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Hello peeps, just joined, time to fight the banks!


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Just thought I would say hello and introduce myself.

Have recently done a rough tally with my bank and I am owed nearly £1500.

Time to get it back me thinks.

WON

HSBC Current Account - £1139

ONGOING

Lloyds TSB Current Account - £1637 + £58.49 interest

S.A.R 03/09/06, Prelim 20/10/06 BOGOF 02/11/06,

LBA 20/11/06 MCOL 17/12/06, Issued 18/12/06

Acknowledged 22/12/06, £750 Goodwill 22/12/06

John Lewis Mastercard - £180 + £15.75

LBA 29/01/2007, MCOL 19/02/2007

HSBC Mastercard - £150 + £12.95 interest

LBA 20/02/2007

Barclaycard

S.A.R 20/02/2007

Capital One Mastercard

S.A.R 05/01/2007

Capital One Visa

S.A.R 05/01/2007

Lloyds TSB Platinum Mastercard

S.A.R 20/02/2007

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hello

 

my first post and i need help!

 

capital one and the lewis group are driving me insane. I had a cc and was up to my £500 limit when i got made redundant. capital eventually froze the interest (after several requests) but its now at £950 after all their charges! They offered me a 50% reduction if I settled with them (and it could be paid in instalments) so I rang them and said yes. They said sorry youre too late £950 or nothing and we want it in full or we are transferring the debt to lewis's so I said do it.

I wrote to capital and said I wanted details of all charges (but they claim not to have had the letter - funny that!) Lewis's rang me and I told them what I had done and they have come back to me saying capital did not receive that request and want £5 per statement! Now I get monthly statements, the account is about 6 years old so thats £360 before I can even get started!

 

can they do this? I though there was a ceiling? I cant afford that sort of money!

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Just send in a "subject access request" letter, it will cost you £10 max.

The details are in the templates library in this forum.

WON

HSBC Current Account - £1139

ONGOING

Lloyds TSB Current Account - £1637 + £58.49 interest

S.A.R 03/09/06, Prelim 20/10/06 BOGOF 02/11/06,

LBA 20/11/06 MCOL 17/12/06, Issued 18/12/06

Acknowledged 22/12/06, £750 Goodwill 22/12/06

John Lewis Mastercard - £180 + £15.75

LBA 29/01/2007, MCOL 19/02/2007

HSBC Mastercard - £150 + £12.95 interest

LBA 20/02/2007

Barclaycard

S.A.R 20/02/2007

Capital One Mastercard

S.A.R 05/01/2007

Capital One Visa

S.A.R 05/01/2007

Lloyds TSB Platinum Mastercard

S.A.R 20/02/2007

Link to post
Share on other sites

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