounts covering many different catalogue titles.

 

I am preparing a mass report for submission to the OFT regarding the conduct of both MMF and TWW in regard to these debts, please send the prove it letter and keep us posted here on the reply.

 

I gave this some thought after reading this thread and the only thing I could think this is related to could be a debt with La Redoute. This was created as a result of fraud (they admitted liablity because they delivered goods to a different address), but that was at my previous address and it was at least 8-10 years ago? I haven't used any catalogs since then - just stick to credit cards and I'm up to date with all of my credit card payments. I posted the letter last night so - TWW won't get it until Tuesday. I will keep you posted.

[BRIGADIER2JCS]

Ok sounds interesting, have you checked your credit files yet? If not it would be a wise move.

[captainbirdseye]

Ok sounds interesting, have you checked your credit files yet? If not it would be a wise move.

 

Yes - I've had a look and there is nothing that is outstanding or unpaid - the La Redoute debt isn't showing on there so it will be interesting to see what they come back with.

[BRIGADIER2JCS]

Another on for the Statute Barred letter to Transcom asap .

[Keyplayer]

Hi, have received a Transcom letter today asking for £155.78 on behalf of Arrow Global Gurensey Ltd.

Have no idea what it's referring to, the last debt I can remember was from a disputed account with Orange some 7 or 8 years ago when I was at a different address.

I'm looking through the thread to try and work out what action to take but I've not dealt with any of this before and nervous about making the wrong move - would be very grateful for any advice anyone can offer!

[BRIGADIER2JCS]

Hi Welcome to CAG,

 

I think this is another of a tranch of statute barred debts being hawked around by the likes of Arrow Global and MMF, TWW have been assigned a large number of these, so 7-8 years no payment or written acknowledgment statut barred so send the followinh to:

 

Sarah Hayward

Head of Collections

TTW (UK) Ltd.,

 

Ref: As on their letter.

 

Dear Ms. Hayward,

 

I refer to your lettter dated xx xx xxxx in which you allege that I owe a debt for £xxx .xx , I have no knowledge of any such alleged debt and do not acknowledge and debt to TWW (UK) Ltd or any company you may claim to represent.

 

As I monitor my credit history closely I can confirm that any such alleged debt is STATUTE BARRED, therefore I will not now or in the future make any payment or offer of payment.

 

I am aware of the OFT Guidance 2003 updated November 2012 and the sections regarding the pursuit of statute barred debt.

 

I would suggest that you return this matter to your client and close your file on this matter.

 

Furthermore I must remind you that should you dispute my statement the onus of proof that this alleged debt is not statute barred lies entirely on TWW (UK) Ltd and your client, it is not for me to prove the alleged debt is statute barred.

 

Send recorded deliveru and check receipt.

 

I would expect you to receive confirmation of receipt on a template letter that states ''we can confirm that this account does not fall under the Limitations Act 1980 and therefore is not statute barred''.

 

IF/when you get the letter come back to me and I take the next step for you.

 

I am preparing a mass report to the OFT on the conduct of TWW and would like to include your case please.

You will now cease to process all data relating to me and remove it from your files immediately.

[Keyplayer]

Hi Welcome to CAG,

 

I think this is another of a tranch of statute barred debts being hawked around by the likes of Arrow Global and MMF, TWW have been assigned a large number of these, so 7-8 years no payment or written acknowledgment statut barred so send the followinh to:

 

Sarah Hayward

Head of Collections

TTW (UK) Ltd.,

 

Ref: As on their letter.

 

Dear Ms. Hayward,

 

I refer to your lettter dated xx xx xxxx in which you allege that I owe a debt for £xxx .xx , I have no knowledge of any such alleged debt and do not acknowledge and debt to TWW (UK) Ltd or any company you may claim to represent.

 

As I monitor my credit history closely I can confirm that any such alleged debt is STATUTE BARRED, therefore I will not now or in the future make any payment or offer of payment.

 

I am aware of the OFT Guidance 2003 updated November 2012 and the sections regarding the pursuit of statute barred debt.

 

I would suggest that you return this matter to your client and close your file on this matter.

 

Furthermore I must remind you that should you dispute my statement the onus of proof that this alleged debt is not statute barred lies entirely on TWW (UK) Ltd and your client, it is not for me to prove the alleged debt is statute barred.

 

Send recorded deliveru and check receipt.

 

I would expect you to receive confirmation of receipt on a template letter that states ''we can confirm that this account does not fall under the Limitations Act 1980 and therefore is not statute barred''.

 

IF/when you get the letter come back to me and I take the next step for you.

 

I am preparing a mass report to the OFT on the conduct of TWW and would like to include your case please.

You will now cease to process all data relating to me and remove it from your files immediately.

 

 

Thanks very much, I will send this first thing tomorrow.

[BRIGADIER2JCS]

May I use your case in the complaint please.

[kat232]

please forgive me i am new to this forum, i received a letter from TRANSCOM today in my maiden name, (married sept 06) at my new address. Regarding a debt that has been passed from PROVIDENT to BCW group to motormile to TRANSCOM.

I have contact them regarding this supposed debt, that they are reporting was taken out in NOV 2006 i have no idea what the debt is, i stated that i have had dealing with provident prior to 06 but not during my marriage as my ex husband had everything in his name they have said they are going to request the details from their client but i am a little worried the amount being asked for is 69.60 but i have NEVER been approached before moving or since moving to pay this debt, i was told by JADE today that the account is not covered by something (sorry cant remember the word) because its doorstep collections and different rules apply

 

can anyone advise please

 

have just clarified with EQUIFAX that there is no trace of this debt against me

Edited November 29, 2012 by kat232
new info

[blair29]

Just got a letter from Transcom myself chasing a debt for £326.59 the creditor allegedly being ebay. I have bo knowedge of this debt whatsoever so I gave them a call and was advised that the debt was from 2005. I did mention that the letter they sent was pointless due to the 5 year statute but I was advised that because it was an online account it was statute exempt.

 

I was also advised that I could either aknowledge the debt or they would report it as fraud.

 

Utterly ridiculous.

[BRIGADIER2JCS]

Hi Welcome, I guess that you were told that ''this account idoes not fall under the Limitations Act 1980 and therefore is not statute barred''.

If what they about this alleged debt is not something you recognise DO NOT CONTACT THEM ESPECIALLY NOT BY PHONE!!

What rubbish!!

 

Check your credit reference files asap please, to see if it show!#

You mention 5 years limitation period so I assume you are in Scotland?

[42man]

Ring them back and get them to confirm what they said (but this time record the call) Let us know when you have the recording....

[kat232]

i have checked mine with equifax and it shows nothing, i have spooken to them upon receipt of the letter this morning as i was baffled about what it was all about. please advise as to what i should do i asked them to clairfy the account and to prove the original signed documentation for agreement

[42man]

And Kat if you have not made any payment towards the debt or acknowledged it in writing for at least 6 years (5 in Scotland) then it WILL be statute barred.....

[42man]

Kat send this letter recorded delivery - http://www.consumeractiongroup.co.uk/forum/content.php?408-Letter-sent-when-debt-is-statute-barred

 

If they continue to harrass you then please let us know, if you really have to speak to them then RECORD THE CALL

[kat232]

i have no knowledge of the debt, the debt is in my maiden name but i was married on the date they gave so my id would have been in my married name. it was taken out on 24 NOVEMBER 2006 so i dont know whether that covers me for statute barred

[kat232]

many thanks for your help i will send letter asap thank you