Capstone repossession

[uneverdid]

I wrote to the dlc and heard nothing till today when I received a letter from Scotcall asking for £40.000 otherwise they'll send a field agent round !!

[caro]

Did you ever receive a response to your sar?

 

If not have you reported them to the ICO?

 

Write to scotcall as advised above saying that you are awaiting info from sar, that you will only communicate in writing and will not accept or pay for any visits.

[dx100uk]

just remember dlc/snotcrawl/any DCa

ARE NOT BAILIFFS

they have

NO SUCH LEGAL POWERS

 

dx

[uneverdid]

Hi just an update

 

I have still yet to receive any response but

 

yesterday noticed a car park outside and the passenger was looking at my car on the drive

and seemed to be writing down the reg.

 

I am so concerned that they are now getting ready to send a bailiff in that I've hardly slept.

 

Are they likely to send the bailiffs in without any warning

as there was a money order attached to the repossession.

 

Thanks for your help.

[Bandit127]

Hi. Did you get your SAR and breakdown of amounts in the end?

 

Unless they have been back to court for another hearing to enforce the debt, no Bailiff will be round. You will have had a letter from the court if they had been back. Just becuase there was a money order doesn't mean Bailiffs.

[uneverdid]

Hi no never got any letters so I'm ashamed to say I just left it

but with this car thing it's shook me up a bit again.

 

I thought because they'd got a money order at the time of repossession

 

they could enforce it without going back to court so that's a relief.

 

Maybe they are just a tracing company

 

and I'll get a letter shortly

 

I've also been contacted by mackenzie hall through email.

 

Thanks for your reply it really helps.

[Bandit127]

It's a lot of money. Maybe even enough to send someone from the office out to see what information they can get on you. DCAs need information to decide what approach to take. Maybe (at worst case) that is what it was.

 

They ask for I&Es not because they are gentlemen and abiding by "the rules" but that information is a gold mine when it comes to reviewing your account to decide how best to manage it.

 

I digress - sorry. But, like I said, no enforcement = no bailiff.

 

You really should send Mackenzie Hall the same letter you should have sent before. Awaiting a breakdown of the amount owed and the SAR etc. That should keep them off your back.

[uneverdid]

Ok will sort it asap thankyou again